Oswegatchie
St. Lawrence County · 3,976 peopleCost of living grade, homes cost 1.5 years of area income·Overall B− · #381 of 745 in NY
New York rankings · Cost of living
Most affordable towns in New York
Oswegatchie ranks first on cost of living among New York’s 757 towns of 2,500+; 42 of the 757 grade A− or better on cost of living nationally.
The Cost of living grade: home values, rent and property-tax bills against the income of the town’s metro area or county, and the share of households paying 30%+ of income for housing (Census ACS). How grades work
A
#2Moira
Franklin County · 2,871 peopleCost of living grade, homes cost 1.4 years of area income·Overall D · #681 of 745 in NY
#3Stephentown
Rensselaer County · 2,782 peopleCost of living grade, homes cost 2.4 years of area income·Overall B · #284 of 745 in NY
All 757 towns
Cost of living grade, best first (the letter is national). Towns with the same score share a rank (T = tied; 2 towns here); the overall grade and state rank are beside each.
757 towns ranked. Not here? See why a town may be missing.
#TownGradeHome price · overall
288South Glens FallsSaratoga County · 3,704 peopleC+3.6 years of area income·Overall B− · #402 of 745
487North GreenbushRensselaer County · 13,523 peopleC−3.9 years of area income·Overall A− · #151 of 745
526East GreenbushRensselaer County · 16,561 peopleC−3.3 years of area income·Overall A · #132 of 745
537Wappingers FallsDutchess County · 6,048 peopleC−5.1 years of area income·Overall B+ · #235 of 745
556West HaverstrawRockland County · 11,025 peopleC−4.4 years of area income·Overall C− · #596 of 745
566Saratoga SpringsSaratoga County · 28,768 peopleD7.5 years of area income·Overall A− · #199 of 745
612Hastings-on-HudsonWestchester County · 8,440 peopleD11.7 years of area income·Overall A+ · #5 of 745
641Croton-on-HudsonWestchester County · 8,282 peopleD8.6 years of area income·Overall A+ · #24 of 745
665Briarcliff ManorWestchester County · 7,481 peopleD−11.8 years of area income·Overall A− · #179 of 745
702Mount PleasantWestchester County · 45,444 peopleD−8.0 years of area income·Overall A · #90 of 745
712Sleepy HollowWestchester County · 11,474 peopleD−10.6 years of area income·Overall B+ · #248 of 745
713Port ChesterWestchester County · 32,303 peopleD−7.5 years of area income·Overall C+ · #467 of 745
715South Blooming GroveOrange County · 3,810 peopleD−5.2 years of area income·Overall D− · #731 of 745
729North CastleWestchester County · 12,360 peopleD−11.0 years of area income·Overall A+ · #34 of 745
744Great Neck EstatesNassau County · 3,139 peopleD−16.5 years of area income·Overall A+ · #36 of 745
751Port Washington NorthNassau County · 3,154 peopleD−10.7 years of area income·Overall A · #57 of 745
Not ranked
1 town without a cost of living grade
Towns of 2,500+ that don’t have the figures this grade needs. Each town’s page says which ones are missing.
- Brookville Nassau County · 3,037 people
Quick answers
Questions people ask
What is the most affordable town in New York?
Oswegatchie (St. Lawrence County) ranks first on cost of living among 757 towns, with an A; Moira and Stephentown follow.
How are these towns ranked?
The Cost of living grade: home values, rent and property-tax bills against the income of the town’s metro area or county, and the share of households paying 30%+ of income for housing (Census ACS). Towns are sorted on the grade’s score; the letter and rank are the same as on each town’s page. How grades work.
Why isn’t my town on this list?
The list covers towns of 2,500+ residents with a cost of living grade (757 in New York). 1 town of 2,500+ lack the figures and is listed above. Smaller towns have the grade on their page but no rank. Every town is on the New York page.
Go deeper
All New York rankings →More New York lists
Every list ranks the same 2,500+ towns, so a town’s rank means the same thing on each.
Best places to live745 towns · #1 BrookvilleBest small towns508 towns · #1 BrookvilleSafest towns236 towns · #1 HighlandsTowns with the best schools755 towns · #1 Kiryas Joel and Palm TreeHealthiest towns755 towns · #1 ScarsdaleBest towns for jobs & income758 towns · #1 LawrenceMost walkable towns758 towns · #1 LarchmontTowns with the lowest natural-hazard risk758 towns · #1 BrockportBest towns for the outdoors758 towns · #1 HaverstrawMost historic towns758 towns · #1 OtsegoTowns with the most civic life751 towns · #1 Shelter IslandTowns with the least snow737 towns · #1 BayvilleDescribed, no lettersSnowiest towns737 towns · #1 CarthageDescribed, no lettersTowns with the mildest winters691 towns · #1 Hempstead and Long BeachDescribed, no lettersTowns with the hottest summers691 towns · #1 PiermontDescribed, no lettersTowns with the coolest summers691 towns · #1 North ElbaDescribed, no lettersTowns with the highest incomes757 towns · #1 Brookville and 11 moreDescribed, no lettersTowns with the lowest property taxes619 towns · #1 BuffaloDescribed, no lettersFastest-growing towns764 towns · #1 Kiryas Joel and Palm TreeDescribed, no lettersTowns with the most-used libraries241 towns · #1 Shelter IslandDescribed, no letters
Other states