Each edition grades its towns against each other only.
For most people who can afford it, yes. Lloyd grades B overall, 294th among New York's 745 graded towns. Residents are healthier than 88% of U.S. towns on CDC estimates. The catch is cost: homes are expensive, about $390K for a typical one and 4.5 times the Kingston metro’s $86K median household income. Lloyd’s average trip to work is 31 minutes, against 25 minutes in New York’s towns and 25 minutes across U.S. towns. Lloyd has 3 places on the National Register of Historic Places, among them Poughkeepsie Railroad Bridge and Anthony Yelverton House.
Where Lloyd beats most towns.
Where Lloyd’s working residents go each day. Line width shows the share.
Census LEHD 2023
Each subject compared with towns across the country (schools within New York), ordered by how far Lloyd is from typical.
How TownRatings grades towns →
Census counts: 2,035 in 1850, 11,133 in 2020. The archive holds 24 old photos and papers going back to 1875 and a map from 1903 on.
3 places on the National Register of Historic Places.
Explore the history →Museums, parks, gardens and other places to visit around Lloyd. Close and well known come first.
Big draw22 mi MuseumUnited States Military Academy
4 mi National Historic SiteHome of Franklin D. Roosevelt National Historic Site102K visitors a year
6 mi National Historic SiteVanderbilt Mansion National Historic Site295K visitors a year5 mi MuseumFranklin D. Roosevelt Presidential Library and Museum
23 mi Stadium & arenaMichie Stadium
31 mi LakeCandlewood LakeUnited States Military Academy: USMA Public Affairs Office, Public domain · Home of Franklin D. Roosevelt National Historic Site: Crunch, CC BY-SA 4.0 · Vanderbilt Mansion National Historic Site: Daderot, Public domain · Michie Stadium: John Pellino, Public domain · Candlewood Lake: Carol M. Highsmith, Public domain
Who provides power, water and the rest in Lloyd, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.
Ordered by what stands out in Lloyd.
Lloyd has less food insecurity than most of New York, but it reports more crime than New Paltz and its other graded neighbors.
Its widest gap with New York is food insecurity: 10.5% of its 11,073 adults worry about having enough food, against 17.2% statewide.
29% of Lloyd adults have obesity. Lloyd beats the New York average on 13 of 32 CDC measures and trails it on 1. 19% of Lloyd adults have been diagnosed with depression.
| Lloyd | New York towns | U.S. towns | |
|---|---|---|---|
| Obesity (CDC PLACES) | 29% | 33% | 35% |
| Depression (CDC PLACES) | 19% | 21% | 23% |
| Feel lonely (CDC PLACES) | 30% | 32% | 33% |
| Smoke cigarettes (CDC PLACES) | 11% | 13% | 14% |
| What stands out | Lloyd | NY |
|---|---|---|
| Fewer adults facing food insecurity | 10.5% | 17.2% |
| Fewer older adults who have lost all their teeth | 8.5% | 12.8% |
| More adults who have had cancer | 9.3% | 7.7% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Its public schools are run by the Highland Central School District. Two of its 4 schools are below, each with why it’s listed. The largest public high school is Highland High School, with 513 students.
| School | Level | Students | Letter |
|---|---|---|---|
| Highland Elementary SchoolLargest public elementary schoolGrades K–5 | Grades K–5 | 665 | B− |
| Highland High SchoolLargest public high schoolGrades 9–12 | Grades 9–12 | 513 | A |
NCES · EDFacts · graded within NY on state tests and graduation
12 miles of trail in 8 parks and preserves. The biggest place to walk is Scenic Hudson, 555 acres with 2.2 miles of trail.
| Lloyd | New York towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 8.7% | 5.2% | 4.3% |
| Miles of trail per square mile | 0.4 miles per square mile | 0.4 | 0.4 |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Berean Park | 4.3 mi | 274 |
| 2. Franny Reese State Park | 2.8 mi | 277 |
| 3. Scenic Hudson | 2.2 mi | 555 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Most working residents leave Lloyd for work: only 12% work in town. 5.4% of residents live below the poverty line in Lloyd. The top destinations are New York (12%), Poughkeepsie (10%) and Poughkeepsie (7%).
| Lloyd | New York towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 5.4% | 9.5% | 9.6% |
| Median household income | $92,000 | $82,000 | $80,000 |
| Working residents who work in town | 12% | 10% | 8% |
Census LEHD 2023 · ACS
Lloyd is safe by national standards, yet each of the 4 graded towns on its borders reports less crime per resident, from New Paltz (A−) to Marlborough (A+). At 11.2 crimes per 1,000 residents a year, it reports less crime than 54% of New York’s graded towns.
FBI crime data, 2025 · crimes reported to police
Expected storm and flood damage is lower than in 69% of U.S. communities. Since 1992, 33 flood insurance claims have been paid out in Lloyd.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Lloyd has chilly, snowy winters and warm summers. July afternoons reach 84°, January nights drop to 18° and about 44 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
No broad age group is more than 4 points off the New York average. 45% of adults 25 and older have a bachelor’s degree or more, vs 40% across New York.
| Lloyd | New York towns | U.S. towns | |
|---|---|---|---|
| Bachelor’s degree or more, 25+ | 45% | 32% | 29% |
| Under 18 | 18% | 20% | 22% |
| Aged 65 or older | 22% | 20% | 18% |
| Median age | 43.3 years | 42.9 years | 40.5 years |
53% women, 47% men
That’s an even split within the survey’s margin of ±3.7 points. Across New York, 51.2% of residents are women.
| Lloyd | NY | U.S. | |
|---|---|---|---|
| Under 10 | 11.2% | 11% | 11.6% |
| 10 to 17 | 7% | 9.5% | 10.3% |
| 18 to 24 | 7.3% | 8.9% | 9.1% |
| 25 to 34 | 12.6% | 14.2% | 13.7% |
| 35 to 44 | 14.6% | 13% | 13.2% |
| 45 to 54 | 10.9% | 12.2% | 12.2% |
| 55 to 64 | 15% | 13.3% | 12.7% |
| 65 to 74 | 14% | 10.3% | 10.2% |
| 75 and older | 7.5% | 7.6% | 7% |
| No diploma | 4.6% | 12% | 10.4% |
| High school | 21.2% | 24.3% | 26% |
| Some college | 18.8% | 14.6% | 19.1% |
| Associate’s | 10.6% | 8.8% | 8.8% |
| Bachelor’s | 26% | 22.4% | 21.6% |
| Graduate | 18.9% | 17.9% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates
7 within 15 miles of the center of Lloyd
About 4 of every 100 Lloyd residents are enrolled in college, against 7 across New York.
3 places in Lloyd on the National Register of Historic Places.
Town in New York, United States
Lloyd is a town in Ulster County, New York, United States. The population was 11,133 at the 2020 census. It is part of the New York City combined statistical area. The town of Lloyd is located in the eastern part of Ulster County. U.S. Route 9W runs north and south in the eastern part of the town. The concurrent U.S. Route 44 and NY 55 pass through the southeastern corner of the town. NY 299 also runs east–west across town. Lloyd is on the opposite side of the Hudson River from Poughkeepsie, New York, to which it is linked by the Mid-Hudson Bridge and the Walkway over the Hudson.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
10 towns share a border with Lloyd.
Hyde Park next door grades lower for schools (C to Lloyd’s B) and higher for cost of living (C to D).
| Town | NY rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Lloyd | #294 | B | D | B+ | B | A |
| New Paltz | #218 | B+ | D | A− | B+ | A− |
| Plattekill | #206 | B+ | C− | A | B+ | A− |
| Marlborough | #183 | A− | D− | A+ | B | A |
| Hyde Park | #290 | B | C | A | C | A− |
| Esopus | #590 | C− | C− | — | C | B+ |
| Highland | — | — | — | — | — | — |
| Clintondale | — | — | — | — | — | — |
Esopus reports no FBI crime data of its own. Highland and Clintondale aren’t graded (fewer than 1,000 residents, or not enough data). Compare Lloyd with a neighbor →
Short answers, built from the data on this page.
For most people who can afford it, yes. Lloyd grades B overall, better than 63% of U.S. towns and #294 of 745 in New York. It grades A for health, B+ for safety and B for schools. Cost of living is its weak spot, with a D.
Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.
