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Sanford Clock Tower, Amsterdam
New York›Montgomery County
Photo: Beyond My Ken · CC BY-SA 4.0
Photo of Amsterdam

Amsterdam, NY · Photo: Beyond My Ken · CC BY-SA 4.0 · Source ↗

Is Amsterdam a good place to live?

Amsterdam grades D− overall, 735th among New York's 745 graded towns, mostly because of schools and incomes. Its schools rank behind 90% of the state's. The median household income is $56K, and 20% of residents live below the poverty line. It also has a long history, with 13 places on the National Register. On health, just 95 of New York’s 1,213 towns do worse. Its National Register listings include Guy Park and US Post Office-Amsterdam. 20% of residents live below the poverty line in Amsterdam, where New York’s towns sit at 9.5% and U.S. towns at 9.6%.

What makes Amsterdam stand out

Where Amsterdam beats most towns, and one thing worth knowing.

Guy Park
Guy Park · National Register of Historic Places
Amsterdam’s story

316 years in pictures

Census counts: 1,700 in 1840, a peak of 34,817 in 1930, 18,219 in 2020. The archive holds 18 old photos and papers going back to 1773 and 5 maps from 1895 on.

13 places on the National Register of Historic Places.

  • 1710Amsterdam is settled
Explore the history →

How Amsterdam grades

Each subject compared with towns across the country (schools within New York), ordered by how far Amsterdam is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Amsterdam: who provides what

Who provides power, water and the rest in Amsterdam, and how to reach them.

The full setup list →
PowerNational Grid19.9¢/kWh · EIA 2025HIFLD · EIA
WaterAmsterdam (C) water system2 health-based violations in 5 years · EPAEPA
Internet3 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsAmsterdam City School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereMontgomery County Board of ElectionsMontgomery County; contacts on the Handbook page.FVAP, Aug 2015
ZIP code1201012010 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Amsterdam.

Amsterdam is healthier than towns with similar incomes and has commutes shorter than most of New York, but it carries more natural-hazard risk than most of New York (mostly inland flooding).

SchoolsD

For schools, Amsterdam earns a D

Its public schools are run by the Amsterdam City School District. One of its 4 schools is below, with why it’s listed.

10%of NY districts it outscoresDSchool Grade
SchoolLevelStudentsLetter
Wilbur H Lynch Literacy AcademyLargest public middle schoolGrades 6–8Grades 6–8772D

NCES · EDFacts · graded within NY on state tests and graduation

HousingCost of living grade C+

The typical home in Amsterdam is valued at about $245K

The typical Amsterdam home is worth about $245,000, up 4.2% in a year, 53% below the New York typical home.

$245KZillow home value
AmsterdamNew York townsU.S. towns
Households that own their home53%75%73%
Median rent$1,006 a month$1,103 a month$1,185 a month

Typical home value

Amsterdam$245K
New York$525K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
22
days on market
98.1%
sale-to-list price
+4.2%
value change, 1 year
15
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

OutdoorsB

Conserved land covers 4.2% of Amsterdam

2.2 miles of trail in 8 parks and preserves.

#346for trails in NY
AmsterdamNew York townsU.S. towns
Conserved land4.2%5.2%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
4.2%
conserved · 167 of 3,980 acres
2.2 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Veterans Park0.7 mi18
2. Shuttleworth Park—16
3. Riverlink Park0.1 mi6

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthC

A larger share of adults sleep under 7 hours in Amsterdam than in most of New York or the rest of the country

Against the 7,781 U.S. towns with household incomes like Amsterdam’s, it is less healthy than 54%, so its C isn’t only a matter of income.

44% of Amsterdam adults sleep under 7 hours. Amsterdam beats the New York average on 0 of 32 CDC measures and trails it on 19. 31% of Amsterdam adults get no exercise outside work.

25%healthier than U.S. townsCHealth Grade
AmsterdamNew York townsU.S. towns
Sleep under 7 hours (CDC PLACES)44%37%36%
Food insecurity (CDC PLACES)23%13%14%
Obesity (CDC PLACES)41%33%35%
Get no exercise (CDC PLACES)31%25%25%
32 measures vs. New York
0 better13 too close to call19 worse
What stands outAmsterdamNY
More uninsured adults11.8%7.9%
More older adults who have lost all their teeth18.6%12.8%
More adults with obesity41.2%28.8%
St. Marys Healthcare
1.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
7th
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Snowy winters and pleasant summers in Amsterdam

Amsterdam has cold, snowy winters and pleasant summers. July afternoons reach 82°, January nights drop to 13° and about 64 inches of snow falls in a winter.

64″snow a winter

Typical low → high °F

Winter16–34°
Spring34–57°
Summer57–80°
Fall40–60°
Oct 7
typical first frost
May 7
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C−

Amsterdam has 0.8 jobs for every working resident, so most commute out

The average commute for its 6,887 working residents takes 20.7 minutes, against 32.6 across New York.

About one in 5 of Amsterdam’s working residents works in town. Amsterdam’s average trip to work is 21 minutes. The top destinations are Amsterdam (8%), Florida (5%) and Albany (5%).

22%work in town
AmsterdamNew York townsU.S. towns
Working residents who work in town22%10%8%
Average trip to work21 minutes25 minutes25 minutes
Median household income$56,000$82,000$80,000

Where working residents work

In Amsterdam22%
Amsterdam8%
Florida5%
Albany5%
Colonie5%
14 mi
median commute distance
5,425
jobs based in Amsterdam
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 63% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C

Amsterdam faces a high natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 86% of New York towns, with expected losses of about $325 per resident a year; that rating is what its C for hazard risk is built on.

The FEMA risk score in Amsterdam is 64 of 100. Since 1980, 9 flood insurance claims have been paid out in Amsterdam.

64risk score of 100
FEMA risk score
64High riskLowerHigher
Inland floodingCold waves
9
paid flood claims since 1980
7
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Safety

Crime reported in Amsterdam

Amsterdam's reported crime rate is well below New York's. 54 violent crimes were reported in 2025.

AmsterdamNew York townsU.S. towns
Violent crimes per 1,000 (2025)3 per 1,000 residents0.81.6
Property crimes per 1,000 (2025)6.1 per 1,000 residents7.69.9

Violent crime per 1,000 residents

Amsterdam3
New York3.7
U.S.3.3

Property crime per 1,000 residents

Amsterdam6.1
New York15.7
U.S.15.5
54
violent crimes reported in 2025
111
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Nearby attractions

Great Escape and 35 more within 40 miles

Museums, parks, gardens and other places to visit around Amsterdam. Close and well known come first.

All 74 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Great Escape: Jared and Corin, CC BY-SA 2.0 · National Museum of Racing and Hall of Fame: Peter Flass, CC BY 3.0 · Grant Cottage State Historic Site: Coingeek at English Wikipedia, Public domain · MVP Arena: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · USS Slater: UpstateNYer, CC BY-SA 3.0

Keep exploring

Everything we know about Amsterdam

20pages on Amsterdam
After high school

Colleges nearby

2 within 15 miles of the center of Amsterdam

Landmarks

13 places in Amsterdam on the National Register of Historic Places.

All landmarks →

Famous people from Amsterdam

37 notable people were born in Amsterdam.

See all 37 →

About Amsterdam

City in New York, United States

Official town website ↗

Amsterdam () is the largest and most populated city in Montgomery County, New York, United States. As of the 2020 census, the city had a population of 18,219. The city is named after Amsterdam in the Netherlands. The city of Amsterdam is bordered on the northern and eastern sides by the town of Amsterdam. The city developed on both sides of the Mohawk River, with the majority located on the north bank. The Port Jackson area on the south side is also part of the city.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1710
Area
6.3 sq mi
Elevation
361 ft
ZIP code
12010
Area code
518

Amsterdam’s neighbors

3 towns share a border with Amsterdam.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Amsterdam#735D−C+—DC
Amsterdam#664DB−—DB−
Florida#686DC—DB−
Fort Johnson——————

Amsterdam, Amsterdam and Florida report no FBI crime data of their own. Fort Johnson isn’t graded (fewer than 1,000 residents, or not enough data). Compare Amsterdam with a neighbor →

Questions about Amsterdam

Short answers, built from the data on this page.

Is Amsterdam, NY a good place to live?

Amsterdam grades D− overall, better than 3% of U.S. towns and #735 of 745 in New York. It grades C for health and D for schools. Schools is its weak spot, with a D.

Is Amsterdam, NY expensive?

That is 3.8 years of the area's median household income ($64,943 across the Amsterdam, NY area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.

What is Amsterdam, NY known for?

37 notable people were born here, including Kirk Douglas and Raymond Tomlinson.