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Chester, NY, town hall
New York›Orange County
Photo: Daniel Case · CC BY-SA 3.0
Photo of Chester

Chester, NY · Photo: Daniel Case · CC BY-SA 3.0 · Source ↗

Is Chester a good place to live?

For most people who can afford it, yes. Chester grades A− overall, ranked 181st of 745 in New York. It has 19 miles of trail. The median household earns $140K and residents are healthier than 86% of U.S. towns on CDC estimates. The trade-off is money: homes are expensive, about $538K for a typical one and 5.5 times the Kiryas Joel metro’s $98K median household income. Chester’s average trip to work is 42 minutes, above both New York’s towns (25 minutes) and U.S. towns (25 minutes). Chester is home to Yeshiva of Nitra Rabbinical College. Chester has 4 places on the National Register.

What makes Chester stand out

Where Chester beats most towns.

Yelverton Inn and Store
Yelverton Inn and Store · National Register of Historic Places
Chester’s story

305 years in pictures

Census counts: 1,641 in 1850, 12,646 in 2020. The archive holds 6 old photos and papers going back to 1875 and 4 maps from 1906 on.

4 places on the National Register of Historic Places.

  • 1721Chester is settled
Explore the history →

How Chester grades

Each subject compared with towns across the country (schools within New York), ordered by how far Chester is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

United States Military Academy and 120 more within 40 miles

Museums, parks, gardens and other places to visit around Chester. Close and well known come first.

All 593 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

United States Military Academy: USMA Public Affairs Office, Public domain · MetLife Stadium: babyknight, CC BY 2.0 · Yankee Stadium: Matt Boulton, CC BY-SA 2.0 · The Cloisters: Paweł Drozd on Wiki Drozdpl cropped by Beyond My Ken (talk) 17:05, 27 December 2, CC BY-SA 3.0 · Ferncliff Cemetery: Anthony22 at English Wikipedia, CC BY-SA 3.0 · General Grant National Memorial: Daniel Schwen, CC BY-SA 3.0

Getting set up

Moving to Chester: who provides what

Who provides power, water and the rest in Chester, and how to reach them.

The full setup list →
PowerOrange & Rockland26.2¢/kWh · EIA 2025HIFLD · EIA
WaterChester Village water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers95% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsChester Union Free School DistrictWarwick Valley Central School DistrictMonroe-Woodbury Central School District3 districts serve Chester; which school depends on your address and gradeNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereOrange County Board of ElectionsOrange County; contacts on the Handbook page.FVAP, Jun 2023
ZIP codes10918, 10950, 1099010918 78% · 10950 20% · 10990 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Chester.

Chester trades workers with New York City and other neighbors, owes part of its health edge to its incomes and has household incomes well above the New York norm.

OutdoorsA

Conserved land covers 16.4% of Chester

The biggest place to walk is Goosepond Mountain State Park, 2,050 acres with 7 miles of trail. The trail density in Chester is 0.8 miles per square mile.

#180for trails in NY
16.4%
conserved · 2,624 of 16,037 acres
19 mi
of trails · 0.8 per sq mi
Biggest places to walkTrailsAcres
1. Goosepond Mountain State Park7 mi2,050
2. Chester Commons Park0.6 mi35
3. Knapp's View—91

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB+

Chester’s schools rank ahead of 66% of New York districts

Its public schools are run by the Chester Union Free School District. Its two schools are below. The largest public high school is Chester Academy-Middle/High School, with 538 students.

66%of NY districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Chester Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5393C−
Chester Academy-Middle/High SchoolLargest public high schoolGrades 6–12Grades 6–12538B

NCES · EDFacts · graded within NY on state tests and graduation

HealthA

Chester’s grade for health is an A

Against the 3,590 U.S. towns with household incomes like Chester’s, it is less healthy than 51%: its national edge comes with its incomes.

18% of Chester adults have been diagnosed with depression. Chester beats the New York average on 14 of 32 CDC measures and trails it on 0. 30% of Chester adults have high blood pressure.

86%healthier than U.S. townsAHealth Grade
ChesterNew York townsU.S. towns
Depression (CDC PLACES)18%21%23%
High blood pressure (CDC PLACES)30%34%35%
Smoke cigarettes (CDC PLACES)11%13%14%
Frequent physical distress (CDC PLACES)12%14%14%
32 measures vs. New York
14 better18 too close to call0 worse
What stands outChesterNY
Fewer adults facing food insecurity12.3%17.2%
Fewer older adults who have lost all their teeth9.9%12.8%
Garnet Health Medical Center
8.9 mi away · emergency room
2 of 3
care shortages: primary care, mental health
73rd
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A−

Chester faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 77% of U.S. communities. Since 1978, 85 flood insurance claims have been paid out in Chester.

23risk score of 100
FEMA risk score
23Low riskLowerHigher
Inland floodingHurricanesCold waves
85
paid flood claims since 1978
5
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Chester has four seasons and pleasant summers

Chester has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 18° and about 39 inches of snow falls in a winter.

39″snow a winter

Typical low → high °F

Winter21–38°
Spring37–59°
Summer60–81°
Fall42–63°
Oct 11
typical first frost
May 1
typical last frost
+2.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A

Most working residents commute out of Chester

Chester has about as many jobs (4,679) as working residents, but only 391 people both live and work here. The average commute takes 42 minutes, against 32.6 across New York.

Most working residents leave Chester for work: only 7% work in town. Jobs based in Chester fell to 4,679 in 2023, 388 fewer than in 2013. 16% of workers work from home in Chester.

7%work in town
ChesterNew York townsU.S. towns
Median household income$140,000$82,000$80,000
Work from home16%12%11%
Below the poverty line8.1%9.5%9.6%
Working residents who work in town7.4%10%8%

Where working residents work

In Chester7%
New York23%
Wallkill6%
Goshen6%
Ramapo4%
21 mi
median commute distance
4,679
jobs based in Chester
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 78% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Chester

Chester's reported crime rate is well below New York's. Chester’s property crime rate is 0.9 per 1,000 residents. Most reported incidents are property crimes, mainly thefts.

ChesterNew York townsU.S. towns
Property crimes per 1,000 (2025)0.9 per 1,000 residents7.69.9
Violent crimes per 1,000 (2025)0.2 per 1,000 residents0.81.6

Violent crime per 1,000 residents

Chester0.2
New York3.7
U.S.3.3

Property crime per 1,000 residents

Chester0.9
New York15.7
U.S.15.5
2
violent crimes reported in 2025
8
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Who lives here

More middle-aged adults than New York overall

The median household earns $139,778, against $85,974 across New York, one input to its A for jobs and income.

Adults 35 to 64 are 43% of residents (39% statewide). 38% of adults 25 and older have a bachelor’s degree or more, vs 40% across New York.

40.2median age · NY 39.8
ChesterNew York townsU.S. towns
Aged 65 or older15%20%18%
Bachelor’s degree or more, 25+38%32%29%
Under 1823%20%22%
Median age40.2 years43 years40.5 years
ChesterNew YorkUnited States

Ages · share of residents

Education · adults 25 and older

No diploma1%
High school24%
Some college23%
Associate’s13%
Bachelor’s24%
Graduate14%

Women and men · all residents

54% women, 46% men

About 86 men for every 100 women (the survey’s margin: ±3.3 points). Across New York, 51.2% of residents are women.

Ages and education in Chester
ChesterNYU.S.
Under 1012.2%11%11.6%
10 to 1710.8%9.5%10.3%
18 to 247.1%8.9%9.1%
25 to 3412.3%14.2%13.7%
35 to 4413.4%13%13.2%
45 to 549.8%12.2%12.2%
55 to 6419.9%13.3%12.7%
65 to 7410.6%10.3%10.2%
75 and older3.9%7.6%7%
No diploma1.2%12%10.4%
High school24.4%24.3%26%
Some college22.8%14.6%19.1%
Associate’s13.3%8.8%8.8%
Bachelor’s24.2%22.4%21.6%
Graduate14.1%17.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

HousingCost of living grade C−

Chester’s grade for cost of living is a C−

The typical Chester home is worth about $538,000, up 3.2% in a year, close to the New York typical home.

$538KZillow home value
ChesterNew York townsU.S. towns
Median rent$1,974 a month$1,098 a month$1,185 a month
Households that own their home79%75%73%

Typical home value

Chester$538K
New York$525K
+3.2%
value change, 1 year
3
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Chester

20pages on Chester
After high school

Colleges nearby

4 within 15 miles of the center of Chester

College town

Yeshiva of Nitra Rabbinical College calls Chester home

College Scorecard · IPEDS

Landmarks

4 places in Chester on the National Register of Historic Places.

All landmarks →

About Chester

Town in New York, United States

Official town website ↗

Chester is a town in Orange County, New York, United States. The population was 12,646 at the 2020 census. Chester contains a village, also called Chester. Chester is the birthplace of Philadelphia-style cream cheese.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1721
Area
25 sq mi
Area code
845

Chester’s neighbors

6 towns share a border with Chester.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Chester#181A−C−—B+A
Blooming Grove#319BDA−BB+
Goshen#133ADABA
Warwick#198A−D—A−A
Monroe#496C+D−—BC+
Chester#122ADB+B+A−
Walton Park——————

Chester, Warwick and Monroe report no FBI crime data of their own. Walton Park isn’t graded (fewer than 1,000 residents, or not enough data). Compare Chester with a neighbor →

Questions about Chester

Short answers, built from the data on this page.

Is Chester, NY a good place to live?

For most people who can afford it, yes. Chester grades A− overall, better than 78% of U.S. towns and #181 of 745 in New York. It grades A for health and B+ for schools. Cost of living is its weak spot, with a C−.

Is Chester, NY expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.