#1Camden
Camden County · 71,430 peopleCost of living grade, homes cost 1.6 years of area income·Overall D− · #449 of 466 in NJ
Camden, #1 on this list · Photo: ajay_suresh · CC BY 2.0New Jersey rankings · Cost of living
Most affordable towns in New Jersey
Camden ranks first on cost of living among New Jersey’s 468 towns of 2,500+; 0 of the 468 grade A− or better on cost of living nationally.
The Cost of living grade: home values, rent and property-tax bills against the income of the town’s metro area or county, and the share of households paying 30%+ of income for housing (Census ACS). How grades work
#1B
#2Salem
Salem County · 5,389 peopleCost of living grade, homes cost 2.6 years of area income·Overall D− · #452 of 466 in NJ
#3Alloway Township
Salem County · 3,338 peopleCost of living grade, homes cost 3.3 years of area income·Overall B− · #266 of 466 in NJ
All 468 towns
Cost of living grade, best first (the letter is national). Towns with the same score share a rank; the overall grade and state rank are beside each.
468 towns ranked. Not here? See why a town may be missing.
#TownGradeHome price · overall
5Greenwich TownshipGloucester County · 5,026 peopleB−2.8 years of area income·Overall A− · #179 of 466
10Harrison TownshipGloucester County · 14,043 peopleB−5.6 years of area income·Overall A+ · #16 of 466
13Woodbury HeightsGloucester County · 3,162 peopleC+3.9 years of area income·Overall A · #130 of 466
16Delaware TownshipHunterdon County · 4,597 peopleC+6.4 years of area income·Overall A+ · #13 of 466
18Pemberton TownshipBurlington County · 27,611 peopleC+3.9 years of area income·Overall C− · #387 of 466
24Westampton TownshipBurlington County · 9,436 peopleC+4.6 years of area income·Overall B− · #312 of 466
25Weymouth TownshipAtlantic County · 2,751 peopleC+2.1 years of area income·Overall C− · #388 of 466
28Pennsauken TownshipCamden County · 37,742 peopleC+3.4 years of area income·Overall D · #423 of 466
29Upper Freehold TownshipMonmouth County · 7,251 peopleC7.2 years of area income·Overall A− · #159 of 466
52Carneys Point TownshipSalem County · 8,766 peopleC2.9 years of area income·Overall C− · #404 of 466
53Hopewell TownshipCumberland County · 4,517 peopleC3.7 years of area income·Overall D · #411 of 466
58Florence TownshipBurlington County · 13,385 peopleC3.3 years of area income·Overall B · #239 of 466
65Alexandria TownshipHunterdon County · 4,811 peopleC5.6 years of area income·Overall C+ · #331 of 466
75Upper Pittsgrove TownshipSalem County · 3,545 peopleC−2.8 years of area income·Overall B+ · #215 of 466
76Franklin TownshipGloucester County · 16,666 peopleC−3.4 years of area income·Overall C · #353 of 466
79Monroe TownshipGloucester County · 38,137 peopleC−3.1 years of area income·Overall B− · #281 of 466
84Mantua TownshipGloucester County · 15,582 peopleC−3.6 years of area income·Overall B+ · #181 of 466
85Buena Vista TownshipAtlantic County · 7,175 peopleC−2.8 years of area income·Overall D · #415 of 466
88West Milford TownshipPassaic County · 25,216 peopleC−5.0 years of area income·Overall A− · #164 of 466
89Bethlehem TownshipHunterdon County · 3,774 peopleC−5.0 years of area income·Overall B+ · #207 of 466
90Commercial TownshipCumberland County · 4,767 peopleC−2.4 years of area income·Overall D− · #466 of 466
94Waterford TownshipCamden County · 10,562 peopleC−3.1 years of area income·Overall B− · #282 of 466
95Maurice River TownshipCumberland County · 4,780 peopleC−3.3 years of area income·Overall D− · #462 of 466
99West Deptford TownshipGloucester County · 22,681 peopleC−4.1 years of area income·Overall B− · #270 of 466
100River Vale TownshipBergen County · 10,555 peopleC−10.1 years of area income·Overall A+ · #6 of 466
101Logan TownshipGloucester County · 6,126 peopleC−3.3 years of area income·Overall B− · #269 of 466
104Peapack and GladstoneSomerset County · 2,587 peopleC−8.8 years of area income·Overall A · #128 of 466
105Riverside TownshipBurlington County · 8,231 peopleC−3.4 years of area income·Overall C− · #386 of 466
107Readington TownshipHunterdon County · 16,406 peopleC−5.5 years of area income·Overall A · #132 of 466
108Middletown TownshipMonmouth County · 67,135 peopleC−6.1 years of area income·Overall A · #93 of 466
110Frankford TownshipSussex County · 5,368 peopleC−4.2 years of area income·Overall C+ · #319 of 466
112Southampton TownshipBurlington County · 10,563 peopleC−4.8 years of area income·Overall C+ · #334 of 466
119Branchburg TownshipSomerset County · 15,511 peopleC−7.3 years of area income·Overall A− · #138 of 466
124Fairfield TownshipCumberland County · 5,440 peopleC−2.7 years of area income·Overall D− · #464 of 466
129Burlington TownshipBurlington County · 24,893 peopleC−4.3 years of area income·Overall B− · #300 of 466
130Hainesport TownshipBurlington County · 6,197 peopleC−5.7 years of area income·Overall B+ · #182 of 466
132City of Orange TownshipEssex County · 35,642 peopleC−3.7 years of area income·Overall D− · #442 of 466
136Deptford TownshipGloucester County · 32,600 peopleC−3.0 years of area income·Overall C+ · #322 of 466
138Irvington TownshipEssex County · 62,233 peopleC−4.2 years of area income·Overall D− · #448 of 466
142Maple Shade TownshipBurlington County · 20,556 peopleC−3.6 years of area income·Overall D · #412 of 466
143Mount Olive TownshipMorris County · 29,503 peopleC−4.9 years of area income·Overall A · #87 of 466
145Edgewater Park TownshipBurlington County · 9,617 peopleC−3.8 years of area income·Overall C− · #401 of 466
147East Amwell TownshipHunterdon County · 3,952 peopleC−5.1 years of area income·Overall A− · #168 of 466
148Mount Holly TownshipBurlington County · 10,645 peopleC−3.7 years of area income·Overall C− · #380 of 466
153Gloucester TownshipCamden County · 67,085 peopleC−3.0 years of area income·Overall B− · #306 of 466
166Holland TownshipHunterdon County · 5,239 peopleD4.6 years of area income·Overall C+ · #324 of 466
168Medford TownshipBurlington County · 25,612 peopleD6.9 years of area income·Overall A · #115 of 466
169Delran TownshipBurlington County · 18,909 peopleD4.8 years of area income·Overall B− · #296 of 466
172Little Egg Harbor TownshipOcean County · 21,801 peopleD3.5 years of area income·Overall C+ · #339 of 466
175Chesterfield TownshipBurlington County · 9,046 peopleD7.7 years of area income·Overall A+ · #36 of 466
177Kingwood TownshipHunterdon County · 3,864 peopleD4.8 years of area income·Overall B · #232 of 466
179Bridgewater TownshipSomerset County · 46,455 peopleD7.4 years of area income·Overall A− · #144 of 466
181West Amwell TownshipHunterdon County · 3,037 peopleD6.0 years of area income·Overall B+ · #213 of 466
184South Harrison TownshipGloucester County · 3,479 peopleD5.4 years of area income·Overall A− · #134 of 466
186Woolwich TownshipGloucester County · 14,858 peopleD5.0 years of area income·Overall A− · #150 of 466
190Toms River TownshipOcean County · 100,899 peopleD4.7 years of area income·Overall C+ · #317 of 466
192Parsippany-Troy Hills TownshipMorris County · 56,633 peopleD5.4 years of area income·Overall A · #114 of 466
197East Windsor TownshipMercer County · 30,562 peopleD4.6 years of area income·Overall B · #254 of 466
199South Brunswick TownshipMiddlesex County · 47,454 peopleD5.9 years of area income·Overall A · #125 of 466
203Mansfield TownshipBurlington County · 9,199 peopleD5.6 years of area income·Overall A− · #167 of 466
205Bordentown TownshipBurlington County · 12,821 peopleD4.8 years of area income·Overall B · #226 of 466
207West Windsor TownshipMercer County · 32,839 peopleD7.7 years of area income·Overall A · #77 of 466
208Tewksbury TownshipHunterdon County · 5,925 peopleD8.0 years of area income·Overall A · #47 of 466
209East Greenwich TownshipGloucester County · 12,610 peopleD4.5 years of area income·Overall A · #131 of 466
210Willingboro TownshipBurlington County · 32,824 peopleD3.9 years of area income·Overall D · #426 of 466
212Hillsborough TownshipSomerset County · 45,061 peopleD6.7 years of area income·Overall A · #97 of 466
218Moorestown TownshipBurlington County · 22,262 peopleD8.4 years of area income·Overall A · #118 of 466
219Tabernacle TownshipBurlington County · 7,014 peopleD5.7 years of area income·Overall B− · #299 of 466
221Washington TownshipGloucester County · 49,840 peopleD3.7 years of area income·Overall B · #227 of 466
230Galloway TownshipAtlantic County · 38,380 peopleD3.6 years of area income·Overall C− · #378 of 466
233Hamilton TownshipAtlantic County · 28,845 peopleD3.0 years of area income·Overall D · #419 of 466
239Mount Laurel TownshipBurlington County · 47,738 peopleD4.4 years of area income·Overall B · #258 of 466
242West Caldwell TownshipEssex County · 11,205 peopleD8.0 years of area income·Overall A · #69 of 466
244Old Bridge TownshipMiddlesex County · 70,228 peopleD4.6 years of area income·Overall B · #237 of 466
245Edison TownshipMiddlesex County · 109,077 peopleD6.4 years of area income·Overall B+ · #210 of 466
247Bernards TownshipSomerset County · 28,594 peopleD8.2 years of area income·Overall A+ · #17 of 466
248Egg Harbor TownshipAtlantic County · 48,435 peopleD5.0 years of area income·Overall C · #373 of 466
250Green Brook TownshipSomerset County · 7,410 peopleD7.0 years of area income·Overall A− · #174 of 466
254Aberdeen TownshipMonmouth County · 19,535 peopleD4.5 years of area income·Overall B+ · #218 of 466
256East Brunswick TownshipMiddlesex County · 50,678 peopleD6.3 years of area income·Overall A− · #163 of 466
277North Brunswick TownshipMiddlesex County · 45,097 peopleD5.5 years of area income·Overall B− · #311 of 466
288Cherry Hill TownshipCamden County · 79,965 peopleD4.2 years of area income·Overall B+ · #180 of 466
293Little Falls TownshipPassaic County · 15,340 peopleD6.2 years of area income·Overall A− · #155 of 466
294Livingston TownshipEssex County · 32,223 peopleD11.0 years of area income·Overall A+ · #39 of 466
297Cinnaminson TownshipBurlington County · 17,930 peopleD5.0 years of area income·Overall B− · #289 of 466
301Plainsboro TownshipMiddlesex County · 24,349 peopleD6.9 years of area income·Overall A · #103 of 466
305Lawrence TownshipCumberland County · 3,167 peopleD3.4 years of area income·Overall D− · #446 of 466
307Manalapan TownshipMonmouth County · 40,987 peopleD8.1 years of area income·Overall A · #94 of 466
312South PlainfieldMiddlesex County · 24,891 peopleD5.9 years of area income·Overall B− · #268 of 466
313Berkeley Heights TownshipUnion County · 15,140 peopleD9.7 years of area income·Overall A+ · #38 of 466
314Lumberton TownshipBurlington County · 13,171 peopleD5.4 years of area income·Overall C+ · #343 of 466
321Franklin TownshipSomerset County · 69,105 peopleD4.6 years of area income·Overall B · #246 of 466
328Robbinsville TownshipMercer County · 15,958 peopleD5.6 years of area income·Overall A · #89 of 466
334Bedminster TownshipSomerset County · 8,285 peopleD4.5 years of area income·Overall A · #76 of 466
337Montgomery TownshipSomerset County · 24,039 peopleD8.0 years of area income·Overall A · #117 of 466
340Shamong TownshipBurlington County · 6,659 peopleD6.2 years of area income·Overall B− · #302 of 466
341Scotch Plains TownshipUnion County · 25,437 peopleD8.4 years of area income·Overall A · #72 of 466
342Upper Deerfield TownshipCumberland County · 8,111 peopleD3.7 years of area income·Overall D− · #443 of 466
343Deerfield TownshipCumberland County · 3,251 peopleD3.6 years of area income·Overall D− · #461 of 466
346Piscataway TownshipMiddlesex County · 62,253 peopleD6.0 years of area income·Overall B · #229 of 466
354Freehold TownshipMonmouth County · 36,052 peopleD5.6 years of area income·Overall B+ · #195 of 466
355Millstone TownshipMonmouth County · 10,412 peopleD9.7 years of area income·Overall B+ · #197 of 466
362Springfield TownshipBurlington County · 3,315 peopleD5.9 years of area income·Overall B− · #301 of 466
365Evesham TownshipBurlington County · 49,525 peopleD5.4 years of area income·Overall B+ · #217 of 466
369Saddle Brook TownshipBergen County · 14,441 peopleD6.7 years of area income·Overall B+ · #191 of 466
375Springfield TownshipUnion County · 18,342 peopleD7.1 years of area income·Overall A− · #177 of 466
377Neptune TownshipMonmouth County · 28,273 peopleD−6.3 years of area income·Overall D · #428 of 466
382West Orange TownshipEssex County · 49,557 peopleD−7.0 years of area income·Overall B · #256 of 466
383Woodbridge TownshipMiddlesex County · 104,802 peopleD−4.8 years of area income·Overall B− · #277 of 466
388North Hanover TownshipBurlington County · 8,189 peopleD−6.2 years of area income·Overall C · #351 of 466
393East Hanover TownshipMorris County · 11,457 peopleD−8.6 years of area income·Overall B+ · #190 of 466
395Point Pleasant BeachOcean County · 4,993 peopleD−11.5 years of area income·Overall B · #261 of 466
397Independence TownshipWarren County · 5,666 peopleD−4.6 years of area income·Overall A− · #136 of 466
398Maplewood TownshipEssex County · 26,320 peopleD−9.7 years of area income·Overall A− · #156 of 466
402Colts Neck TownshipMonmouth County · 9,989 peopleD−13.7 years of area income·Overall A · #120 of 466
403South Orange Village TownshipEssex County · 19,139 peopleD−8.7 years of area income·Overall B+ · #186 of 466
406Lakewood TownshipOcean County · 143,765 peopleD−6.0 years of area income·Overall C− · #392 of 466
410North Bergen TownshipHudson County · 61,483 peopleD−5.8 years of area income·Overall C− · #375 of 466
415Monroe TownshipMiddlesex County · 49,830 peopleD−6.3 years of area income·Overall A · #106 of 466
422Spring Lake HeightsMonmouth County · 4,868 peopleD−7.3 years of area income·Overall A · #56 of 466
425Pequannock TownshipMorris County · 15,750 peopleD−5.6 years of area income·Overall A · #92 of 466
430Rochelle Park TownshipBergen County · 5,972 peopleD−6.2 years of area income·Overall B− · #267 of 466
434Long Beach TownshipOcean County · 3,148 peopleD−21.4 years of area income·Overall C+ · #336 of 466
439Montclair TownshipEssex County · 44,633 peopleD−11.6 years of area income·Overall A · #126 of 466
441Eastampton TownshipBurlington County · 6,603 peopleD−5.2 years of area income·Overall C+ · #328 of 466
443Holmdel TownshipMonmouth County · 17,535 peopleD−11.3 years of area income·Overall A · #66 of 466
448West Long BranchMonmouth County · 8,625 peopleD−10.1 years of area income·Overall B+ · #193 of 466
454South Hackensack TownshipBergen County · 2,755 peopleD−7.0 years of area income·Overall C− · #377 of 466
463Weehawken TownshipHudson County · 17,827 peopleD−8.9 years of area income·Overall B · #244 of 466
Quick answers
Questions people ask
What is the most affordable town in New Jersey?
Camden (Camden County) ranks first on cost of living among 468 towns, with a B; Salem and Alloway Township follow.
How are these towns ranked?
The Cost of living grade: home values, rent and property-tax bills against the income of the town’s metro area or county, and the share of households paying 30%+ of income for housing (Census ACS). Towns are sorted on the grade’s score; the letter and rank are the same as on each town’s page. How grades work.
Why isn’t my town on this list?
The list covers towns of 2,500+ residents with a cost of living grade (468 in New Jersey). Smaller towns have the grade on their page but no rank. Every town is on the New Jersey page.
Go deeper
All New Jersey rankings →More New Jersey lists
Every list ranks the same 2,500+ towns, so a town’s rank means the same thing on each.
Best places to live466 towns · #1 OradellBest small towns215 towns · #1 OradellSafest towns342 towns · #1 EmersonTowns with the best schools465 towns · #1 Englewood CliffsHealthiest towns468 towns · #1 Mountain LakesBest towns for jobs & income468 towns · #1 Ho-Ho-KusMost walkable towns468 towns · #1 EdgewaterTowns with the lowest natural-hazard risk468 towns · #1 Berlin TownshipBest towns for the outdoors468 towns · #1 MountainsideMost historic towns468 towns · #1 BordentownTowns with the most civic life466 towns · #1 HaddonfieldTowns with the least snow451 towns · #1 Barnegat TownshipDescribed, no lettersSnowiest towns451 towns · #1 Pohatcong TownshipDescribed, no lettersTowns with the mildest winters367 towns · #1 Cape MayDescribed, no lettersTowns with the hottest summers367 towns · #1 Greenwich Township and 3 moreDescribed, no lettersTowns with the coolest summers367 towns · #1 Vernon TownshipDescribed, no lettersTowns with the highest incomes468 towns · #1 Fair Haven and 7 moreDescribed, no lettersTowns with the lowest property taxes246 towns · #1 CamdenDescribed, no lettersFastest-growing towns465 towns · #1 Plumsted TownshipDescribed, no lettersTowns with the most-used libraries234 towns · #1 PrincetonDescribed, no letters
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