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Tioga
New York›Tioga County
Halsey Valley Grand Army of the Republic Meeting Hall · Photo: Dmadeo · CC BY-SA 3.0
Photo of Tioga

Tioga, NY · Halsey Valley Grand Army of the Republic Meeting Hall · Photo: Dmadeo · CC BY-SA 3.0

Is Tioga a good place to live?

Tioga gives you more for your money than most places: a typical home costs about $125K, 1.9 years of the Binghamton metro’s $65K median household income. It grades B− overall, ranked 403rd of 745 in New York. The low prices come with trade-offs. The median household income is $69K, and 11% of residents live below the poverty line. Only 14 of New York’s 1,216 towns score lower on the outdoors. 13% of residents are under 18 in Tioga, against 20% in New York’s towns and 22% across U.S. towns. Its National Register listings include Vesper Cliff and Tioga Centre General Store.

What makes Tioga stand out

Where Tioga beats most towns.

A commuter town

94% of working residents leave Tioga for work

Where Tioga’s working residents go each day. Line width shows the share.

20% → Owego Owego 20% 8% → Union Union 8% 7% → Nichols Nichols 7% 4% → Binghamton Binghamton 4% 4% → Barton Barton 4% 4% → Sayre Sayre 4% Tioga · 6% stay
469jobs based in Tioga
6%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

How Tioga grades

Each subject compared with towns across the country (schools within New York), ordered by how far Tioga is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

First Methodist Episcopal Church of Tioga Center
First Methodist Episcopal Church of Tioga Center · National Register of Historic Places
Tioga’s story

189 years in pictures

Census counts: 1,816 in 1820, a low of 1,411 in 1830, 4,455 in 2020. The archive holds 5 old photos and papers going back to 2018 and 3 maps from 1903 on.

4 places on the National Register of Historic Places.

  • 1837Tioga is settled
Explore the history →
Getting set up

Moving to Tioga: who provides what

Who provides power, water and the rest in Tioga, and how to reach them.

The full setup list →
PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterVeolia of Owego water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Tioga’s trash rules yet
SchoolsTioga Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereTioga County Board of ElectionsTioga County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes13827, 13734, 1488313827 63% · 13734 35% · 14883 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Tioga.

Tioga is healthier than towns with similar incomes and has homes that are cheap against local pay, but it carries more natural-hazard risk than most of New York (mostly inland flooding).

SchoolsB+

Tioga’s schools rank ahead of 66% of New York districts

Its B+ is the best School Grade on its borders; Nichols (B) is next.

Its public schools are run by the Tioga Central School District. Two of its 3 schools are below, each with why it’s listed.

66%of NY districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Tioga Elementary SchoolLargest public elementary schoolGrades PK–4Grades PK–4323B−
Tioga Senior High SchoolLargest public high schoolGrades 9–12Grades 9–12273A+

NCES · EDFacts · graded within NY on state tests and graduation

Work & commuteJobs & income grade C−

Most working residents commute out of Tioga

Tioga has 469 jobs for its 1,727 working residents: even if every job went to a resident, most would still commute out. The average commute takes 20.8 minutes, against 32.6 across New York.

Most working residents leave Tioga for work: only 6% work in town. Since 2013, Tioga has added 117 jobs, to 469 in 2023. Tioga’s average trip to work is 21 minutes.

6%work in town
TiogaNew York townsU.S. towns
Average trip to work21 minutes25 minutes25 minutes
Median household income$69,000$82,000$80,000
Working residents who work in town5.7%10%8%

Where working residents work

In Tioga6%
Owego20%
Union8%
Nichols7%
Binghamton4%
16 mi
median commute distance
469
jobs based in Tioga
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 16% of U.S. towns

Census LEHD 2023 · ACS

Climate

Tioga has snowy winters and pleasant summers

Tioga has chilly, snowy winters and pleasant summers. July afternoons reach 81°, January nights drop to 16° and about 49 inches of snow falls in a winter.

49″snow a winter

Typical low → high °F

Winter19–35°
Spring34–56°
Summer56–79°
Fall40–60°
Oct 10
typical first frost
May 6
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

Tioga faces a high natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 82% of New York towns, with expected losses of about $638 per resident a year; that rating is what its C for hazard risk is built on. 110 flood insurance claims have been filed here, and 20 properties have flooded more than once.

The FEMA risk score in Tioga is 61 of 100. Since 1979, 110 flood insurance claims have been paid out in Tioga.

61risk score of 100
FEMA risk score
61High riskLowerHigher
Inland floodingTornadoes
110
paid flood claims since 1979
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthB

Residents of Tioga are healthier than 59% of U.S. towns

Against the 10,396 U.S. towns with household incomes like Tioga’s, it is healthier than 77%, so its B isn’t only a matter of income.

Tioga beats the New York average on 5 of 32 CDC measures and trails it on 6. 39% of adults sleep under 7 hours in Tioga.

59%healthier than U.S. townsBHealth Grade
TiogaNew York townsU.S. towns
Sleep under 7 hours (CDC PLACES)39%37%36%
Obesity (CDC PLACES)31%33%35%
Feel lonely (CDC PLACES)31%32%33%
Frequent physical distress (CDC PLACES)15%14%14%
32 measures vs. New York
5 better21 too close to call6 worse
What stands outTiogaNY
Fewer uninsured adults5.9%7.9%
Fewer adults facing food insecurity13.4%17.2%
More adults with COPD8.2%6%
Robert Packer Hospital
12.6 mi away · emergency room
2 of 3
care shortages: primary care, dental
38th
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsD

Conserved land covers 0% of Tioga

2.1 miles of trail in 1 park or preserve.

#591for trails in NY
0%
conserved · 11 of 37,702 acres
2.1 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Ransom Park0.4 mi10

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade A−

Homes in Tioga sell for about $237K

At 1.9 years of the Binghamton metro’s $65K median household income, the typical home costs less against local pay than in 92% of New York towns; that ratio is one input to its A− for cost of living. The median property tax bill is $2,614, against $6,582 across New York, another input to its cost-of-living grade.

88% of Tioga households own their home.

$237Kmedian sale price
TiogaNew York townsU.S. towns
Households that own their home88%75%73%
Median rent$847 a month$1,103 a month$1,185 a month
1
homes sold in March

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Tioga

18pages on Tioga
After high school

Colleges nearby

None within 15 miles of Tioga; the nearest are

Landmarks

4 places in Tioga on the National Register of Historic Places.

All landmarks →

About Tioga

Town in New York, United States

Tioga is a town in Tioga County, New York, United States. The population was 4,455 at the 2020 census. The town is in the southwestern part of the county and lies between Elmira and Binghamton. Tioga is situated in the Southern Tier District of New York.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
60 sq mi
Elevation
1,129 ft
Area code
607

Tioga’s neighbors

5 towns share a border with Tioga.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Tioga#403B−A−—B+B
Owego#379B−C+—BB+
Nichols——B—BB
Owego#558CCC+BC+
Barton#647C−C+—C+B
Candor#667DB—C+C+

Nichols has fewer than 2,500 residents, so it gets subject grades but no overall grade. Tioga, Owego, Nichols, Barton and Candor report no FBI crime data of their own. Compare Tioga with a neighbor →

Questions about Tioga

Short answers, built from the data on this page.

Is Tioga, NY a good place to live?

Tioga grades B− overall, better than 48% of U.S. towns and #403 of 745 in New York. It grades B for health and B+ for schools. Walkability is its weak spot, with a C−.

Is Tioga, NY expensive?

Not for the area. The typical home is worth about $125,000, 76% below the New York typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.