#1Lanai City
unincorporated, Maui County · 3,393 peopleCost of living grade, homes cost 7.1 years of area income·No overall grade
Lanai City, #1 on this list · Photo: Forest & Kim Starr · CC BY 3.0Hawaii rankings · Cost of living
Most affordable towns in Hawaii
Lanai City ranks first on cost of living among Hawaii’s 93 towns of 2,500+; 2 of the 93 grade A− or better on cost of living nationally.
The Cost of living grade: home values, rent and property-tax bills against the income of the town’s metro area or county, and the share of households paying 30%+ of income for housing (Census ACS). How grades work
#1A−
#2Kualapuu
unincorporated, Maui County · 2,535 peopleCost of living grade, homes cost 3.3 years of area income·No overall grade
#3Waimanalo Beach
Honolulu County (city and county) · 4,505 peopleCost of living grade, homes cost 8.0 years of area income·No overall grade
All 93 towns
Cost of living grade, best first (the letter is national). Towns with the same score share a rank; the overall grade and state rank are beside each.
93 towns ranked. Not here? See why a town may be missing.
#TownGradeHome price · overall
3Waimanalo BeachHonolulu County (city and county) · 4,505 peopleB+8.0 years of area income·No overall grade
7WaianaeHonolulu County (city and county) · 12,918 peopleB−5.4 years of area income·No overall grade
9Mountain Viewunincorporated, Hawaii County · 3,756 peopleB−4.3 years of area income·No overall grade
11Hawaiian Acresunincorporated, Hawaii County · 3,872 peopleB−4.0 years of area income·No overall grade
12NanakuliHonolulu County (city and county) · 12,383 peopleC+4.6 years of area income·No overall grade
13Ewa VillagesHonolulu County (city and county) · 7,415 peopleC+8.2 years of area income·No overall grade
18Hawaiian Beachesunincorporated, Hawaii County · 3,947 peopleC3.5 years of area income·No overall grade
19Hawaiian Ocean Viewunincorporated, Hawaii County · 4,431 peopleC4.0 years of area income·No overall grade
20Hawaiian Paradise Parkunincorporated, Hawaii County · 13,203 peopleC5.8 years of area income·No overall grade
22Whitmore VillageHonolulu County (city and county) · 4,105 peopleC7.8 years of area income·No overall grade
24Kaneohe BaseHonolulu County (city and county) · 10,919 peopleC3.3 years of area income·No overall grade
25WahiawaHonolulu County (city and county) · 17,996 peopleC8.1 years of area income·No overall grade
29Orchidlands Estatesunincorporated, Hawaii County · 3,027 peopleC4.9 years of area income·No overall grade
31WaimaluHonolulu County (city and county) · 13,061 peopleC−5.6 years of area income·No overall grade
34Waihee-Waiehuunincorporated, Maui County · 10,988 peopleC−8.0 years of area income·No overall grade
35WaipahuHonolulu County (city and county) · 40,482 peopleC−8.2 years of area income·No overall grade
37WaimanaloHonolulu County (city and county) · 6,054 peopleC−10.3 years of area income·No overall grade
39WaipioHonolulu County (city and county) · 10,870 peopleC−7.1 years of area income·No overall grade
40Waipio AcresHonolulu County (city and county) · 5,332 peopleC−7.1 years of area income·No overall grade
41KapoleiHonolulu County (city and county) · 22,232 peopleC−7.9 years of area income·No overall grade
45East KapoleiHonolulu County (city and county) · 7,551 peopleC−6.6 years of area income·No overall grade
47HalawaHonolulu County (city and county) · 14,385 peopleC−9.9 years of area income·No overall grade
48Urban HonoluluHonolulu County (city and county) · 345,482 peopleC−7.3 years of area income·Overall C+ · #1 of 1
49Captain Cookunincorporated, Hawaii County · 3,419 peopleC−8.7 years of area income·No overall grade
50Ewa BeachHonolulu County (city and county) · 14,376 peopleC−7.8 years of area income·No overall grade
51WaikeleHonolulu County (city and county) · 7,528 peopleC−6.6 years of area income·No overall grade
52Pearl CityHonolulu County (city and county) · 44,547 peopleC−8.9 years of area income·No overall grade
57Mililani TownHonolulu County (city and county) · 27,668 peopleC−8.3 years of area income·No overall grade
59WaialuaHonolulu County (city and county) · 3,050 peopleC−9.8 years of area income·No overall grade
60Napili-Honokowaiunincorporated, Maui County · 7,308 peopleD9.1 years of area income·No overall grade
61KaneoheHonolulu County (city and county) · 37,355 peopleD10.2 years of area income·No overall grade
63AhuimanuHonolulu County (city and county) · 8,452 peopleD8.6 years of area income·No overall grade
64West Loch EstateHonolulu County (city and county) · 5,544 peopleD8.1 years of area income·No overall grade
65Ewa GentryHonolulu County (city and county) · 26,563 peopleD7.7 years of area income·No overall grade
66Mililani MaukaHonolulu County (city and county) · 21,278 peopleD9.3 years of area income·No overall grade
67Wailua Homesteadsunincorporated, Kauai County · 5,431 peopleD9.7 years of area income·No overall grade
68MakakiloHonolulu County (city and county) · 20,735 peopleD8.2 years of area income·No overall grade
69HaleiwaHonolulu County (city and county) · 4,948 peopleD16.3 years of area income·No overall grade
70Royal KuniaHonolulu County (city and county) · 13,555 peopleD8.1 years of area income·No overall grade
74Haiku-Pauwelaunincorporated, Maui County · 9,178 peopleD11.3 years of area income·No overall grade
75Honaunau-Napoopoounincorporated, Hawaii County · 2,629 peopleD10.6 years of area income·No overall grade
78Waikoloa Villageunincorporated, Hawaii County · 7,543 peopleD10.2 years of area income·No overall grade
80Ocean PointeHonolulu County (city and county) · 17,085 peopleD8.5 years of area income·No overall grade
82East HonoluluHonolulu County (city and county) · 51,360 peopleD11.4 years of area income·No overall grade
83KahaluuHonolulu County (city and county) · 5,619 peopleD11.4 years of area income·No overall grade
85KailuaHonolulu County (city and county) · 39,640 peopleD14.4 years of area income·No overall grade
86PupukeaHonolulu County (city and county) · 4,679 peopleD−13.5 years of area income·No overall grade
88Kahaluu-Keauhouunincorporated, Hawaii County · 5,150 peopleD−11.3 years of area income·No overall grade
89KalaeloaHonolulu County (city and county) · 3,342 peopleD−among the lowest in the U.S.·No overall grade
90HelemanoHonolulu County (city and county) · 2,691 peopleD−among the lowest in the U.S.·No overall grade
91Schofield BarracksHonolulu County (city and county) · 16,270 peopleD−among the lowest in the U.S.·No overall grade
92Iroquois PointHonolulu County (city and county) · 5,158 peopleD−among the lowest in the U.S.·No overall grade
93Hickam HousingHonolulu County (city and county) · 9,425 peopleD−among the lowest in the U.S.·No overall grade
Quick answers
Questions people ask
What is the most affordable town in Hawaii?
Lanai City (Maui County) ranks first on cost of living among 93 towns, with an A−; Kualapuu and Waimanalo Beach follow.
How are these towns ranked?
The Cost of living grade: home values, rent and property-tax bills against the income of the town’s metro area or county, and the share of households paying 30%+ of income for housing (Census ACS). Towns are sorted on the grade’s score; the letter and rank are the same as on each town’s page. How grades work.
Why isn’t my town on this list?
The list covers towns of 2,500+ residents with a cost of living grade (93 in Hawaii). Smaller towns have the grade on their page but no rank. Every town is on the Hawaii page.
Go deeper
All Hawaii rankings →More Hawaii lists
Every list ranks the same 2,500+ towns, so a town’s rank means the same thing on each.
Healthiest towns93 towns · #1 Ocean PointeBest towns for jobs & income93 towns · #1 WaikeleMost walkable towns93 towns · #1 LaieTowns with the lowest natural-hazard risk93 towns · #1 WaimaluBest towns for the outdoors93 towns · #1 Ewa VillagesMost historic towns93 towns · #1 Urban HonoluluTowns with the mildest winters93 towns · #1 Holualoa and 3 moreDescribed, no lettersTowns with the hottest summers93 towns · #1 Haiku-Pauwela and 5 moreDescribed, no lettersTowns with the coolest summers93 towns · #1 Keokea and 4 moreDescribed, no lettersTowns with the highest incomes93 towns · #1 HeeiaDescribed, no lettersTowns with the lowest property taxes87 towns · #1 NanakuliDescribed, no letters
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