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Bedford
New York›Westchester County
Bill and Lois Stepping Stones (Wilson House) · Photo: Daniel Case · CC BY-SA 3.0
Photo of Bedford

Bedford, NY · Bill and Lois Stepping Stones (Wilson House) · Photo: Daniel Case · CC BY-SA 3.0

Why does Bedford grade so well?

Because it does well by almost any measure. Bedford earns an A+, 31st among New York's 745 graded towns. Residents are healthier than 97% of U.S. towns on CDC estimates, crime is low: it reports less per resident than 97% of U.S. towns, and the median household earns $196K. The exception is cost of living: the typical home is worth about $939K, 9.5 years of the New York metro’s $99K median household income. History is its standout character grade: an A, better than 94% of U.S. towns, with 11 places on the National Register. 68% of adults 25 and older hold a bachelor’s degree or more in Bedford, above both New York’s towns (32%) and U.S. towns (29%). The biggest place to walk is Westmoreland Sanctuary, 380 acres with 6.5 miles of trail.

John Jay Homestead
John Jay Homestead · National Register of Historic Places
Bedford’s story

Bedford in pictures

John Jay Homestead is one of 2 National Historic Landmarks here, the National Register’s top tier.

The archive holds 12 old photos and papers going back to 1868 and 3 maps from 1955 on.

11 places on the National Register of Historic Places.

Explore the history →

How Bedford grades

Each subject compared with towns across the country (schools within New York), ordered by how far Bedford is from typical.

How grading works

Its grades run from A+ for health (better than 97% of comparable towns) to D− for cost of living (better than 4%), so the A+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

United States Military Academy and 424 more within 40 miles

Museums, parks, gardens and other places to visit around Bedford. Close and well known come first.

All 602 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

United States Military Academy: USMA Public Affairs Office, Public domain · Central Park: Ed Yourdon from New York City, USA, CC BY-SA 2.0 · Madison Square Garden: Ajay Suresh from New York, NY, USA, CC BY 2.0 · MetLife Stadium: babyknight, CC BY 2.0 · Studio 54: Americasroof (talk), CC BY-SA 3.0 · Metropolitan Museum of Art: Hugo Schneider, CC BY-SA 2.0

Getting set up

Moving to Bedford: who provides what

Who provides power, water and the rest in Bedford, and how to reach them.

The full setup list →
PowerCon Edison36.7¢/kWh · EIA 2025HIFLD · EIA
WaterBedford Consolidated W.d. water systemNo health-based violations in 5 years · EPAEPA
Internet3 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpBedford Town Recycling CenterHire your ownTown site
SchoolsBedford Central School DistrictKatonah-Lewisboro Union Free School District2 districts serve Bedford; which school depends on your address and gradeNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereWestchester County Board of ElectionsWestchester County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes10507, 10536, 10506, 1054910507 38% · 10536 31% · 10506 21% · 10549 10%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Bedford.

Bedford trades workers with New York City and other neighbors, but it has seen reported crime rise by about half and has homes that cost more against local pay than most of New York.

HealthA+

Bedford earns an A+ for health

Its widest gap with New York is tooth loss: 5.6% of those 65+ have lost all their teeth, against 12.8% statewide. Against the 1,011 U.S. towns with household incomes like Bedford’s, it is healthier than 65%, a smaller edge than it has nationally: part of it comes with its incomes.

For adults in Bedford, the share who have obesity is 24%. On the CDC’s 32 measures, Bedford is ahead of New York on 23 and behind on 1. Among adults here, 17% have been diagnosed with depression and 13% report frequent mental distress.

97%healthier than U.S. townsA+Health Grade
BedfordNew York townsU.S. towns
Obesity (CDC PLACES)24%33%35%
Depression (CDC PLACES)17%21%23%
Frequent mental distress (CDC PLACES)13%16%17%
Frequent physical distress (CDC PLACES)10%14%14%
32 measures vs. New York
23 better8 too close to call1 worse
What stands outBedfordNY
Fewer older adults who have lost all their teeth5.6%12.8%
Fewer adults facing food insecurity9.7%17.2%
More adults who have had cancer9.3%7.7%
Northern Westchester Hospital
3.7 mi away · emergency room
None
primary care, dental or mental-health shortage
94th
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsA−

Bedford’s public schools outperform 81% of New York districts

Its A− for schools comes with a D− for cost of living: the typical home is worth about $939K.

The Bedford Central School District runs its public schools. The largest public high school is Fox Lane High School, with 1,155 students. Three of its 9 schools are below, each with the reason it’s listed.

81%of NY districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Fox Lane Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8767C+
Fox Lane High SchoolLargest public high schoolGrades 9–12Grades 9–121,155A
Katonah Elementary SchoolTop results in townGrades K–5Grades K–5405A−

NCES · EDFacts · graded within NY on state tests and graduation

SafetyA+

Bedford earns an A+ for safety

Reported crimes rose from 19 to 50 over the last three FBI years, a rise beyond ordinary year-to-year swings. Violent crime is rare: 1 reported in 2025, 0.1 per 1,000 residents.

In Bedford, the level of property crime is 3 per 1,000 residents. The town’s rate of reported violence stands at 0.1 per 1,000 residents.

97%of U.S. towns report more crimeA+Safety Grade
BedfordNew York townsU.S. towns
Property crimes per 1,000 (2025)3 per 1,000 residents7.69.9
Violent crimes per 1,000 (2025)0.1 per 1,000 residents0.81.6

Violent crime per 1,000 residents

Bedford0.1
New York3.7
U.S.3.3

Property crime per 1,000 residents

Bedford3
New York15.7
U.S.15.5
97th
percentile among U.S. towns we grade
94th
percentile among NY towns
1
violent crimes reported in 2025
49
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsA

Conservation land takes up 13.3% of Bedford

Bedford’s trail network density comes in at 0.8 miles per square mile. Walkers can cover 31 miles of trail in 19 parks and preserves.

#172for trails in NY
13.3%
conserved · 3,350 of 25,260 acres
31 mi
of trails · 0.8 per sq mi
Biggest places to walkTrailsAcres
1. Westmoreland Sanctuary6.5 mi380
2. Arthur W Butler Memorial Sanctuary6.2 mi361
3. Merestead County Park2.9 mi123

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade A−

Bedford has a low natural-hazard risk, chiefly from inland flooding

The natural-hazard score from FEMA for Bedford comes to 23 of 100. Since 1978, 44 flood insurance claims have been paid out here. FEMA puts 76% of the town’s expected hazard losses down to inland flooding, and 8% to hurricanes. Federal disaster aid has reached households in Bedford after 9 declared disasters, most recently in 2023.

23risk score of 100
FEMA risk score
23Low riskLowerHigher
Inland floodingHurricanesEarthquakes
44
paid flood claims since 1978
9
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

In Bedford, expect four seasons and pleasant summers

Summer afternoons peak near 84° in July, and January nights bottom out around 20°; snowfall runs to about 34 inches a winter. Winters in Bedford are chilly, snowy and summers warm, with plenty of rain.

34″snow a winter

Typical low → high °F

Winter23–40°
Spring38–60°
Summer61–82°
Fall44–64°
Oct 31
typical first frost
Apr 12
typical last frost
+2.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A−

Bedford stands out in New York and nationally: a larger share of its workers work remotely from home

Bedford has about as many jobs (6,919) as working residents, but only 697 people both live and work here. The average commute takes 41.3 minutes, against 32.6 across New York.

The top destinations are New York (33%), Mount Kisco (4%) and White Plains (3%). Bedford’s mean commuting time is 41 minutes. The median commute is under 25 miles.

10%work in town
BedfordNew York townsU.S. towns
Work from home28%12%11%
Average trip to work41 minutes25 minutes25 minutes
Median household income$196,000$82,000$80,000

Where working residents work

In Bedford10%
New York33%
Mount Kisco4%
White Plains3%
Mount Pleasant3%
25 mi
median commute distance
6,919
jobs based in Bedford
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 94% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade D−

Homes in Bedford sell for about $1.3M

At 9.5 years of the New York metro’s $99K median household income, the typical home costs more against local pay than in 92% of New York towns; that ratio is one input to its D− for cost of living.

The rent at the middle of the market in Bedford is $2,191 a month. In Bedford, four in five households live in a home they own.

$1.3Mmedian sale price
BedfordNew York townsU.S. towns
Median rent$2,191 a month$1,098 a month$1,185 a month
Households that own their home80%75%73%
3
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Bedford

19pages on Bedford
After high school

Colleges nearby

8 within 15 miles of the center of Bedford

Landmarks

11 places in Bedford on the National Register of Historic Places.

All landmarks →

Bedford’s neighbors

7 towns share a border with Bedford.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Bedford#31A+D−A+A−A+
Mount Kisco#210B+D—B+A
Somers#83AD—AA+
Lewisboro#8A+DA+AA+
Pound Ridge#45A+DAB+A+
North Castle#34A+D−—A+A+
New Castle#42A+D−—A+A+
Golden's Bridge——————

Mount Kisco, Somers, North Castle and New Castle report no FBI crime data of their own. Golden's Bridge isn’t graded (fewer than 1,000 residents, or not enough data). Compare Bedford with a neighbor →

Questions about Bedford

Short answers, built from the data on this page.

Is Bedford, NY a good place to live?

Yes, by almost any measure. Bedford grades A+ overall, better than 96% of U.S. towns and #31 of 745 in New York. It grades A+ for health, A+ for safety and A− for schools. Cost of living is its weak spot, with a D−.

Is Bedford, NY safe?

Yes, by national standards. Bedford reports less crime per resident than 97% of U.S. towns, an A+ Safety Grade: 1 violent and 49 property crimes in 2025.

Is Bedford, NY expensive?

Yes. The typical home is worth about $939,000, 79% above the New York typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.