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Floyd Methodist Church
New York›Oneida County
Photo: Dclemens1971 · CC BY 4.0
Photo of Floyd

Floyd, NY · Photo: Dclemens1971 · CC BY 4.0 · Source ↗

Is Floyd a good place to live?

Floyd's standout: natural-hazard risk is low. Overall it grades B−, 398th among New York's 745 graded towns. It also does better than most on incomes: the median household earns $98K. A typical home there costs about $204K, 2.9 years of the Utica metro’s $70K median household income. Most errands need a car: it is less walkable than 97% of U.S. towns. Only 18 of New York’s 1,187 towns score lower on civic life. Camroden Presbyterian Church is on the National Register of Historic Places.

What makes Floyd stand out

Where Floyd beats most towns.

A commuter town

96% of working residents leave Floyd for work

Where Floyd’s working residents go each day. Line width shows the share.

16% → Rome Rome 16% 13% → Utica Utica 13% 9% → New Hartford New Hartford 9% 7% → Whitestown Whitestown 7% 5% → Trenton Trenton 5% 4% → Syracuse Syracuse 4% Floyd · 4% stay
182jobs based in Floyd
4%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

How Floyd grades

Each subject compared with towns across the country (schools within New York), ordered by how far Floyd is from typical.

How grading works

Its grades run from A+ for hazard risk (better than 97% of comparable towns) to D− for walkability (better than 3%), so the B− overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Camroden Presbyterian Church
Camroden Presbyterian Church · National Register of Historic Places
Floyd’s story

205 years in pictures

Census counts: 767 in 1800, a low of 663 in 1920, 3,819 in 2010. The archive holds 1 old photo or paper going back to 2026 and 3 maps from 1895 on.

1 place on the National Register of Historic Places.

  • 1821Floyd is settled
Explore the history →
Getting set up

Moving to Floyd: who provides what

Who provides power, water and the rest in Floyd, and how to reach them.

The full setup list →
PowerNational Grid19.9¢/kWh · EIA 2025HIFLD · EIA
WaterFloyd Water District1 health-based violation in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpFloyd Transfer StationTown pickupTown site
SchoolsHolland Patent Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereOneida County Board of ElectionsOneida County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes13440, 13354, 1346913440 74% · 13354 19% · 13469 7%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Floyd.

Floyd sends most of its workers to Rome and beyond and owes part of its health edge to its incomes.

Natural hazardsHazard risk grade A+

Very low risk in Floyd, with inland flooding at the top

Expected storm and flood damage is lower than in 94% of U.S. communities. Since 2019, 2 flood insurance claims have been paid out in Floyd.

6risk score of 100
FEMA risk score
6Very low riskLowerHigher
Inland floodingCold wavesTornadoes
2
paid flood claims since 2019
11
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB

Floyd’s schools rank ahead of 60% of New York districts

Its public schools are run by the Holland Patent Central School District. Its one school is below.

60%of NY districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
General William Floyd Elementary SchoolLargest public elementary schoolGrades PK–2Grades PK–2314–

NCES · EDFacts · graded within NY on state tests and graduation

Work & commuteJobs & income grade B+

Most working residents commute out of Floyd

Floyd has 182 jobs for its 1,728 working residents: even if every job went to a resident, most would still commute out. The average commute takes 19.1 minutes, against 32.6 across New York.

Most working residents leave Floyd for work: only 4% work in town. At 19 minutes, Floyd’s average trip to work is against 25 minutes in New York’s towns and 25 minutes across U.S. towns. Since 2013, Floyd has lost 45 jobs, to 182 in 2023.

4%work in town
FloydNew York townsU.S. towns
Average trip to work19 minutes25 minutes25 minutes
Median household income$98,000$82,000$80,000
Below the poverty line13%9.5%9.6%
Working residents who work in town4.1%10%8%

Where working residents work

In Floyd4%
Rome16%
Utica13%
New Hartford9%
Whitestown7%
11 mi
median commute distance
182
jobs based in Floyd
A commuter town
jobs vs. working residents
D−
Walkability grade: more walkable than 3% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in Floyd

Floyd has cold winters and pleasant summers. At 81°F, Floyd’s July high is where New York’s towns sit at 81°F and U.S. towns at 85°F.

81°summer high

Typical low → high °F

Winter15–32°
Spring33–55°
Summer56–79°
Fall40–59°
Oct 13
typical first frost
May 6
typical last frost
+1.4°
vs. the 20th-century average
81°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HealthB−

On CDC estimates, Floyd is healthier than 54% of U.S. towns

Against the 8,817 U.S. towns with household incomes like Floyd’s, it is less healthy than 66%: its national edge comes with its incomes.

Floyd beats the New York average on 4 of 32 CDC measures and trails it on 8. 18% of adults binge drink in Floyd.

55%healthier than U.S. townsB−Health Grade
FloydNew York townsU.S. towns
Binge drink (CDC PLACES)18%17%16%
Obesity (CDC PLACES)36%33%35%
Sleep under 7 hours (CDC PLACES)38%37%36%
Get no exercise (CDC PLACES)27%25%25%
32 measures vs. New York
4 better20 too close to call8 worse
What stands outFloydNY
Fewer uninsured adults6.5%7.9%
Fewer adults facing food insecurity14.3%17.2%
More adults with COPD8%6%
Rome Memorial Hospital
6.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
32nd
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC+

Conserved land covers 2.5% of Floyd

0.3 miles of trail in 3 parks and preserves. The biggest park or preserve is South Hill State Forest, at 31 acres.

2.5%conserved
2.5%
conserved · 544 of 22,130 acres
0.3 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. South Hill State Forest—31
2. Floyd Town Park0.1 mi20
3. Oriskany Flats Wildlife Management Area—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Fort Stanwix National Monument and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Floyd. Close and well known come first.

All 29 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Fort Stanwix National Monument: NPS photo, Public domain · Utica Memorial Auditorium: Doug Kerr, CC BY-SA 2.0 · Munson-Williams-Proctor Arts Institute: Kenneth C. Zirkel, CC BY-SA 4.0 · Enchanted Forest Water Safari: Arsenalforthewin, CC BY-SA 4.0 · Green Lakes State Park: Ebedgert at English Wikipedia, Public domain

Keep exploring

Everything we know about Floyd

19pages on Floyd
After high school

Colleges nearby

5 within 15 miles of the center of Floyd

About Floyd

Town in New York, United States

Floyd is a town in Oneida County, New York, United States. The population was 3,733 at the 2020 census and 3,819 at the 2010 census. The town is named after William Floyd, a signer of the Declaration of Independence. The Town of Floyd is located east of the City of Rome and the former Griffiss Air Force Base. The Erie Canal passes along the southern part of the town.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
35 sq mi
Elevation
889 ft
Area code
315

Floyd’s neighbors

6 towns share a border with Floyd.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Floyd#398B−C+—BB−
Rome#687DB−CDC−
Trenton#231B+B−—BB+
Steuben——A−—BB
Marcy#175A−C—B+B+
Whitestown#67AB−A+B+B+
Western——C—DB

Steuben and Western have fewer than 2,500 residents, so they get subject grades but no overall grade. Floyd, Trenton, Steuben, Marcy and Western report no FBI crime data of their own. Compare Floyd with a neighbor →

Questions about Floyd

Short answers, built from the data on this page.

Is Floyd, NY a good place to live?

Floyd grades B− overall, better than 49% of U.S. towns and #398 of 745 in New York. It grades B− for health and B for schools. Walkability is its weak spot, with a D−.

Is Floyd, NY expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.