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Park Place, Silver Creek, New York - 20190811
New York›Chautauqua County

Silver CreekNY

3.1 times the nonprofits per person than the typical New York town.

Trash day: Wednesday
2 bordering townsMap →
Photo: Andre Carrotflower · CC BY-SA 4.0
Photo of Silver Creek

Silver Creek, NY · Photo: Andre Carrotflower · CC BY-SA 4.0 · Source ↗

Is Silver Creek a good place to live?

Silver Creek is a solid, middle-of-the-road choice. It grades C− overall, 645th of 745 graded towns in New York, with no subject far below average. Its best mark is health: CDC estimates put its residents' health ahead of 45% of the country. Its lowest everyday mark is in incomes: the median household income is $64K, and 22% of residents live below the poverty line. A typical home there costs about $199K, 3.4 years of the Jamestown area’s $58K median household income. 22% of residents live below the poverty line in Silver Creek, where New York’s towns sit at 9.5% and U.S. towns at 9.6%. Only 74 of New York’s 1,187 towns score higher on civic life.

What makes Silver Creek stand out

Where Silver Creek beats most towns.

A commuter town

92% of working residents leave Silver Creek for work

Where Silver Creek’s working residents go each day. Line width shows the share.

27% → Hanover Hanover 27% 7% → Dunkirk Dunkirk 7% 5% → Pomfret Pomfret 5% 5% → Evans Evans 5% 4% → Amherst Amherst 4% 3% → Dunkirk Dunkirk 3% Silver Creek · 8% stay
342jobs based in Silver Creek
8%of working residents work in town
12 mimedian commute distance

Census LEHD 2023

How Silver Creek grades

Each subject compared with towns across the country (schools within New York), ordered by how far Silver Creek is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Westfield (Village); Westfield Business Directory; Silver Creek (Village); Silver Creek Business Directory
Westfield (Village); Westfield Business Directory; Silver Creek (Village); Silver Creek Business Directory, 1867
Silver Creek’s story

223 years in pictures

Census counts: 661 in 1860, 2,617 in 2020. The archive holds 11 old photos and papers going back to 1867 and 3 maps from 1899 on.

  • 1803Silver Creek is settled
Explore the history →
Getting set up

Moving to Silver Creek: who provides what

Who provides power, water and the rest in Silver Creek, and how to reach them.

The full setup list →
PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterSilver Creek Village water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpWednesdayPay per bagTown site
SchoolsSilver Creek Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereChautauqua County Board of ElectionsChautauqua County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code1413614136 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Silver Creek.

Silver Creek is healthier than towns with similar incomes, but it has a long record of flood insurance claims and has lost a quarter or more of its jobs in ten years.

HousingCost of living grade C+

For cost of living, Silver Creek earns a C+

Typical home values rose 5.6% in the year to September 2026. The median rent in Silver Creek is $967 a month.

$199KZillow home value
Silver CreekNew York townsU.S. towns
Households that own their home68%75%73%
Median rent$967 a month$1,103 a month$1,185 a month

Typical home value

Silver Creek$199K
New York$525K
+5.6%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade C−

Silver Creek has 0.4 jobs for every working resident, so most commute out

Jobs based here fell from 891 in 2013 to 342.

Most working residents leave Silver Creek for work: only 8% work in town. Silver Creek’s average trip to work is 29 minutes. Since 2013, Silver Creek has lost 549 jobs, to 342 in 2023.

8%work in town
Silver CreekNew York townsU.S. towns
Average trip to work29 minutes25 minutes25 minutes
Median household income$64,000$82,000$80,000
Working residents who work in town7.6%10%8%

Where working residents work

In Silver Creek8%
Hanover27%
Dunkirk7%
Pomfret5%
Evans5%
12 mi
median commute distance
342
jobs based in Silver Creek
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 58% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Silver Creek, expect snowy winters and pleasant summers

Silver Creek has chilly, snowy winters and pleasant summers. July afternoons reach 80°, January nights drop to 19° and about 76 inches of snow falls in a winter.

76″snow a winter

Typical low → high °F

Winter22–36°
Spring36–55°
Summer60–78°
Fall44–61°
Oct 20
typical first frost
May 5
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B

Silver Creek faces a moderate natural-hazard risk, led by inland flooding

71 flood insurance claims have been filed here, and 13 properties have flooded more than once.

Expected storm and flood damage is lower than in 59% of U.S. communities. Since 1978, 71 flood insurance claims have been paid out in Silver Creek.

41risk score of 100
FEMA risk score
41Moderate riskLowerHigher
Inland floodingTornadoes
71
paid flood claims since 1978
7
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthC+

Silver Creek is less healthy than 55% of U.S. towns

Against the 9,709 U.S. towns with household incomes like Silver Creek’s, it is healthier than 64%, so its C+ isn’t only a matter of income.

Silver Creek beats the New York average on 1 of 32 CDC measures and trails it on 7. 16% of Silver Creek adults smoke cigarettes.

45%healthier than U.S. townsC+Health Grade
Silver CreekNew York townsU.S. towns
Smoke cigarettes (CDC PLACES)16%13%14%
Frequent mental distress (CDC PLACES)18%16%17%
Sleep under 7 hours (CDC PLACES)39%37%36%
Frequent physical distress (CDC PLACES)15%14%14%
32 measures vs. New York
1 better24 too close to call7 worse
What stands outSilver CreekNY
Fewer older adults who have lost all their teeth10.2%12.8%
More smokers15.7%11.3%
Brooks-TLC Hospital System
9.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
21st
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsB−

1.3% of Silver Creek is conserved land

0.2 miles of trail in 1 park or preserve.

1.3%conserved
Silver CreekNew York townsU.S. towns
Conserved land1.3%5.2%4.3%
Miles of trail per square mile0.2 miles per square mile0.40.4
1.3%
conserved · 9 of 734 acres
0.2 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Village of Silver Creek Park0.2 mi6

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Silver Creek

19pages on Silver Creek
After high school

Colleges nearby

1 within 15 miles of the center of Silver Creek

About 3 of every 100 Silver Creek residents are enrolled in college, against 7 across New York.

Prices by family income, graduation and earnings →

Famous people from Silver Creek

4 notable people were born in Silver Creek.

See all 4 →

About Silver Creek

Village in New York, United States

Official town website ↗

Silver Creek (Seneca: Tgaenödë́hda:') is a village in the town of Hanover in Chautauqua County, New York, United States. As of the 2020 census, the village had a population of 2,637. Silver Creek is named after a small creek which runs through the village. It is on the shore of Lake Erie.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1803
Area
1.2 sq mi
Elevation
587 ft
ZIP code
14136

Silver Creek’s neighbors

2 towns share a border with Silver Creek.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Silver Creek#645C−C+—C+C+
Hanover#575CB−—B−C+
Sheridan#485C+B−—B−C+

Silver Creek, Hanover and Sheridan report no FBI crime data of their own. Compare Silver Creek with a neighbor →

Questions about Silver Creek

Short answers, built from the data on this page.

Is Silver Creek, NY a good place to live?

Silver Creek grades C− overall, better than 18% of U.S. towns and #645 of 745 in New York. It grades C+ for health and C+ for schools. Jobs & income is its weak spot, with a C−.

Is Silver Creek, NY expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.

What is Silver Creek, NY known for?

4 notable people were born here, including Howard Ehmke and Alice Lee Jemison.