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NY 32 in Westerlo
New York›Albany County
Photo: Daniel Case · CC BY-SA 3.0
Photo of Westerlo

Westerlo, NY · Photo: Daniel Case · CC BY-SA 3.0 · Source ↗

Is Westerlo a good place to live?

Westerlo is a solid, middle-of-the-road choice. It grades B overall, 327th among New York's 745 graded towns, with no subject far below average. Its best mark is incomes: the median household earns $99K. It also does better than most on health: CDC estimates put its residents' health ahead of 71% of the country. A typical home there costs about $316K, 3.6 years of the Albany metro’s $88K median household income. Most errands need a car: it is less walkable than 93% of U.S. towns. The biggest place to walk is Bear Swamp, 307 acres with 1.7 miles of trail.

What makes Westerlo stand out

Where Westerlo beats most towns.

A commuter town

96% of working residents leave Westerlo for work

Where Westerlo’s working residents go each day. Line width shows the share.

22% → Albany Albany 22% 11% → Colonie Colonie 11% 7% → Bethlehem Bethlehem 7% 6% → Greenville Greenville 6% 6% → New York New York 6% 3% → Guilderland Guilderland 3% Westerlo · 4% stay
265jobs based in Westerlo
4%of working residents work in town
19 mimedian commute distance

Census LEHD 2023

How Westerlo grades

Each subject compared with towns across the country (schools within New York), ordered by how far Westerlo is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Westerlo (Township)
Westerlo (Township), 1866
Westerlo’s story

207 years in pictures

Census counts: 3,458 in 1820, a low of 1,220 in 1930, 3,194 in 2020. The archive holds 12 old photos and papers going back to 1866 and 3 maps from 1900 on.

  • 1819Westerlo is settled
Explore the history →
Nearby attractions

Olana State Historic Site and 47 more within 40 miles

Museums, parks, gardens and other places to visit around Westerlo. Close and well known come first.

All 87 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Olana State Historic Site: Netniks, CC BY-SA 4.0 · Kaaterskill Falls: Mwanner, CC BY-SA 3.0 · USS Slater: UpstateNYer, CC BY-SA 3.0 · MVP Arena: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Tanglewood: Daderot., CC BY-SA 3.0 · Fort Orange: Unknown authorUnknown author, Public domain

Getting set up

Moving to Westerlo: who provides what

Who provides power, water and the rest in Westerlo, and how to reach them.

The full setup list →
PowerCentral Hudson Gas & Elec27.7¢/kWh · EIA 2025HIFLD · EIA
WaterRensselaerville WD water system3 health-based violations in 5 years · EPAEPA
Internet6 providers83% of addresses get 100/20 MbpsFCC
Trash & dumpWesterlo Town Transfer StationDrop-offTown site
SchoolsGreenville Central School DistrictBerne-Knox-Westerlo Central School District2 districts serve Westerlo; which school depends on your address and gradeNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereAlbany County Board of ElectionsAlbany County; contacts on the Handbook page.FVAP, Aug 2021
ZIP codes12193, 12083, 12023, 1214712193 56% · 12083 36% · 12023 6% · 12147 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Westerlo.

Westerlo has less no health insurance than most of New York and sends most of its workers to Albany and beyond.

Work & commuteJobs & income grade B+

Most working residents commute out of Westerlo

Westerlo has 265 jobs for its 1,362 working residents: even if every job went to a resident, most would still commute out. Jobs based here fell from 593 in 2013 to 265.

Most working residents leave Westerlo for work: only 4% work in town. Westerlo’s average trip to work is 29 minutes, against 25 minutes in New York’s towns and 25 minutes across U.S. towns. Jobs based in Westerlo fell to 265 in 2023, 328 fewer than in 2013.

4%work in town
WesterloNew York townsU.S. towns
Average trip to work29 minutes25 minutes25 minutes
Median household income$99,000$82,000$80,000
Working residents who work in town4.3%10%8%
Below the poverty line7.7%9.5%9.6%

Where working residents work

In Westerlo4%
Albany22%
Colonie11%
Bethlehem7%
Greenville6%
19 mi
median commute distance
265
jobs based in Westerlo
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 7% of U.S. towns

Census LEHD 2023 · ACS

HealthB+

Westerlo earns a B+ for health

Its widest gap with New York is no health insurance: 5% of those 18–64 have no health insurance, against 7.9% statewide.

18% of adults binge drink in Westerlo, where New York’s towns sit at 17% and U.S. towns at 16%. Westerlo beats the New York average on 7 of 32 CDC measures and trails it on 6. 34% of adults feel lonely in Westerlo.

71%healthier than U.S. townsB+Health Grade
WesterloNew York townsU.S. towns
Binge drink (CDC PLACES)18%17%16%
Feel lonely (CDC PLACES)34%32%33%
No health insurance, 18–64 (CDC PLACES)5%5.9%8.1%
Frequent mental distress (CDC PLACES)16%16%17%
32 measures vs. New York
7 better19 too close to call6 worse
What stands outWesterloNY
Fewer uninsured adults5%7.9%
Fewer adults facing food insecurity11.5%17.2%
More adults who have had cancer10.3%7.7%
St. Peter's Hospital
16.1 mi away · emergency room
None
primary care, dental or mental-health shortage
53rd
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Who lives here

Fewer young adults than New York overall

Adults 18 to 34 are 13% of residents (23% statewide); people 65 and older are 23% of residents (18% statewide). 37% of Westerlo adults 25 and older hold a bachelor’s degree or more.

44.2median age · NY 39.8
WesterloNew York townsU.S. towns
Aged 65 or older23%20%18%
Bachelor’s degree or more, 25+37%32%29%
Median age44.2 years42.9 years40.5 years
WesterloNew YorkUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school31%
Some college14%
Associate’s15%
Bachelor’s20%
Graduate17%

Women and men · all residents

46% women, 54% men

That’s an even split within the survey’s margin of ±4.5 points. Across New York, 51.2% of residents are women.

Ages and education in Westerlo
WesterloNYU.S.
Under 1010.6%11%11.6%
10 to 1712.7%9.5%10.3%
18 to 245.6%8.9%9.1%
25 to 347.1%14.2%13.7%
35 to 4415.6%13%13.2%
45 to 5412.3%12.2%12.2%
55 to 6412.8%13.3%12.7%
65 to 7415.1%10.3%10.2%
75 and older8%7.6%7%
No diploma3.5%12%10.4%
High school31.4%24.3%26%
Some college13.5%14.6%19.1%
Associate’s14.6%8.8%8.8%
Bachelor’s20.3%22.4%21.6%
Graduate16.8%17.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,300, single groups can be off by several points

Natural hazardsHazard risk grade B+

Westerlo faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 71% of U.S. communities. Since 1996, 3 flood insurance claims have been paid out in Westerlo.

29risk score of 100
FEMA risk score
29Low riskLowerHigher
Inland floodingTornadoesHurricanes
3
paid flood claims since 1996
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Snowy winters and pleasant summers in Westerlo

Westerlo has cold, snowy winters and pleasant summers. Westerlo’s July high is 80°F.

46″snow a winter

Typical low → high °F

Winter16–34°
Spring33–55°
Summer56–78°
Fall40–59°
Oct 12
typical first frost
May 3
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB−

7.9% of Westerlo is conserved land

4.6 miles of trail in 4 parks and preserves. The trail density in Westerlo is 0.1 miles per square mile.

#551for trails in NY
WesterloNew York townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.40.4
Conserved land7.9%5.2%4.3%
7.9%
conserved · 2,943 of 37,226 acres
4.6 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Bear Swamp1.7 mi307
2. Westerlo Veterans Memorial Town Park1.2 mi62
3. Restifo Sanctuary—55

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade B

Homes in Westerlo sell for about $491K

$491Kmedian sale price
2
homes sold in March

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Westerlo

19pages on Westerlo
After high school

Colleges nearby

None within 15 miles of Westerlo; the nearest are

About Westerlo

Town in New York, United States

Official town website ↗

Westerlo is a town in Albany County, New York, United States. The population was 3,194 at the 2020 census. The town is on the southern border of Albany County and is served by New York State Route 143.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
59 sq mi
Elevation
1,142 ft
ZIP code
12193
Area code
518

Westerlo’s neighbors

5 towns share a border with Westerlo.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Westerlo#327BB—B−B+
Rensselaerville——C+—C+A
Coeymans#256B+B—CA−
New Scotland#75AC+—AA
Greenville#361B−C—CA−
Berne#343BB−—BA−

Rensselaerville has fewer than 2,500 residents, so it gets subject grades but no overall grade. Westerlo, Rensselaerville, Coeymans, New Scotland, Greenville and Berne report no FBI crime data of their own. Compare Westerlo with a neighbor →

Questions about Westerlo

Short answers, built from the data on this page.

Is Westerlo, NY a good place to live?

By most measures, yes. Westerlo grades B overall, better than 59% of U.S. towns and #327 of 745 in New York. It grades B+ for health and B− for schools. Walkability is its weak spot, with a D.

Is Westerlo, NY expensive?

The typical home is worth about $316,000, 40% below the New York typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.