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Schoharie County Courthouse Feb 09
New York›Schoharie County
Photo: Doug Kerr from Upstate New York · CC BY-SA 2.0
Photo of Schoharie

Schoharie, NY · Photo: Doug Kerr from Upstate New York · CC BY-SA 2.0 · Source ↗

Is Schoharie a good place to live?

Schoharie is a solid, middle-of-the-road choice. It grades C overall, ranked 569th of 745 in New York, with no subject far below average. Its best mark is health: residents are healthier than 62% of U.S. towns on CDC estimates. Its lowest everyday mark is in incomes: the median household income is $64K, and 12% of residents live below the poverty line. A typical home there costs about $235K, 2.7 years of the Albany metro’s $88K median household income. History is its standout character grade: an A+, better than 100% of U.S. towns, with 16 places on the National Register. Only 112 of New York’s 1,216 towns score lower on walkability. Its National Register listings include Schoharie Valley Railroad Complex and Old Lutheran Parsonage. Schoharie's civic life (library use, community groups, volunteering) is stronger than in 84% of U.S. towns.

What makes Schoharie stand out

Where Schoharie beats most towns.

Schoharie Valley Railroad Complex
Schoharie Valley Railroad Complex · National Register of Historic Places
Schoharie’s story

308 years in pictures

Census counts: 3,820 in 1820, a peak of 5,534 in 1840, 3,107 in 2020. The archive holds 29 old photos and papers going back to 1790 and 5 maps from 1898 on.

16 places on the National Register of Historic Places.

  • 1718Schoharie is settled
Explore the history →

How Schoharie grades

Each subject compared with towns across the country (schools within New York), ordered by how far Schoharie is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Schoharie: who provides what

Who provides power, water and the rest in Schoharie, and how to reach them.

The full setup list →
PowerNational Grid19.9¢/kWh · EIA 2025HIFLD · EIA
WaterSchoharie Village water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Schoharie’s trash rules yet
SchoolsSchoharie Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereSchoharie County Board of ElectionsSchoharie County; contacts on the Handbook page.FVAP, Aug 2015
ZIP codes12157, 12092, 12035, 1205312157 74% · 12092 17% · 12035 7% · 12053 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Schoharie.

Schoharie is healthier than towns with similar incomes, but it carries more natural-hazard risk than most of New York (mostly inland flooding).

Climate

Snowy winters and pleasant summers in Schoharie

Schoharie has cold, snowy winters and pleasant summers. At 82°F, Schoharie’s July high is against 81°F in New York’s towns and 85°F across U.S. towns.

54″snow a winter

Typical low → high °F

Winter16–35°
Spring34–57°
Summer57–80°
Fall39–61°
Oct 13
typical first frost
May 2
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

SchoolsB−

On state tests, Schoharie’s schools trail 55% of New York districts

Its public schools are run by the Schoharie Central School District. Its two schools are below. The largest public high school is Schoharie High School, with 459 students.

45%of NY districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Schoharie Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5349C−
Schoharie High SchoolLargest public high schoolGrades 6–12Grades 6–12459C

NCES · EDFacts · graded within NY on state tests and graduation

Work & commuteJobs & income grade C

A job hub: Schoharie has 1.2 jobs for every working resident and draws in 1,038 commuters

Most working residents leave Schoharie for work: only 19% work in town. At 33 minutes, Schoharie’s average trip to work is above both the New York town median (25 minutes) and the median of U.S. towns (25 minutes). The top destinations are Cobleskill (10%), New York (7%) and Albany (6%).

19%work in town
SchoharieNew York townsU.S. towns
Average trip to work33 minutes25 minutes25 minutes
Working residents who work in town19%10%8%
Median household income$64,000$82,000$80,000

Where working residents work

In Schoharie19%
Cobleskill10%
New York7%
Albany6%
Rotterdam3%
21 mi
median commute distance
1,233
jobs based in Schoharie
Balanced
jobs vs. working residents
D
Walkability grade: more walkable than 10% of U.S. towns

Census LEHD 2023 · ACS

HealthB

Schoharie earns a B for health

Against the 9,679 U.S. towns with household incomes like Schoharie’s, it is healthier than 84%, so its B isn’t only a matter of income.

Schoharie beats the New York average on 6 of 32 CDC measures and trails it on 6. 37% of adults have high blood pressure in Schoharie.

62%healthier than U.S. townsBHealth Grade
SchoharieNew York townsU.S. towns
High blood pressure (CDC PLACES)37%34%35%
Yearly checkup (CDC PLACES)82%81%79%
Depression (CDC PLACES)21%21%23%
Feel lonely (CDC PLACES)31%32%33%
32 measures vs. New York
6 better20 too close to call6 worse
What stands outSchoharieNY
Fewer uninsured adults5.5%7.9%
Fewer adults facing housing insecurity10.3%14.5%
More adults who have had cancer10.5%7.7%
Cobleskill Regional Hospital
8.8 mi away · emergency room
2 of 3
care shortages: primary care, mental health
41st
percentile among NY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C

Inland flooding leads a high hazard risk in Schoharie

FEMA rates its natural-hazard risk higher than 85% of New York towns, with expected losses of about $688 per resident a year; that rating is what its C for hazard risk is built on.

The FEMA risk score in Schoharie is 63 of 100. Since 1978, 23 flood insurance claims have been paid out in Schoharie.

63risk score of 100
FEMA risk score
63High riskLowerHigher
Inland flooding
23
paid flood claims since 1978
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC

Schoharie has set aside 0.8% of its land for conservation

0.6 miles of trail in 4 parks and preserves.

0.8%conserved
0.8%
conserved · 153 of 19,061 acres
0.6 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Dutch Settlement State Forest0.2 mi18
2. Fox Creek Park—8
3. Lasalle Park—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Schoharie

19pages on Schoharie
After high school

Colleges nearby

1 within 15 miles of the center of Schoharie

Landmarks

16 places in Schoharie on the National Register of Historic Places.

All landmarks →

Famous people from Schoharie

7 notable people were born in Schoharie.

See all 7 →

About Schoharie

Town in New York, United States

Official town website ↗

Schoharie ( skoh-HAIR-ee) is an incorporated town in and the county seat of Schoharie County, New York, United States. The population was 3,107 at the 2020 census. The Town of Schoharie has a village, also called Schoharie. Both are derived from the Mohawk word for driftwood. The town is on the northeast border of the county. It is part of the Capital District of New York.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1718
Area
30 sq mi
Elevation
604 ft
Area code
518

Schoharie’s neighbors

5 towns share a border with Schoharie.

Explore the map →

All 3 graded towns on its borders grade higher than its C; Middleburgh (C) is closest.

How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Schoharie#569CB−—B−B
Wright——B+—B−B+
Cobleskill#395B−B−—C+B+
Middleburgh#519CB−—B−B
Esperance——B+—B−B
Duanesburg#309BC+—BA−

Wright and Esperance have fewer than 2,500 residents, so they get subject grades but no overall grade. Schoharie, Wright, Cobleskill, Middleburgh, Esperance and Duanesburg report no FBI crime data of their own. Compare Schoharie with a neighbor →

Questions about Schoharie

Short answers, built from the data on this page.

Is Schoharie, NY a good place to live?

Schoharie grades C overall, better than 27% of U.S. towns and #569 of 745 in New York. It grades B for health and B− for schools. Walkability is its weak spot, with a D.

Is Schoharie, NY expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.

What is Schoharie, NY known for?

7 notable people were born here, including William Dietz and Peter Swart.