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2018-10-01 09 33 48 View west along U.S. Route 30 (White Horse Pike) just west of Camden County Route 710 (Atco Avenue) in Waterford Township, Camden County, New Jersey
New Jersey›Camden County

Waterford TownshipNJ

A town of 10,562, settled in 1695.

Trash day: look up yours
6 bordering townsMap →
Photo: Famartin · CC BY-SA 4.0
Photo of Waterford Township

Waterford Township, NJ · Photo: Famartin · CC BY-SA 4.0 · Source ↗

Is Waterford Township a good place to live?

Waterford Township grades B− overall, 282nd of 466 graded towns in New Jersey, with clear strengths and some subjects that lag. It reports less crime per resident than 84% of U.S. towns and natural-hazard risk is low. On the other side, its schools rank behind 80% of the state's. Waterford Township’s trail density is 2.6 miles per square mile, above both the New Jersey town median (0.7) and the median of U.S. towns (0.4). Wharton State Forest, at 14,094 acres with 88.6 miles of trail, is the biggest park or preserve. Homes are expensive, about $282K for a typical one and 3.1 times the Philadelphia metro’s $91K median household income.

What makes Waterford Township stand out

Where Waterford Township beats most towns.

Map of Camden County highlighting Waterford
Map of Camden County highlighting Waterford, 2004
Waterford Township’s story

331 years in pictures

Census counts: 1,629 in 1800, a low of 1,484 in 1910, 10,421 in 2020. The archive holds 2 old photos and papers going back to 2004 and 5 maps from 1890 on.

  • 1695Waterford Township is settled
Explore the history →

How Waterford Township grades

Each subject compared with towns across the country (schools within New Jersey), ordered by how far Waterford Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Waterford Township: who provides what

Who provides power, water and the rest in Waterford Township, and how to reach them.

The full setup list →
PowerAtlantic City Electric25.8¢/kWh · EIA 2025HIFLD · EIA
WaterWaterford Township Water Dept.No health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
SchoolsWaterford Township School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCamden County ClerkCamden County; contacts on the Handbook page.FVAP, Sep 2017
ZIP codes08004, 08089, 0800908004 87% · 08089 11% · 08009 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Waterford Township.

Waterford Township carries less natural-hazard risk than nearly all of New Jersey (mostly inland flooding), reports less crime than Medford Township or any other graded neighbor and is healthy by national standards but behind most towns in New Jersey.

OutdoorsA−

Conserved land covers 3.1% of Waterford Township

Waterford Township sits below New Jersey’s towns (11%) and close to U.S. towns (4.3%) on this measure. 94 miles of trail in 1 park or preserve.

#23for trails in NJ
3.1%
conserved · 707 of 23,059 acres
94 mi
of trails · 2.6 per sq mi
Biggest places to walkTrailsAcres
1. Wharton State Forest88.6 mi14,094

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsC−

Waterford Township’s grade for schools is a C−

Its public schools are run by the Waterford Township School District. One of its 4 schools is below, with why it’s listed.

20%of NJ districts it outscoresC−School Grade
SchoolLevelStudentsLetter
Waterford Elementary SchoolLargest public elementary schoolGrades 3–6Grades 3–6431C+

NCES · EDFacts · graded within NJ on state tests

SafetyA−

Waterford Township’s grade for safety is an A−

Its A− tops all 3 graded towns on its borders; Medford Township (A−) comes closest. Violent crime is rare: 0 reported in 2025, 0 per 1,000 residents.

The violent crime rate in Waterford Township is 0 per 1,000 residents.

84%of U.S. towns report more crimeA−Safety Grade
Waterford TownshipNew Jersey townsU.S. towns
Violent crimes per 1,000 (2025)0 per 1,000 residents0.71.6
Property crimes per 1,000 (2025)7 per 1,000 residents7.59.9

Violent crime per 1,000 residents

Waterford Township0
New Jersey2
U.S.3.3

Property crime per 1,000 residents

Waterford Township7
New Jersey12.7
U.S.15.5
84th
percentile among U.S. towns we grade
73rd
percentile among NJ towns
0
violent crimes reported in 2025
74
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade A

Very low risk in Waterford Township, with inland flooding at the top

FEMA rates its natural-hazard risk lower than 95% of New Jersey towns, with expected losses of about $186 per resident a year; that rating is what its A for hazard risk is built on.

Waterford Township’s FEMA risk score is 13 of 100. Since 2011, 2 flood insurance claims have been paid out in Waterford Township.

13risk score of 100
FEMA risk score
13Very low riskLowerHigher
Inland floodingHeat wavesHurricanes
2
paid flood claims since 2011
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B+

Most of Waterford Township’s workers commute out: the town has 0.4 jobs for each of them

Most working residents leave Waterford Township for work: only 6% work in town. Since 2013, Waterford Township has added 384 jobs, to 1,997 in 2023. The top destinations are Philadelphia (6%), Evesham Township (5%) and Mount Laurel Township (5%).

6%work in town
Waterford TownshipNew Jersey townsU.S. towns
Average trip to work33 minutes30 minutes25 minutes
Median household income$112,000$113,000$80,000
Work from home14%17%11%
Below the poverty line8%6%9.6%

Where working residents work

In Waterford Township6%
Philadelphia6%
Evesham Township5%
Mount Laurel Township5%
Cherry Hill Township4%
14 mi
median commute distance
1,997
jobs based in Waterford Township
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 49% of U.S. towns

Census LEHD 2023 · ACS

HealthB+

Residents of Waterford Township are healthier than 67% of U.S. towns

Within New Jersey it is less healthy than 76% of the 468 graded towns: New Jersey sets a high bar. Against the 6,886 U.S. towns with household incomes like Waterford Township’s, it is less healthy than 61%: its national edge comes with its incomes.

Waterford Township beats the New Jersey average on 1 of 32 CDC measures and trails it on 9. 19% of adults have been diagnosed with depression in Waterford Township.

67%healthier than U.S. townsB+Health Grade
Waterford TownshipNew Jersey townsU.S. towns
Depression (CDC PLACES)19%16%23%
Sleep under 7 hours (CDC PLACES)39%36%36%
Obesity (CDC PLACES)29%28%35%
Binge drink (CDC PLACES)17%16%16%
32 measures vs. New Jersey
1 better22 too close to call9 worse
What stands outWaterford TownshipNJ
Fewer uninsured adults9.2%11.3%
More smokers13.9%10.9%
West Jersey Hospital
9 mi away · emergency room
None
primary care, dental or mental-health shortage
24th
percentile among NJ towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Waterford Township has four seasons and pleasant summers

Waterford Township has chilly winters and warm summers. July afternoons reach 87°, January nights drop to 25° and about 24 inches of snow falls in a winter.

24″snow a winter

Typical low → high °F

Winter27–45°
Spring42–64°
Summer64–85°
Fall47–67°
Oct 15
typical first frost
Apr 28
typical last frost
+1.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Nearby attractions

Pine Barrens and 155 more within 40 miles

Museums, parks, gardens and other places to visit around Waterford Township. Close and well known come first.

All 241 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Pine Barrens: Famartin, CC BY-SA 4.0 · USS New Jersey: Camera Operator: PH3 BRYANT, Public domain · Lincoln Financial Field: The original uploader was Betp at French Wikipedia., CC BY-SA 3.0 · Xfinity Mobile Arena: Jen Smith, CC BY 3.0 · Independence Hall: Mys 721tx, CC BY-SA 3.0 · Eastern State Penitentiary: Davidt8, Public domain

Keep exploring

Everything we know about Waterford Township

20pages on Waterford Township
After high school

Colleges nearby

1 within 15 miles of the center of Waterford Township

About 4 of every 100 Waterford Township residents are enrolled in college, against 6 across New Jersey.

Prices by family income, graduation and earnings →

A commuter town

94% of working residents leave Waterford Township for work

Where Waterford Township’s working residents go each day. Line width shows the share.

6% → Philadelphia Philadelphia 6% 5% → Evesham Township Evesham Township 5% 5% → Mount Laurel Township Mount Laurel Township 5% 4% → Cherry Hill Township Cherry Hill Township 4% 4% → Voorhees Township Voorhees Township 4% 3% → Berlin Township Berlin Township 3% Waterford Township · 6% stay
1,997jobs based in Waterford Township
6%of working residents work in town
14 mimedian commute distance

Census LEHD 2023

About Waterford Township

Township in Camden County, New Jersey, US

Official town website ↗

Waterford Township is a township in Camden County, in the U.S. state of New Jersey. As of the 2020 United States census, the township's population was 10,421, a decrease of 228 (−2.1%) from the 2010 census count of 10,649, which in turn reflected an increase of 155 (+1.5%) from the 10,494 counted in the 2000 census. Waterford Township was originally created by Royal charter on June 1, 1695, while the area was still part of Gloucester County. The township was incorporated by an act of the New Jersey Legislature on February 21, 1798. On March 13, 1844, Waterford Township became one of the original townships in the newly created Camden County. The settlement of Long-a-Coming (now the borough o…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1695
Area
36 sq mi
Elevation
89 ft

Waterford Township’s neighbors

6 towns share a border with Waterford Township.

Explore the map →
How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Waterford Township#282B−C−A−C−B+
Shamong Township#302B−D—B−A−
Atco——————
Medford Township#115ADA−B+A+
Evesham Township#217B+DB−BA
Winslow Township#344CC−—DB+
Berlin#173A−C−BBA−

Shamong Township and Winslow Township report no FBI crime data of their own. Atco isn’t graded (fewer than 1,000 residents, or not enough data). Compare Waterford Township with a neighbor →

Questions about Waterford Township

Short answers, built from the data on this page.

Is Waterford Township, NJ a good place to live?

Waterford Township grades B− overall, better than 52% of U.S. towns and #282 of 466 in New Jersey. It grades B+ for health, A− for safety and C− for schools. Schools is its weak spot, with a C−.

Is Waterford Township, NJ expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.