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Margate water tower NJ1
New Jersey›Atlantic County

Margate CityNJ

A town of 5,194, settled in 1885.

Trash day: look up yours
2 bordering townsMap →
Photo: Acroterion · CC BY-SA 4.0
Photo of Margate City

Margate City, NJ · Photo: Acroterion · CC BY-SA 4.0 · Source ↗

Is Margate City a good place to live?

For most people who can afford it, yes. Margate City grades A− overall, 139th among New Jersey's 466 graded towns. It is easier to get around on foot or by transit than 97% of U.S. towns. Its schools outperform 93% of the state's and it is healthier than 92% of U.S. towns. The trade-off is money: the typical home is worth about $1.1 million, 14 years of the Atlantic City metro’s $82K median household income. 36% of residents are 65 or older in Margate City, above both New Jersey’s towns (18%) and U.S. towns (18%). Only 33 of New Jersey’s 530 towns score lower on hazard risk. Margate City has 2 places on the National Register of Historic Places, among them Marven Gardens Historic District.

What makes Margate City stand out

Where Margate City beats most towns, and one thing worth knowing.

By the sea

Margate City lives by the ocean

Coastal flooding makes up 23% of the storm damage FEMA expects here.

59.4% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

23%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
2,669paid flood-insurance claims since 1978
3storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Margate City grades

Each subject compared with towns across the country (schools within New Jersey), ordered by how far Margate City is from typical.

How grading works

Its grades run from A+ for walkability (better than 97% of comparable towns) to D for hazard risk (better than 9%), so the A− overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Lucy, the Margate Elephant
Lucy, the Margate Elephant · National Register of Historic Places
Margate City’s story

141 years in pictures

Lucy, the Margate Elephant is a National Historic Landmark, the National Register’s top tier.

Census counts: 69 in 1900, a peak of 10,576 in 1970, 5,317 in 2020. The archive holds 6 old photos and papers going back to 1881 and 6 maps from 1890 on.

2 places on the National Register of Historic Places.

  • 1885Margate City is settled
Explore the history →
Getting set up

Moving to Margate City: who provides what

Who provides power, water and the rest in Margate City, and how to reach them.

The full setup list →
PowerAtlantic City Electric25.8¢/kWh · EIA 2025HIFLD · EIA
WaterMargate City Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown pickup · day by addressTown site
SchoolsMargate City School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereAtlantic County ClerkAtlantic County; contacts on the Handbook page.FVAP, Jul 2026
ZIP code0840208402 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Margate City.

Margate City has schools in the top 5% of New Jersey and has a longer frost-free season than almost anywhere else in New Jersey, but it carries more natural-hazard risk than most of New Jersey (mostly inland flooding).

HousingCost of living grade D

The typical home in Margate City is valued at about $1.15M

At 14 years of the Atlantic City metro’s $82K median household income, the typical home (about $1.15M) costs more against local pay than in 98% of New Jersey towns; that ratio is one input to its D for cost of living. Home values rose 66% in five years, to about $1.15M, against 35% across New Jersey.

The typical Margate City home is worth about $1,148,000, up 13.7% in a year, 100% above the New Jersey typical home. 90% of households own their home in Margate City.

$1.15MZillow home value
Margate CityNew Jersey townsU.S. towns
Households that own their home90%77%73%
Median rent$1,347 a month$1,780 a month$1,185 a month

Typical home value

Margate City$1.15M
New Jersey$575K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
96
days on market
93.7%
sale-to-list price
+13.7%
value change, 1 year
15
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsA

Margate City earns an A for schools

Its A ranks #16 of the 465 New Jersey towns we grade for schools. Its A for schools comes with a D for cost of living: the typical home is worth about $1.15M.

Its public schools are run by the Margate City School District. Its two schools are below.

93%of NJ districts it outscoresASchool Grade
SchoolLevelStudentsLetter
William H. Ross III SchoolLargest public elementary schoolGrades PK–4Grades PK–4186A−
Eugene A. Tighe Middle SchoolTop results in townGrades 5–8Grades 5–8140A

NCES · EDFacts · graded within NJ on state tests

HealthA

A larger share of adults in Margate City had a checkup this year than in the typical New Jersey or U.S. town

Within New Jersey it is healthier than 61% of the 468 graded towns: New Jersey sets a high bar.

84% of Margate City adults had a checkup this year. Margate City beats the New Jersey average on 17 of 32 CDC measures and trails it on 6. 5.3% of Margate City adults 18 to 64 have no health insurance.

92%healthier than U.S. townsAHealth Grade
Margate CityNew Jersey townsU.S. towns
Feel lonely (CDC PLACES)27%32%33%
Frequent mental distress (CDC PLACES)12%15%17%
Yearly checkup (CDC PLACES)84%78%79%
Sleep under 7 hours (CDC PLACES)30%36%36%
32 measures vs. New Jersey
17 better9 too close to call6 worse
What stands outMargate CityNJ
Fewer adults facing food insecurity6.2%14.3%
Fewer adults facing housing insecurity5.4%12.3%
More adults who have had cancer13.5%7.5%
Atlanticare Regional Medical Center - City Campus
4.3 mi away · emergency room
None
primary care, dental or mental-health shortage
61st
percentile among NJ towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

Margate City faces a very high natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 95% of New Jersey towns, with expected losses of about $1,647 per resident a year; that rating is what its D for hazard risk is built on. 2,669 flood insurance claims have been filed here, and 78 properties have flooded more than once.

Margate City’s FEMA risk score is 87 of 100. Since 1978, 2,669 flood insurance claims have been paid out in Margate City.

87risk score of 100
FEMA risk score
87Very high riskLowerHigher
Inland floodingCoastal floodingHurricanes
2,669
paid flood claims since 1978
3
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Margate City has four seasons and pleasant summers

The Atlantic City Intl Ap weather station, 9 miles away, records that the frost-free season runs about 190 days, the highest of 941 New Jersey places with climate records.

Margate City has chilly winters and pleasant summers. The July high in Margate City is 84°F.

17″snow a winter

Typical low → high °F

Winter30–45°
Spring44–60°
Summer66–81°
Fall50–66°
Nov 22
typical first frost
Mar 26
typical last frost
+2.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A−

About one in seven working residents works right in Margate City

Margate City has about as many jobs (1,876) as working residents, but only 277 people both live and work here. Jobs based here grew from 1,426 in 2013 to 1,876.

Most working residents leave Margate City for work: only 14% work in town. Since 2013, Margate City has added 450 jobs, to 1,876 in 2023. The top destinations are Atlantic City (19%), Egg Harbor Township (6%) and Northfield (4%).

14%work in town
Margate CityNew Jersey townsU.S. towns
Work from home21%16%11%
Median household income$122,000$113,000$80,000
Working residents who work in town14%6.3%8%
Average trip to work28 minutes30 minutes25 minutes

Where working residents work

In Margate City14%
Atlantic City19%
Egg Harbor Township6%
Northfield4%
Somers Point3%
6 mi
median commute distance
1,876
jobs based in Margate City
Balanced
jobs vs. working residents
A+
Walkability grade: more walkable than 97% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Margate City

Margate City's reported crime rate is below New Jersey's. Most reported incidents are property crimes, mainly thefts. Violent crime is rare: 3 reported in 2024.

Margate CityNew Jersey townsU.S. towns
Violent crimes per 1,000 (2024)0.6 per 1,000 residents0.71.7
Property crimes per 1,000 (2024)12.5 per 1,000 residents8.911.5

Violent crime per 1,000 residents

Margate City0.6
New Jersey2.2
U.S.3.6

Property crime per 1,000 residents

Margate City12.5
New Jersey14.3
U.S.17.7
3
violent crimes reported in 2024
64
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

Nearby attractions

Lucy the Elephant and 20 more within 40 miles

Museums, parks, gardens and other places to visit around Margate City. Close and well known come first.

All 128 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lucy the Elephant: User:dtcdthingy 3:30 pm 30th July 2004 (Minolta Dimage X20), Public domain · Pine Barrens: Famartin, CC BY-SA 4.0 · Boardwalk Hall: Jack Boucher, Public domain · Steel Pier: Make Lemons, CC BY-SA 2.0 · Gillians Wonderland Pier and Island Waterpark: Kevin Jarrett from Northfield, NJ, USA, CC BY 2.0

Keep exploring

Everything we know about Margate City

19pages on Margate City
After high school

Colleges nearby

2 within 15 miles of the center of Margate City

A shrinking town

Margate City has shrunk 18% since 2010

6,354 counted in 2010 and 5,317 in 2020; an estimated 5,194 in 2025.

6,3542010
5,3172020
5,1942025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

Landmarks

2 places in Margate City on the National Register of Historic Places.

All landmarks →

About Margate City

City in Atlantic County, New Jersey, US

Official town website ↗

Margate City is a city situated on the Jersey Shore on Absecon Island, within Atlantic County, in the U.S. state of New Jersey, on the Atlantic Ocean shoreline. As of the 2020 United States census, the city's population was 5,317, a decrease of 1,037 (−16.3%) from the 2010 census count of 6,354, which in turn had reflected a decline of 1,839 (−22.4%) from the 8,193 counted in the 2000 census. Geographically, the city, and all of Atlantic County, is part of the South Jersey region of the state and of the Atlantic City-Hammonton metropolitan statistical area, which in turn is included in the Philadelphia metropolitan area. The city is located on Absecon Island, which stretches for 8.1 miles (…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1885
Area
1.6 sq mi
Elevation
7 ft
ZIP code
08402
Area code
609

Margate City’s neighbors

2 towns share a border with Margate City.

Explore the map →
How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Margate City#139A−D—AA
Egg Harbor Township#373CDC+C+B+
Ventnor City#403C−DC−C+B+

Margate City reports no FBI crime data of its own. Compare Margate City with a neighbor →

Questions about Margate City

Short answers, built from the data on this page.

Is Margate City, NJ a good place to live?

For most people who can afford it, yes. Margate City grades A− overall, better than 84% of U.S. towns and #139 of 466 in New Jersey. It grades A for health and A for schools. Hazard risk is its weak spot, with a D.

Is Margate City, NJ expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.