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Upper Saddle River
New Jersey›Bergen County

Upper Saddle RiverNJ

A town of 8,650, settled in 1894.

Trash day: look up yours
5 bordering townsMap →
Hopper-Goetschius House · Photo: JERRYE & ROY KLOTZ M.D. · CC BY-SA 4.0
Photo of Upper Saddle River

Upper Saddle River, NJ · Hopper-Goetschius House · Photo: JERRYE & ROY KLOTZ M.D. · CC BY-SA 4.0

Is Upper Saddle River a good place to live?

For most people who can afford it, yes. Upper Saddle River grades A overall, 79th among New Jersey's 466 graded towns. It is among the healthiest towns in the country on CDC estimates. Its schools rank ahead of 96% of New Jersey towns and the median household earns $250K. What holds it back is price: the typical home is worth about $1.5 million, 14.9 years of the New York metro’s $99K median household income. 77% of adults 25 and older hold a bachelor’s degree or more in Upper Saddle River, above both New Jersey’s towns (45%) and U.S. towns (29%). Upper Saddle River is easier to get around on foot or by transit than 91% of U.S. towns. Only 4 of New Jersey’s 527 towns score higher on civic life.

What makes Upper Saddle River stand out

Where Upper Saddle River beats most towns.

How Upper Saddle River grades

Each subject compared with towns across the country (schools within New Jersey), ordered by how far Upper Saddle River is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

New North Reformed Low Dutch Church
New North Reformed Low Dutch Church · National Register of Historic Places
Upper Saddle River’s story

132 years in pictures

Census counts: 326 in 1900, 8,353 in 2020. The archive holds 11 old photos and papers going back to 1739 and 5 maps from 1910 on.

6 places on the National Register of Historic Places.

  • 1894Upper Saddle River is settled
Explore the history →
Nearby attractions

Central Park and 532 more within 40 miles

Museums, parks, gardens and other places to visit around Upper Saddle River. Close and well known come first.

All 619 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Central Park: Ed Yourdon from New York City, USA, CC BY-SA 2.0 · Madison Square Garden: Ajay Suresh from New York, NY, USA, CC BY 2.0 · MetLife Stadium: babyknight, CC BY 2.0 · United States Military Academy: USMA Public Affairs Office, Public domain · Studio 54: Americasroof (talk), CC BY-SA 3.0 · Metropolitan Museum of Art: Hugo Schneider, CC BY-SA 2.0

Getting set up

Moving to Upper Saddle River: who provides what

Who provides power, water and the rest in Upper Saddle River, and how to reach them.

The full setup list →
PowerRockland Electric23.2¢/kWh · EIA 2025HIFLD · EIA
WaterVeolia Water New Jersey HackensackNo health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsNorthern Highlands Region School DistrictUpper Saddle River Borough School District2 districts serve Upper Saddle River; which school depends on your address and gradeNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereBergen County ClerkBergen County; contacts on the Handbook page.FVAP, Sep 2023
ZIP code0745807458 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Upper Saddle River.

Upper Saddle River has schools in the top 5% of New Jersey and has less food insecurity than most of New Jersey, but it has homes that cost more against local pay than most of New Jersey.

HousingCost of living grade D−

For cost of living, Upper Saddle River earns a D−

At 14.9 years of the New York metro’s $99K median household income, the typical home (about $1.48M) costs more against local pay than in 98% of New Jersey towns; that ratio is one input to its D− for cost of living.

Upper Saddle River’s median rent is $3,501 a month. Typical home values rose 7.5% in the year to September 2026.

$1.48MZillow home value

Typical home value

Upper Saddle River$1.48M
New Jersey$575K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
94
days on market
102.4%
sale-to-list price
+7.5%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsA+

For schools, Upper Saddle River earns an A+

Its A+ ranks #7 of the 465 New Jersey towns we grade for schools. Its A+ for schools comes with a D− for cost of living: the typical home is worth about $1.48M.

Its public schools are run by the Upper Saddle River School District. Two of its 4 schools are below, each with why it’s listed.

96%of NJ districts it outscoresA+School Grade
SchoolLevelStudentsLetter
Emil A. Cavallini Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8389A+
Edith A. Bogert Elementary SchoolTop results in townGrades 3–5Grades 3–5368A+

NCES · EDFacts · graded within NJ on state tests and graduation

HealthA+

Among the healthiest U.S. towns

Its widest gap with New Jersey is food insecurity: 6.1% of its 6,252 adults worry about having enough food, against 14.3% statewide. Against the 436 U.S. towns with household incomes like Upper Saddle River’s, it is healthier than 76%, a smaller edge than it has nationally: part of it comes with its incomes.

Upper Saddle River beats the New Jersey average on 20 of 32 CDC measures and trails it on 1. 23% of Upper Saddle River adults have obesity.

99%healthier than U.S. townsA+Health Grade
Upper Saddle RiverNew Jersey townsU.S. towns
Obesity (CDC PLACES)23%28%35%
Frequent physical distress (CDC PLACES)9.1%12%14%
Smoke cigarettes (CDC PLACES)6.7%11%14%
Depression (CDC PLACES)15%16%23%
32 measures vs. New Jersey
20 better11 too close to call1 worse
What stands outUpper Saddle RiverNJ
Fewer adults facing food insecurity6.1%14.3%
Fewer uninsured adults5.1%11.3%
More adults who have had cancer8.7%7.5%
Good Samaritan Hospital of Suffern
3.8 mi away · emergency room
None
primary care, dental or mental-health shortage
94th
percentile among NJ towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

In Upper Saddle River, expect four seasons and pleasant summers

Upper Saddle River has chilly, snowy winters and warm summers, with plenty of rain. July afternoons reach 85°, January nights drop to 21° and about 33 inches of snow falls in a winter.

33″snow a winter

Typical low → high °F

Winter24–40°
Spring40–61°
Summer62–83°
Fall45–64°
Oct 23
typical first frost
Apr 19
typical last frost
+2.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A

Upper Saddle River stands out in New Jersey and nationally: the median household income there is higher

Jobs based here fell from 4,410 in 2013 to 2,939. 36.8% of workers work from home, against 16.8% across New Jersey.

Only 7 of the 468 New Jersey towns we compare have a higher median household income than Upper Saddle River. 4.5% of residents live below the poverty line in Upper Saddle River. Jobs based in Upper Saddle River fell to 2,939 in 2023, 1,471 fewer than in 2013.

4%work in town
Upper Saddle RiverNew Jersey townsU.S. towns
Median household income$250,000$113,000$80,000
Average trip to work37 minutes30 minutes25 minutes
Below the poverty line4.5%6.1%9.6%
Working residents who work in town3.7%6.3%8%

Where working residents work

In Upper Saddle River4%
New York17%
Paramus4%
Ramsey3%
Hackensack3%
16 mi
median commute distance
2,939
jobs based in Upper Saddle River
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 91% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Upper Saddle River

Upper Saddle River's reported crime rate is well below New Jersey's. The property crime rate in Upper Saddle River is 3 per 1,000 residents. Most reported incidents are property crimes, mainly thefts.

Upper Saddle RiverNew Jersey townsU.S. towns
Property crimes per 1,000 (2025)3 per 1,000 residents7.59.9
Violent crimes per 1,000 (2025)0.1 per 1,000 residents0.71.6

Violent crime per 1,000 residents

Upper Saddle River0.1
New Jersey2
U.S.3.3

Property crime per 1,000 residents

Upper Saddle River3
New Jersey12.7
U.S.15.5
1
violent crimes reported in 2025
26
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade B−

Upper Saddle River faces a moderate natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 57% of U.S. communities. Since 1983, 35 flood insurance claims have been paid out in Upper Saddle River.

43risk score of 100
FEMA risk score
43Moderate riskLowerHigher
Inland floodingEarthquakes
35
paid flood claims since 1983
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC

Conserved land covers 2.2% of Upper Saddle River

0.0 miles of trail in 3 parks and preserves.

2.2%conserved
2.2%
conserved · 75 of 3,353 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Lions Park—19
2. Hess Field—6
3. Liberty Pond Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Upper Saddle River

20pages on Upper Saddle River
After high school

Colleges nearby

29 within 15 miles of the center of Upper Saddle River

Landmarks

6 places in Upper Saddle River on the National Register of Historic Places.

All landmarks →

About Upper Saddle River

Borough in Bergen County, New Jersey, US

Official town website ↗

Upper Saddle River is a borough in Bergen County, in the U.S. state of New Jersey. As of the 2020 United States census, the borough's population was 8,353, an increase of 145 (+1.8%) from the 2010 census count of 8,208, which in turn reflected an increase of 467 (+6.0%) from the 7,741 counted in the 2000 census. Upper Saddle River had a per capita income of $73,639 and was ranked 20th in New Jersey based on data from the 2006–2010 American Community Survey (ACS) from the United States Census Bureau, more than double the statewide average of $34,858. In the 2013–2017 ACS, Upper Saddle River had a median household income of $176,674 (ranked 8th in the state) and included 42.9% of households e…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1894
Area
5.3 sq mi
Elevation
259 ft

Upper Saddle River’s neighbors

5 towns share a border with Upper Saddle River.

Explore the map →
How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Upper Saddle River#79AD−—A+A+
Ramsey#57AD−B+A−A+
Saddle River#145A−D−A−A+A+
Mahwah Township#116AD−—A−A+
Montvale#78ADB+A−A+
Woodcliff Lake#24A+DAAA+

Upper Saddle River and Mahwah Township report no FBI crime data of their own. Compare Upper Saddle River with a neighbor →

Questions about Upper Saddle River

Short answers, built from the data on this page.

Is Upper Saddle River, NJ a good place to live?

For most people who can afford it, yes. Upper Saddle River grades A overall, better than 90% of U.S. towns and #79 of 466 in New Jersey. It grades A+ for health and A+ for schools. Cost of living is its weak spot, with a D−.

Is Upper Saddle River, NJ expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.