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Chatham
New Jersey›Morris County

ChathamNJ

A town of 10,027, settled in 1808.

4 bordering townsMap →
Dusenberry House · Photo: Daniel Case · CC BY-SA 3.0
Photo of Chatham

Chatham, NJ · Dusenberry House · Photo: Daniel Case · CC BY-SA 3.0

Is Chatham a good place to live?

Yes, by almost any measure. Chatham earns an A+, 27th of 466 graded towns in New Jersey. It is among the healthiest towns in the country on CDC estimates, the median household earns $242K, and its schools rank ahead of 89% of New Jersey towns. The exception is cost of living: the typical home is worth about $1.4 million, 13.8 years of the New York metro’s $99K median household income. 84% of adults 25 and older hold a bachelor’s degree or more in Chatham, above both the New Jersey town median (45%) and the median of U.S. towns (29%). Chatham is easier to get around on foot or by transit than 98% of U.S. towns. On civic life, just 27 of New Jersey’s 527 towns do better.

What makes Chatham stand out

Where Chatham beats most towns.

How Chatham grades

Each subject compared with towns across the country (schools within New Jersey), ordered by how far Chatham is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Dusenberry House
Dusenberry House · National Register of Historic Places
Chatham’s story

218 years in pictures

The archive holds 4 old photos and papers and 8 maps from 1888 on.

2 places on the National Register of Historic Places.

  • 1808Chatham is settled
Explore the history →
Nearby attractions

Madison Square Garden and 534 more within 40 miles

Museums, parks, gardens and other places to visit around Chatham. Close and well known come first.

All 636 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Madison Square Garden: Ajay Suresh from New York, NY, USA, CC BY 2.0 · Central Park: Ed Yourdon from New York City, USA, CC BY-SA 2.0 · MetLife Stadium: babyknight, CC BY 2.0 · Studio 54: Americasroof (talk), CC BY-SA 3.0 · Metropolitan Museum of Art: Hugo Schneider, CC BY-SA 2.0 · National September 11 Memorial & Museum: Paul Sableman, CC BY 2.0

Getting set up

Moving to Chatham: who provides what

Who provides power, water and the rest in Chatham, and how to reach them.

The full setup list →
PowerJCP&L18.4¢/kWh · EIA 2025HIFLD · EIA
WaterChatham Water DeptNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offSummit Waste Transfer Station, 2 miOpenStreetMap
SchoolsThe Chathams School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereMorris County ClerkMorris County; contacts on the Handbook page.FVAP, Apr 2020
ZIP code0792807928 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Chatham.

Chatham is the healthiest town in New Jersey and reports less crime than Florham Park or any other graded neighbor, but it has homes that cost more against local pay than most of New Jersey.

HousingCost of living grade D

Chatham’s grade for cost of living is a D

At 13.8 years of the New York metro’s $99K median household income, the typical home (about $1.37M) costs more against local pay than in 97% of New Jersey towns; that ratio is one input to its D for cost of living.

Chatham’s median rent is $2,250 a month. Typical home values rose 11% in the year to September 2026. 83% of households own their home in Chatham.

$1.37MZillow home value
ChathamNew Jersey townsU.S. towns
Median rent$2,250 a month$1,778 a month$1,185 a month
Households that own their home83%77%73%

Typical home value

Chatham$1.37M
New Jersey$575K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
12
days on market
115.3%
sale-to-list price
+11.1%
value change, 1 year
9
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsA

Chatham’s grade for schools is an A

Its A for schools comes with a D for cost of living: the typical home is worth about $1.37M.

Its public schools are run by School District of the Chathams. Two of its 6 schools are below, each with why it’s listed.

89%of NJ districts it outscoresASchool Grade
SchoolLevelStudentsLetter
Chatham Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8833A
Milton Avenue SchoolTop results in townGrades PK–3Grades PK–3301A

NCES · EDFacts · graded within NJ on state tests and graduation

HealthA+

A smaller share of adults in Chatham have obesity than in the typical New Jersey or U.S. town

It is the healthiest of the 468 New Jersey towns we grade on the CDC estimates behind the Health Grade. Its widest gap with New Jersey is food insecurity: 4.8% of its 6,513 adults worry about having enough food, against 14.3% statewide.

21% of Chatham adults have obesity. Among 468 New Jersey towns, just 2 have a lower share of adults who have diabetes than Chatham. 27% of Chatham adults have high blood pressure.

99%healthier than U.S. townsA+Health Grade
ChathamNew Jersey townsU.S. towns
Obesity (CDC PLACES)21%28%35%
Frequent physical distress (CDC PLACES)8.2%12%14%
Frequent mental distress (CDC PLACES)12%15%17%
Get no exercise (CDC PLACES)14%22%25%
32 measures vs. New Jersey
22 better8 too close to call2 worse
What stands outChathamNJ
Fewer adults facing food insecurity4.8%14.3%
Fewer uninsured adults4.5%11.3%
More binge drinkers19.5%15.5%
Overlook Medical Center
2.5 mi away · emergency room
None
primary care, dental or mental-health shortage
99th
percentile among NJ towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyA

Crime per resident in Chatham is lower than in 88% of U.S. towns

Its A tops all 3 graded towns on its borders; Florham Park (A) comes closest. Reported crimes fell from 67 to 45 over the last three FBI years, a drop beyond ordinary year-to-year swings.

The violent crime rate in Chatham is 0 per 1,000 residents.

88%of U.S. towns report more crimeASafety Grade
ChathamNew Jersey townsU.S. towns
Violent crimes per 1,000 (2025)0 per 1,000 residents0.71.6
Property crimes per 1,000 (2025)4.4 per 1,000 residents7.59.9

Violent crime per 1,000 residents

Chatham0
New Jersey2
U.S.3.3

Property crime per 1,000 residents

Chatham4.4
New Jersey12.7
U.S.15.5
88th
percentile among U.S. towns we grade
82nd
percentile among NJ towns
0
violent crimes reported in 2025
45
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsA

Chatham has set aside 16.1% of its land for conservation

1.7 miles of trail in 1 park or preserve.

#209for trails in NJ
16.1%
conserved · 243 of 1,513 acres
1.7 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Memorial Park—6

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade C−

High risk in Chatham, with inland flooding at the top

Expected storm and flood damage is higher than in 73% of U.S. communities. Since 1999, 11 flood insurance claims have been paid out in Chatham.

73risk score of 100
FEMA risk score
73High riskLowerHigher
Inland floodingCold waves
11
paid flood claims since 1999
13
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Chatham, expect four seasons and pleasant summers

Chatham has chilly winters and warm summers, with plenty of rain. July afternoons reach 86°, January nights drop to 22° and about 24 inches of snow falls in a winter.

24″snow a winter

Typical low → high °F

Winter24–42°
Spring40–62°
Summer62–84°
Fall45–65°
Oct 27
typical first frost
Apr 18
typical last frost
+2.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A

Chatham stands out in New Jersey and nationally, with the median household income higher than most

Chatham has about as many jobs (3,451) as working residents, but only 183 people both live and work here. The average commute takes 39.2 minutes, against 30.5 across New Jersey.

Only 9 of the 468 New Jersey towns we compare have a higher median household income than Chatham. Most working residents leave Chatham for work: only 5% work in town. Only 4 of the 468 New Jersey towns we compare have a higher share of workers working from home than Chatham.

5%work in town
ChathamNew Jersey townsU.S. towns
Work from home37%16%11%
Median household income$242,000$113,000$80,000
Average trip to work39 minutes30 minutes25 minutes
Below the poverty line2.2%6.1%9.6%

Where working residents work

In Chatham5%
New York13%
Morristown3%
Florham Park3%
Summit3%
12 mi
median commute distance
3,451
jobs based in Chatham
Balanced
jobs vs. working residents
A+
Walkability grade: more walkable than 98% of U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about Chatham

20pages on Chatham
After high school

Colleges nearby

23 within 15 miles of the center of Chatham

Famous people from Chatham

8 notable people were born in Chatham.

See all 8 →

About Chatham

Place in New Jersey, United States

"The Chathams" (, CHAT-əm) is a term used in reference to shared services for two neighboring municipalities in Morris County, New Jersey, United States – Chatham and Chatham Township. The two are separate municipalities, although when sharing some services act much like one cohesive community (hence "The Chathams"). The first municipality, a town that was settled in 1710 as a colonial English village in the Province of New Jersey, that in 1773 adopted a name change to "Chatham". There are numerous references to this village as "Chatham, New Jersey" dating from that time. The second municipality, more southern, without a town center, and less densely populated until very recently, is the ve…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Chatham’s neighbors

4 towns share a border with Chatham.

Explore the map →

At #27 in NJ, it grades higher overall than all 3 graded towns on its borders; Florham Park (A) comes closest.

How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Chatham · Chatham Township#27A+DAAA+
Summit#51ADA−AA+
Millburn Township#113ADB−AA+
Florham Park#43AD−AAA+

Chatham Township and Chatham are one community, graded once. Compare Chatham with a neighbor →

Questions about Chatham

Short answers, built from the data on this page.

Is Chatham, NJ a good place to live?

Yes, by almost any measure. Chatham grades A+ overall, better than 96% of U.S. towns and #27 of 466 in New Jersey. It grades A+ for health, A for safety and A for schools. Cost of living is its weak spot, with a D.

Is Chatham, NJ expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Chatham, NJ known for?

8 notable people were born here, including Patrick McHale and Alex Laferriere.