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927 Fireman Union Beach, NJ
New Jersey›Monmouth County

Union BeachNJ

A town of 5,708, settled in 1925.

3 bordering townsMap →
Photo: LittleGun · CC BY-SA 3.0
Photo of Union Beach

Union Beach, NJ · Photo: LittleGun · CC BY-SA 3.0 · Source ↗

Is Union Beach a good place to live?

The typical home is worth about $546K, 5.5 years of the New York metro’s $99K median household income. Overall it grades C+, 316th of 466 graded towns in New Jersey. Residents are healthier than 88% of U.S. towns on CDC estimates and the median household earns $119K. Its weakest subject is hazard risk: FEMA rates its natural-hazard risk higher than 73% of U.S. communities, with inland flooding at the top. Union Beach’s median rent is $2,567 a month, above both New Jersey’s towns ($1,778 a month) and U.S. towns ($1,185 a month). Union Beach is easier to get around on foot or by transit than 94% of U.S. towns. On history, just 16 of New Jersey’s 530 towns do worse.

What makes Union Beach stand out

Where Union Beach beats most towns.

By the sea

Union Beach lives by the ocean

Coastal flooding makes up 22% of the storm damage FEMA expects here.

22%of expected storm damage is coastal flooding
99thpercentile for coastal flood risk nationally
1,416paid flood-insurance claims since 1978
6storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Union Beach grades

Each subject compared with towns across the country (schools within New Jersey), ordered by how far Union Beach is from typical.

How grading works

Its grades run from A for walkability (better than 94% of comparable towns) to D− for cost of living (better than 3%), so the C+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

927 Fireman
927 Fireman, 2012
Union Beach’s story

101 years in pictures

Census counts: 1,893 in 1930, 5,723 in 2020. The archive holds 12 old photos and papers going back to 2012 and 7 maps from 1888 on.

  • 1925Union Beach is settled
Explore the history →
Nearby attractions

Madison Square Garden and 538 more within 40 miles

Museums, parks, gardens and other places to visit around Union Beach. Close and well known come first.

All 617 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Madison Square Garden: Ajay Suresh from New York, NY, USA, CC BY 2.0 · Central Park: Ed Yourdon from New York City, USA, CC BY-SA 2.0 · Coney Island: OptimumPx, Public domain · MetLife Stadium: babyknight, CC BY 2.0 · Studio 54: Americasroof (talk), CC BY-SA 3.0 · National September 11 Memorial & Museum: Paul Sableman, CC BY 2.0

Getting set up

Moving to Union Beach: who provides what

Who provides power, water and the rest in Union Beach, and how to reach them.

The full setup list →
PowerJCP&L18.4¢/kWh · EIA 2025HIFLD · EIA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offKeyport Municipal Recycling, 2 miOpenStreetMap
SchoolsUnion Beach Borough School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereMonmouth County ClerkMonmouth County; contacts on the Handbook page.FVAP, Aug 2023
ZIP codes07735, 0773007735 99% · 07730 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Union Beach.

Union Beach is healthy by national standards but mid-pack in New Jersey; it also has a long record of flood insurance claims and has many renters stretched by housing costs.

OutdoorsA

3.5% of Union Beach is conserved land

2.1 miles of trail in 5 parks and preserves. The trail density in Union Beach is 1.1 miles per square mile.

#123for trails in NJ
Union BeachNew Jersey townsU.S. towns
Miles of trail per square mile1.1 miles per square mile0.70.4
Conserved land3.5%11%4.3%
3.5%
conserved · 42 of 1,198 acres
2.1 mi
of trails · 1.1 per sq mi
Biggest places to walkTrailsAcres
1. Scholer Park0.3 mi8
2. Memorial Fields—5
3. Helen Harding Hayes Memorial Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsC

Union Beach’s schools rank behind 69% of New Jersey districts

Its public schools are run by the Union Beach Public School District. Its one school is below.

31%of NJ districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Memorial SchoolLargest public elementary schoolGrades PK–8Grades PK–8630C+

NCES · EDFacts · graded within NJ on state tests

HealthA

For health, Union Beach earns an A

Within New Jersey it is healthier than 53% of the 468 graded towns: New Jersey sets a high bar.

29% of Union Beach adults feel lonely. Union Beach beats the New Jersey average on 13 of 32 CDC measures and trails it on 1. 18% of Union Beach adults binge drink.

88%healthier than U.S. townsAHealth Grade
Union BeachNew Jersey townsU.S. towns
Feel lonely (CDC PLACES)29%32%33%
Binge drink (CDC PLACES)18%16%16%
Depression (CDC PLACES)16%16%23%
Diabetes (CDC PLACES)8.6%9.7%12%
32 measures vs. New Jersey
13 better18 too close to call1 worse
What stands outUnion BeachNJ
Fewer adults facing food insecurity9.6%14.3%
Fewer uninsured adults8.1%11.3%
More binge drinkers18.3%15.5%
Bayshore Medical Center
3.2 mi away · emergency room
None
primary care, dental or mental-health shortage
53rd
percentile among NJ towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A−

Most of Union Beach’s workers commute out: the town has 0.3 jobs for each of them

Most working residents leave Union Beach for work: only 4% work in town. Union Beach’s average trip to work is 32 minutes. The top destinations are New York (12%), Middletown Township (5%) and Edison Township (3%).

4%work in town
Union BeachNew Jersey townsU.S. towns
Average trip to work32 minutes30 minutes25 minutes
Below the poverty line3%6.1%9.6%
Median household income$119,000$113,000$80,000
Working residents who work in town4.3%6.3%8%

Where working residents work

In Union Beach4%
New York12%
Middletown Township5%
Edison Township3%
Hazlet Township3%
16 mi
median commute distance
953
jobs based in Union Beach
A commuter town
jobs vs. working residents
A
Walkability grade: more walkable than 94% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C−

High risk in Union Beach, with inland flooding at the top

1,416 flood insurance claims have been filed here, and 66 properties have flooded more than once.

Since 1978, 1,416 flood insurance claims have been paid out in Union Beach.

73risk score of 100
FEMA risk score
73High riskLowerHigher
Inland floodingCoastal floodingStrong wind
1,416
paid flood claims since 1978
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Union Beach has four seasons and pleasant summers

Union Beach has chilly, snowy winters and warm summers. July afternoons reach 86°, January nights drop to 26° and about 32 inches of snow falls in a winter.

32″snow a winter

Typical low → high °F

Winter28–43°
Spring43–61°
Summer66–83°
Fall49–66°
Nov 10
typical first frost
Apr 2
typical last frost
+2.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More middle-aged adults than New Jersey overall

Adults 35 to 64 are 46% of residents (40% statewide); people 65 and older are 11% of residents (17% statewide). 18% of residents are under 18 in Union Beach. 37% of adults 25 and older have a bachelor’s degree or more, vs 44% across New Jersey.

42median age · NJ 40.1
Union BeachNew Jersey townsU.S. towns
Aged 65 or older11%18%18%
Under 1818%21%22%
Bachelor’s degree or more, 25+37%45%29%
Union BeachNew JerseyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school27%
Some college17%
Associate’s13%
Bachelor’s25%
Graduate12%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±4 points. Across New Jersey, 50.8% of residents are women.

Ages and education in Union Beach
Union BeachNJU.S.
Under 108.8%11.6%11.6%
10 to 179.5%10.2%10.3%
18 to 247.1%8.4%9.1%
25 to 3417.7%12.9%13.7%
35 to 4411.3%13.3%13.2%
45 to 5414.5%12.9%12.2%
55 to 6420.1%13.5%12.7%
65 to 746.2%10%10.2%
75 and older4.8%7.2%7%
No diploma4.8%9.3%10.4%
High school27.3%25.3%26%
Some college17.2%15%19.1%
Associate’s13.4%6.7%8.8%
Bachelor’s24.9%26.1%21.6%
Graduate12.3%17.6%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Safety

Property crime in Union Beach is lower than in the typical New Jersey or U.S. town

Among 378 New Jersey towns, just 2 have a lower property crime rate than Union Beach. Union Beach's reported crime rate is well below New Jersey's. Most reported incidents are property crimes, mainly thefts.

Union BeachNew Jersey townsU.S. towns
Property crimes per 1,000 (2023)0.9 per 1,000 residents10.513.1
Violent crimes per 1,000 (2023)0.2 per 1,000 residents0.71.8

Violent crime per 1,000 residents

Union Beach0.2
New Jersey2.3
U.S.3.9

Property crime per 1,000 residents

Union Beach0.9
New Jersey15.5
U.S.19.5
1
violent crimes reported in 2023
5
property crimes reported in 2023

FBI crime data, 2023 · crimes reported to police

HousingCost of living grade D−

For cost of living, Union Beach earns a D−

80.3% of renter households pay 30% or more of their income for housing, against 51.6% across New Jersey.

Typical home values rose 5.6% in the year to September 2026.

$546KZillow home value

Typical home value

Union Beach$546K
New Jersey$575K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
21
days on market
104.3%
sale-to-list price
+5.6%
value change, 1 year
8
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Union Beach

19pages on Union Beach
After high school

Colleges nearby

11 within 15 miles of the center of Union Beach

A commuter town

96% of working residents leave Union Beach for work

Where Union Beach’s working residents go each day. Line width shows the share.

12% → New York New York 12% 5% → Middletown Township Middletown Township 5% 3% → Edison Township Edison Township 3% 3% → Hazlet Township Hazlet Township 3% 3% → Holmdel Township Holmdel Township 3% 3% → Woodbridge Township Woodbridge Township 3% Union Beach · 4% stay
953jobs based in Union Beach
4%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

About Union Beach

Borough in Monmouth County, New Jersey, US

Official town website ↗

Union Beach is a borough on Raritan Bay and the northern Jersey Shore in Monmouth County, in the U.S. state of New Jersey. The borough is a small coastal bedroom suburb of New York City in the New York metropolitan area, with views of Manhattan visible in the distance from the bayfront beach. As of the 2020 United States census, the borough's population was 5,723, a decrease of 522 (−8.4%) from the 2010 census count of 6,245, which in turn reflected a decline of 404 (−6.1%) from the 6,649 counted in the 2000 census. Union Beach was formed as a borough by an act of the New Jersey Legislature on March 16, 1925, from portions of Raritan Township (now Hazlet), based on the results of a referend…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1925
Area
1.9 sq mi
Elevation
3 ft

Union Beach’s neighbors

3 towns share a border with Union Beach.

Explore the map →

Keansburg next door grades lower for schools (D to Union Beach’s C) and higher for cost of living (C− to D−).

How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Union Beach#316C+D−—CA
Keansburg#398C−C−—DB−
Hazlet Township#171A−C−BBA−
Keyport#332C+DB−CA−

Union Beach and Keansburg report no FBI crime data of their own. Compare Union Beach with a neighbor →

Questions about Union Beach

Short answers, built from the data on this page.

Is Union Beach, NJ a good place to live?

Union Beach grades C+ overall, better than 44% of U.S. towns and #316 of 466 in New Jersey. It grades A for health and C for schools. Cost of living is its weak spot, with a D−.

Is Union Beach, NJ expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.