Hall's Bridge · Photo: Smallbones · CC0On FEMA’s figures, East Vincent Township faces less hazard damage per building than 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, East Vincent Township gets an A− for hazard risk: lower expected damage per building than 78% of U.S. towns, #420 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 25 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about East Vincent Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What East Vincent Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Vincent Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in East Vincent Township, and East Vincent Township’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts.
A− #420 of 1,037 in Pennsylvania; lower expected damage per building than 78% of U.S. towns (21,298).
All of East Vincent Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, East Vincent Township has less expected damage per building than 60% of Pennsylvania towns.
In dollars, FEMA expects about $2.3M a year in losses across East Vincent Township: $1.6M to buildings, the rest to people and crops.
Does East Vincent Township flood? Sometimes: 25 flood claims since 1979
Every paid claim on a federal flood insurance policy in East Vincent Township, from FEMA’s records: 9.7 per 1,000 homes, more than 73% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee4 claims · $62K
- Hurricane Floyd3 claims · $100K
East Vincent Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chester County.The storms East Vincent Township remembers
None of the 21 disasters declared for Chester County shows FEMA aid or repair money reaching East Vincent Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19795 flood claims paidNo declaration for the county that year
- 20115 flood claims paidThe year of Tropical Storm Lee, declared for Chester County
- 20064 flood claims paidThe year of Severe Storms, Flooding, and Mudslides, declared for Chester County
Chester County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Vincent Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Vincent Township archive →East Vincent Township and its neighbors
East Vincent Township is 4th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| West Vincent Township | Aless damage than 94% | river and rain flooding | 6 |
| South Coventry Township | Aless damage than 93% | river and rain flooding | 2 |
| Limerick Township | Aless damage than 86% | river and rain flooding | 5 |
| East Vincent Township | A−less damage than 78% | river and rain flooding | 25 |
| East Pikeland Township | B+less damage than 71% | river and rain flooding | 7 |
| East Coventry Township | B+less damage than 67% | river and rain flooding | 19 |
| Spring City | Cmore damage than 67% | river and rain flooding | 7 |
| Royersford | Cmore damage than 73% | river and rain flooding | 10 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Vincent Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Vincent Township
Is East Vincent Township at risk for natural disasters?
On FEMA’s National Risk Index, East Vincent Township has lower expected damage per building than 78% of U.S. towns: A− for hazard risk, #420 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (85%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does East Vincent Township flood?
Flood insurance has paid 25 claims in East Vincent Township since 1979, $400K in all, or 9.7 per 1,000 homes, more than 73% of U.S. towns with a flood insurance record. 5 properties have flooded more than once. The most claims came from Tropical Storm Lee (4).
Is East Vincent Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chester County, 40% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in East Vincent Township?
FEMA’s Community Rating System list shows no discount for East Vincent Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Vincent Township?
By flood claims, Tropical Storm Lee: 4 paid, $62K.
Is East Vincent Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and East Vincent Township’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Vincent Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Vincent Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.