Isaac Hunsberger House · Photo: Smallbones · CC0On FEMA’s figures, Limerick Township faces less hazard damage per building than 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Limerick Township gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns, #298 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 5 claims here since 2006.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Limerick Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Limerick Township’s grade
River and rain flooding is 83% of the building damage FEMA expects in Limerick Township, and Limerick Township’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Next is tornadoes at 6% (higher than 52% of U.S. census tracts).
A #298 of 1,037 in Pennsylvania; lower expected damage per building than 86% of U.S. towns (21,298).
Limerick Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Limerick Township has less expected damage per building than 71% of Pennsylvania towns.
In dollars, FEMA expects about $6.5M a year in losses across Limerick Township: $4.7M to buildings, the rest to people and crops.
Does Limerick Township flood? Rarely: 5 flood claims since 2006
Every paid claim on a federal flood insurance policy in Limerick Township, from FEMA’s records: 0.6 per 1,000 homes, fewer than 88% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ida3 claims · $19K
Limerick Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.3 federal disasters brought FEMA money to Limerick Township
Disasters that paid out in Limerick Township itself (aid to households or repair grants to Limerick Township), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida6 households applied for aid$6K aid approved3 flood claims paid for it, $19K
- 2011Hurricane Irene4 households applied for aid$5K aid approved
- 2006Severe Storms, Flooding, and Mudslides1 households applied for aid$2K aid approved1 flood claim paid that year
Montgomery County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Limerick Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Limerick Township archive →Limerick Township and its neighbors
Limerick Township has the lowest expected damage per building of the 8 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Limerick Township | Aless damage than 86% | river and rain flooding | 5 |
| East Vincent Township | A−less damage than 78% | river and rain flooding | 25 |
| Perkiomen Township | B+less damage than 74% | river and rain flooding | 104 |
| Upper Providence Township | B+less damage than 71% | river and rain flooding | 418 |
| East Coventry Township | B+less damage than 67% | river and rain flooding | 19 |
| Lower Pottsgrove Township | Bless damage than 61% | river and rain flooding | 10 |
| New Hanover Township | Bless damage than 56% | river and rain flooding | 52 |
| Royersford | Cmore damage than 73% | river and rain flooding | 10 |
| Sanatoga | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Limerick Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Limerick Township
Is Limerick Township at risk for natural disasters?
On FEMA’s National Risk Index, Limerick Township has lower expected damage per building than 86% of U.S. towns: A for hazard risk, #298 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (83%) and tornadoes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Limerick Township flood?
Flood insurance has paid 5 claims in Limerick Township since 2006, $66K in all, or 0.6 per 1,000 homes, fewer than 88% of U.S. towns with a flood insurance record. The most claims came from Hurricane Ida (3).
Is Limerick Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 47% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Limerick Township?
FEMA’s Community Rating System list shows no discount for Limerick Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Limerick Township?
By FEMA money that reached Limerick Township, Remnants of Hurricane Ida (2021): 6 households applied for aid, $6K approved. By flood claims, Hurricane Ida: 3 paid, $19K.
Is Limerick Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Limerick Township’s rate for it is lower than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Limerick Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Limerick Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.