Robert Rooke House · Photo: Smallbones · CC0Less hazard damage per building is expected in West Vincent Township than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, West Vincent Township gets an A for hazard risk: lower expected damage per building than 94% of U.S. towns, #151 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (81%). Flood insurance has paid 6 claims here since 1984.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What West Vincent Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind West Vincent Township’s grade
River and rain flooding is 81% of the building damage FEMA expects in West Vincent Township, and West Vincent Township’s rate of river and rain flooding damage is lower than 76% of U.S. census tracts. Next is hurricanes at 6% (higher than 65% of U.S. census tracts).
A #151 of 1,037 in Pennsylvania; lower expected damage per building than 94% of U.S. towns (21,298).
All of West Vincent Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, West Vincent Township has less expected damage per building than 86% of Pennsylvania towns.
In dollars, FEMA expects about $2.3M a year in losses across West Vincent Township: $1.7M to buildings, the rest to people and crops.
Does West Vincent Township flood? Rarely: 6 flood claims since 1984
Every paid claim on a federal flood insurance policy in West Vincent Township, from FEMA’s records: 2.3 per 1,000 homes, fewer than 58% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Floyd3 claims · $36K
West Vincent Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chester County.The storms West Vincent Township remembers
None of the 21 disasters declared for Chester County shows FEMA aid or repair money reaching West Vincent Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19993 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Chester County
- 19841 flood claims paidNo declaration for the county that year
- 20001 flood claims paidNo declaration for the county that year
Chester County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of West Vincent Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the West Vincent Township archive →West Vincent Township and its neighbors
West Vincent Township is 2nd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| East Nantmeal Township | A+less damage than 97% | river and rain flooding | 1 |
| West Vincent Township | Aless damage than 94% | river and rain flooding | 6 |
| South Coventry Township | Aless damage than 93% | river and rain flooding | 2 |
| Upper Uwchlan Township | Aless damage than 86% | river and rain flooding | 1 |
| East Vincent Township | A−less damage than 78% | river and rain flooding | 25 |
| East Pikeland Township | B+less damage than 71% | river and rain flooding | 7 |
| West Pikeland Township | Bless damage than 58% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what West Vincent Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in West Vincent Township
Is West Vincent Township at risk for natural disasters?
On FEMA’s National Risk Index, West Vincent Township has lower expected damage per building than 94% of U.S. towns: A for hazard risk, #151 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (81%) and hurricanes (6%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does West Vincent Township flood?
Flood insurance has paid 6 claims in West Vincent Township since 1984, $50K in all, or 2.3 per 1,000 homes, fewer than 58% of U.S. towns with a flood insurance record. The most claims came from Hurricane Floyd (3).
Is West Vincent Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chester County, 40% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in West Vincent Township?
FEMA’s Community Rating System list shows no discount for West Vincent Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in West Vincent Township?
By flood claims, Hurricane Floyd: 3 paid, $36K.
Is West Vincent Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (81%), and West Vincent Township’s rate for it is lower than 76% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in West Vincent Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where West Vincent Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.