Fricks Locks Historic District · Photo: James Bubeck · CC0FEMA puts East Coventry Township’s expected hazard damage per building below that of 67% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, East Coventry Township gets a B+ for hazard risk: lower expected damage per building than 67% of U.S. towns, #576 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (87%). Flood insurance has paid 19 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What East Coventry Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Coventry Township’s grade
River and rain flooding is 87% of the building damage FEMA expects in East Coventry Township, and East Coventry Township’s rate of river and rain flooding damage is higher than 58% of U.S. census tracts.
B+ #576 of 1,037 in Pennsylvania; lower expected damage per building than 67% of U.S. towns (21,298).
All of East Coventry Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, East Coventry Township has more expected damage per building than 56% of Pennsylvania towns.
In dollars, FEMA expects about $2.2M a year in losses across East Coventry Township: $1.6M to buildings, the rest to people and crops.
Does East Coventry Township flood? Sometimes: 19 flood claims since 1978
Every paid claim on a federal flood insurance policy in East Coventry Township, from FEMA’s records: 7.0 per 1,000 homes, more than 67% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Floyd2 claims · $113K
- The Mid-spring storms1 claim · $5K
East Coventry Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chester County.The storms East Coventry Township remembers
None of the 21 disasters declared for Chester County shows FEMA aid or repair money reaching East Coventry Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19792 flood claims paidNo declaration for the county that year
- 19832 flood claims paidNo declaration for the county that year
- 19962 flood claims paidThe year of Severe Storms and Flooding, declared for Chester County
Chester County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Coventry Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Coventry Township archive →East Coventry Township and its neighbors
East Coventry Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| South Coventry Township | Aless damage than 93% | river and rain flooding | 2 |
| Limerick Township | Aless damage than 86% | river and rain flooding | 5 |
| East Vincent Township | A−less damage than 78% | river and rain flooding | 25 |
| North Coventry Township | B+less damage than 68% | river and rain flooding | 181 |
| East Coventry Township | B+less damage than 67% | river and rain flooding | 19 |
| Lower Pottsgrove Township | Bless damage than 61% | river and rain flooding | 10 |
| Sanatoga | — | a Census area inside a town; graded with the town | |
| Kenilworth | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Coventry Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Coventry Township
Is East Coventry Township at risk for natural disasters?
On FEMA’s National Risk Index, East Coventry Township has lower expected damage per building than 67% of U.S. towns: B+ for hazard risk, #576 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (87%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does East Coventry Township flood?
Flood insurance has paid 19 claims in East Coventry Township since 1978, $616K in all, or 7.0 per 1,000 homes, more than 67% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Hurricane Floyd (2).
Is East Coventry Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chester County, 40% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in East Coventry Township?
FEMA’s Community Rating System list shows no discount for East Coventry Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Coventry Township?
By flood claims, Hurricane Floyd: 2 paid, $113K.
Is East Coventry Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (87%), and East Coventry Township’s rate for it is higher than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Coventry Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Coventry Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.