Photo: Saguinter at en.wikipedia · Public domainFEMA expects less hazard damage per building in East Pikeland Township than in 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, East Pikeland Township gets a B+ for hazard risk: lower expected damage per building than 71% of U.S. towns, #513 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (87%). Flood insurance has paid 7 claims here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What East Pikeland Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Pikeland Township’s grade
River and rain flooding is 87% of the building damage FEMA expects in East Pikeland Township, and East Pikeland Township’s rate of river and rain flooding damage is higher than 54% of U.S. census tracts.
B+ #513 of 1,037 in Pennsylvania; lower expected damage per building than 71% of U.S. towns (21,298).
East Pikeland Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, East Pikeland Township has less expected damage per building than 51% of Pennsylvania towns.
In dollars, FEMA expects about $2.8M a year in losses across East Pikeland Township: $2.2M to buildings, the rest to people and crops.
Does East Pikeland Township flood? Rarely: 7 flood claims since 1982
Every paid claim on a federal flood insurance policy in East Pikeland Township, from FEMA’s records: 2.0 per 1,000 homes, fewer than 62% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Floyd2 claims · $17K
- Hurricane Isaias1 claim · $3K
- Hurricane Isabel1 claim · $1K
East Pikeland Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chester County.The storms East Pikeland Township remembers
None of the 21 disasters declared for Chester County shows FEMA aid or repair money reaching East Pikeland Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19992 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Chester County
- 19821 flood claims paidNo declaration for the county that year
- 19961 flood claims paidThe year of Severe Storms and Flooding, declared for Chester County
Chester County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Pikeland Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Pikeland Township archive →East Pikeland Township and its neighbors
East Pikeland Township is 3rd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| West Vincent Township | Aless damage than 94% | river and rain flooding | 6 |
| East Vincent Township | A−less damage than 78% | river and rain flooding | 25 |
| East Pikeland Township | B+less damage than 71% | river and rain flooding | 7 |
| Upper Providence Township | B+less damage than 71% | river and rain flooding | 418 |
| West Pikeland Township | Bless damage than 58% | river and rain flooding | 2 |
| Phoenixville | B−more damage than 53% | river and rain flooding | 49 |
| Spring City | Cmore damage than 67% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Pikeland Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Pikeland Township
Is East Pikeland Township at risk for natural disasters?
On FEMA’s National Risk Index, East Pikeland Township has lower expected damage per building than 71% of U.S. towns: B+ for hazard risk, #513 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (87%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does East Pikeland Township flood?
Flood insurance has paid 7 claims in East Pikeland Township since 1982, $28K in all, or 2.0 per 1,000 homes, fewer than 62% of U.S. towns with a flood insurance record. 3 properties have flooded more than once. The most claims came from Hurricane Floyd (2).
Is East Pikeland Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chester County, 40% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in East Pikeland Township?
FEMA’s Community Rating System list shows no discount for East Pikeland Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Pikeland Township?
By flood claims, Hurricane Floyd: 2 paid, $17K.
Is East Pikeland Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (87%), and East Pikeland Township’s rate for it is higher than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Pikeland Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Pikeland Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.