Photo: Bryan Redmond, BryanRedmond2, "by Someuser, available from somewhere" · CC BY 3.0On FEMA’s figures, Mount Laurel Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Mount Laurel Township gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns, #212 of 468 in New Jersey. Most of that expected damage is river and rain flooding (78%). Flood insurance has paid 51 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mount Laurel Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mount Laurel Township’s grade
River and rain flooding is 78% of the building damage FEMA expects in Mount Laurel Township, and Mount Laurel Township’s rate of river and rain flooding damage is higher than 67% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 5% of U.S. census tracts.
B− #212 of 468 in New Jersey; higher expected damage per building than 52% of U.S. towns (21,298).
Mount Laurel Township’s residents live in 11 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Mount Laurel Township has less expected damage per building than 55% of New Jersey towns.
In dollars, FEMA expects about $15.2M a year in losses across Mount Laurel Township: $13.1M to buildings, the rest to people and crops.
Does Mount Laurel Township flood? Sometimes: 51 flood claims since 1978
Every paid claim on a federal flood insurance policy in Mount Laurel Township, from FEMA’s records: 2.5 per 1,000 homes, fewer than 56% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter2 claims · $11K
- Hurricane Irene1 claim · $1K
- The March 2010 nor’easter1 claim · $2K
Mount Laurel Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.10 federal disasters brought FEMA money to Mount Laurel Township
Disasters that paid out in Mount Laurel Township itself (aid to households or repair grants to Mount Laurel Township), newest first, with that year’s flood claims.
- 2018Severe Winter Storm and Snowstorm$345K to Mount Laurel Township for repairs1 flood claim paid that year
- 2016Severe Winter Storm and Snowstorm$188K to Mount Laurel Township for repairs1 flood claim paid that year
- 2012Hurricane Sandy40 households applied for aid$45K aid approved$40K to Mount Laurel Township for repairs1 flood claim paid for it, $12K
- 2011Hurricane Irene61 households applied for aid$82K aid approved$24K to Mount Laurel Township for repairs1 flood claim paid for it, $1K
- 2010Severe Winter Storm and Snowstorm$91K to Mount Laurel Township for repairs
- 2010Severe Storms and Flooding5 households applied for aid$3K aid approved
Show all 10
- 2010Severe Winter Storm and Snowstorm$135K to Mount Laurel Township for repairs
- 2009Snowstorm$81K to Mount Laurel Township for repairs1 flood claim paid that year
- 2007Severe Storms and Inland and Coastal Flooding23 households applied for aid$26K aid approved2 flood claims paid that year
- 2004Severe Storms and Flooding135 households applied for aid$330K aid approved$70K to Mount Laurel Township for repairs24 flood claims paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Mount Laurel Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mount Laurel Township archive →Mount Laurel Township and its neighbors
Mount Laurel Township is 4th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Westampton Township | B+less damage than 68% | river and rain flooding | 17 |
| Cherry Hill Township | Bless damage than 61% | river and rain flooding | 115 |
| Moorestown Township | B−more damage than 50% | river and rain flooding | 26 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Lumberton Township | B−more damage than 53% | river and rain flooding | 174 |
| Hainesport Township | C+more damage than 64% | river and rain flooding | 3 |
| Willingboro Township | Cmore damage than 71% | river and rain flooding | 21 |
| Maple Shade Township | C−more damage than 83% | river and rain flooding | 6 |
| Greentree | — | a Census area inside a town; graded with the town | |
| Ramblewood | — | a Census area inside a town; graded with the town | |
| Kingston Estates | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mount Laurel Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mount Laurel Township
Is Mount Laurel Township at risk for natural disasters?
On FEMA’s National Risk Index, Mount Laurel Township has higher expected damage per building than 52% of U.S. towns: B− for hazard risk, #212 of 468 in New Jersey. Most of the expected damage is river and rain flooding (78%) and strong wind (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mount Laurel Township flood?
Flood insurance has paid 51 claims in Mount Laurel Township since 1978, $519K in all, or 2.5 per 1,000 homes, fewer than 56% of U.S. towns with a flood insurance record. 6 properties have flooded more than once. The most claims came from April 2007 Nor'easter (2).
Is Mount Laurel Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Mount Laurel Township?
FEMA’s Community Rating System list shows no discount for Mount Laurel Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mount Laurel Township?
By FEMA money that reached Mount Laurel Township, Severe Storms and Flooding (2004): 135 households applied for aid, $330K approved, and $70K to Mount Laurel Township for repairs. By flood claims, April 2007 Nor'easter: 2 paid, $11K.
Is Mount Laurel Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (78%), and Mount Laurel Township’s rate for it is higher than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mount Laurel Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mount Laurel Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.