Photo: Seanboymoo · CC BY-SA 4.0FEMA puts Hainesport Township’s expected hazard damage per building above that of 64% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Hainesport Township gets a C+ for hazard risk: higher expected damage per building than 64% of U.S. towns, #285 of 468 in New Jersey. Most of that expected damage is river and rain flooding (82%). Flood insurance has paid 3 claims here since 1999.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Hainesport Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hainesport Township’s grade
River and rain flooding is 82% of the building damage FEMA expects in Hainesport Township, and Hainesport Township’s rate of river and rain flooding damage is higher than 76% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 5% of U.S. census tracts.
C+ #285 of 468 in New Jersey; higher expected damage per building than 64% of U.S. towns (21,298).
All of Hainesport Township’s residents live in one census tract; the figures are that tract’s.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Hainesport Township has more expected damage per building than 61% of New Jersey towns.
In dollars, FEMA expects about $2.8M a year in losses across Hainesport Township: $2.5M to buildings, the rest to people and crops.
Does Hainesport Township flood? Rarely: 3 flood claims since 1999
Every paid claim on a federal flood insurance policy in Hainesport Township, from FEMA’s records: 1.2 per 1,000 homes, fewer than 74% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $7K
- The April 2007 nor’easter1 claim · $3K
Hainesport Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.10 federal disasters brought FEMA money to Hainesport Township
Disasters that paid out in Hainesport Township itself (aid to households or repair grants to Hainesport Township), newest first, with that year’s flood claims.
- 2018Severe Winter Storm and Snowstorm$41K to Hainesport Township for repairs
- 2016Severe Winter Storm and Snowstorm$16K to Hainesport Township for repairs
- 2012Hurricane Sandy8 households applied for aid$2K aid approved$34K to Hainesport Township for repairs
- 2011Hurricane Irene13 households applied for aid$8K aid approved
- 2010Severe Winter Storm and Snowstorm$10K to Hainesport Township for repairs
- 2010Severe Storms and Flooding8 households applied for aid$594 aid approved
Show all 10
- 2010Severe Winter Storm and Snowstorm$15K to Hainesport Township for repairs
- 2009Snowstorm$9K to Hainesport Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding7 households applied for aid$6K aid approved1 flood claim paid that year
- 2004Severe Storms and Flooding8 households applied for aid$17K aid approved
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Hainesport Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hainesport Township archive →Hainesport Township and its neighbors
Hainesport Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Westampton Township | B+less damage than 68% | river and rain flooding | 17 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Lumberton Township | B−more damage than 53% | river and rain flooding | 174 |
| Hainesport Township | C+more damage than 64% | river and rain flooding | 3 |
| Mount Holly Township | C−more damage than 78% | river and rain flooding | 95 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hainesport Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hainesport Township
Is Hainesport Township at risk for natural disasters?
On FEMA’s National Risk Index, Hainesport Township has higher expected damage per building than 64% of U.S. towns: C+ for hazard risk, #285 of 468 in New Jersey. Most of the expected damage is river and rain flooding (82%) and strong wind (5%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Hainesport Township flood?
Flood insurance has paid 3 claims in Hainesport Township since 1999, $12K in all, or 1.2 per 1,000 homes, fewer than 74% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Hainesport Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Hainesport Township?
FEMA’s Community Rating System list shows no discount for Hainesport Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hainesport Township?
By FEMA money that reached Hainesport Township, Severe Winter Storm and Snowstorm (2018): $41K to Hainesport Township for repairs. By flood claims, Mid-spring storms: 1 paid, $7K.
Is Hainesport Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Hainesport Township’s rate for it is higher than 76% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hainesport Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hainesport Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.