Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY 3.0On FEMA’s figures, Lumberton Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Lumberton Township gets a B− for hazard risk: higher expected damage per building than 53% of U.S. towns, #218 of 468 in New Jersey. Most of that expected damage is river and rain flooding (80%). Flood insurance has paid 174 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Lumberton Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Lumberton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lumberton Township’s grade
River and rain flooding is 80% of the building damage FEMA expects in Lumberton Township, and Lumberton Township’s rate of river and rain flooding damage is higher than 67% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 5% of U.S. census tracts.
B− #218 of 468 in New Jersey; higher expected damage per building than 53% of U.S. towns (21,298).
Lumberton Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Lumberton Township has less expected damage per building than 54% of New Jersey towns.
In dollars, FEMA expects about $4.8M a year in losses across Lumberton Township: $4.2M to buildings, the rest to people and crops.
Does Lumberton Township flood? Yes: 174 flood claims since 1978
Every paid claim on a federal flood insurance policy in Lumberton Township, from FEMA’s records: 34.6 per 1,000 homes, more than 90% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter44 claims · $1.6M
- Hurricane Irene34 claims · $1.0M
- The Mid-spring storms16 claims · $422K
Lumberton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.12 federal disasters brought FEMA money to Lumberton Township
Disasters that paid out in Lumberton Township itself (aid to households or repair grants to Lumberton Township), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$64K to Lumberton Township for repairs
- 2018Severe Winter Storm and Snowstorm$87K to Lumberton Township for repairs
- 2016Severe Winter Storm and Snowstorm$18K to Lumberton Township for repairs
- 2015Severe Storm$26K to Lumberton Township for repairs
- 2012Hurricane Sandy19 households applied for aid$345 aid approved$57K to Lumberton Township for repairs
- 2011Hurricane Irene69 households applied for aid$124K aid approved$59K to Lumberton Township for repairs34 flood claims paid for it, $1.0M
Show all 12
- 2010Severe Winter Storm and Snowstorm$26K to Lumberton Township for repairs
- 2010Severe Storms and Flooding4 households applied for aid$321 aid approved
- 2010Severe Winter Storm and Snowstorm$29K to Lumberton Township for repairs
- 2009Snowstorm$35K to Lumberton Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding76 households applied for aid$97K aid approved$33K to Lumberton Township for repairs49 flood claims paid that year
- 2004Severe Storms and Flooding143 households applied for aid$778K aid approved$100K to Lumberton Township for repairs45 flood claims paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Lumberton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lumberton Township archive →Lumberton Township and its neighbors
Lumberton Township is 2nd of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Lumberton Township | B−more damage than 53% | river and rain flooding | 174 |
| Medford Township | C+more damage than 56% | river and rain flooding | 175 |
| Southampton Township | C+more damage than 61% | river and rain flooding | 136 |
| Hainesport Township | C+more damage than 64% | river and rain flooding | 3 |
| Eastampton Township | Cmore damage than 73% | river and rain flooding | 87 |
| Mount Holly Township | C−more damage than 78% | river and rain flooding | 95 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lumberton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lumberton Township
Is Lumberton Township at risk for natural disasters?
On FEMA’s National Risk Index, Lumberton Township has higher expected damage per building than 53% of U.S. towns: B− for hazard risk, #218 of 468 in New Jersey. Most of the expected damage is river and rain flooding (80%) and strong wind (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lumberton Township flood?
Flood insurance has paid 174 claims in Lumberton Township since 1978, $7.2M in all, or 34.6 per 1,000 homes, more than 90% of U.S. towns with a flood insurance record. 44 properties have flooded more than once. The most claims came from April 2007 Nor'easter (44).
Is Lumberton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Lumberton Township?
FEMA’s Community Rating System list shows no discount for Lumberton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lumberton Township?
By FEMA money that reached Lumberton Township, Severe Storms and Flooding (2004): 143 households applied for aid, $778K approved, and $100K to Lumberton Township for repairs. By flood claims, April 2007 Nor'easter: 44 paid, $1.6M.
Is Lumberton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (80%), and Lumberton Township’s rate for it is higher than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lumberton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lumberton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.