Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA puts Westampton Township’s expected hazard damage per building below that of 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Westampton Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns, #104 of 468 in New Jersey. Most of that expected damage is river and rain flooding (73%). Flood insurance has paid 17 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Westampton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Westampton Township’s grade
River and rain flooding is 73% of the building damage FEMA expects in Westampton Township, and Westampton Township’s rate of river and rain flooding damage is lower than 55% of U.S. census tracts. Strong wind adds 8%, at a rate in the top 5% of U.S. census tracts.
B+ #104 of 468 in New Jersey; lower expected damage per building than 68% of U.S. towns (21,298).
Westampton Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Westampton Township has less expected damage per building than 78% of New Jersey towns.
In dollars, FEMA expects about $3.4M a year in losses across Westampton Township: $2.9M to buildings, the rest to people and crops.
Does Westampton Township flood? Sometimes: 17 flood claims since 1978
Every paid claim on a federal flood insurance policy in Westampton Township, from FEMA’s records: 5.0 per 1,000 homes, more than 60% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene5 claims · $130K
- The April 2007 nor’easter3 claims · $16K
- The Mid-spring storms3 claims · $33K
Westampton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.12 federal disasters brought FEMA money to Westampton Township
Disasters that paid out in Westampton Township itself (aid to households or repair grants to Westampton Township), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$51K to Westampton Township for repairs
- 2018Severe Winter Storm and Snowstorm$107K to Westampton Township for repairs
- 2016Severe Winter Storm and Snowstorm$43K to Westampton Township for repairs
- 2015Severe Storm$13K to Westampton Township for repairs
- 2012Hurricane Sandy37 households applied for aid$6K aid approved$92K to Westampton Township for repairs1 flood claim paid for it, $25K
- 2011Hurricane Irene35 households applied for aid$34K aid approved$14K to Westampton Township for repairs5 flood claims paid for it, $130K
Show all 12
- 2010Severe Winter Storm and Snowstorm$19K to Westampton Township for repairs
- 2010Severe Storms and Flooding2 households applied for aid$2K aid approved
- 2010Severe Winter Storm and Snowstorm$29K to Westampton Township for repairs
- 2009Snowstorm$34K to Westampton Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding9 households applied for aid$3K aid approved3 flood claims paid that year
- 2004Severe Storms and Flooding1 households applied for aid$2K aid approved1 flood claim paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Westampton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Westampton Township archive →Westampton Township and its neighbors
Westampton Township has the lowest expected damage per building of the 7 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Westampton Township | B+less damage than 68% | river and rain flooding | 17 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Hainesport Township | C+more damage than 64% | river and rain flooding | 3 |
| Willingboro Township | Cmore damage than 71% | river and rain flooding | 21 |
| Eastampton Township | Cmore damage than 73% | river and rain flooding | 87 |
| Mount Holly Township | C−more damage than 78% | river and rain flooding | 95 |
| Burlington Township | C−more damage than 80% | river and rain flooding | 29 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Westampton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Westampton Township
Is Westampton Township at risk for natural disasters?
On FEMA’s National Risk Index, Westampton Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk, #104 of 468 in New Jersey. Most of the expected damage is river and rain flooding (73%) and strong wind (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Westampton Township flood?
Flood insurance has paid 17 claims in Westampton Township since 1978, $220K in all, or 5.0 per 1,000 homes, more than 60% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Hurricane Irene (5).
Is Westampton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Westampton Township?
FEMA’s Community Rating System list shows no discount for Westampton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Westampton Township?
By FEMA money that reached Westampton Township, Severe Winter Storm and Snowstorm (2018): $107K to Westampton Township for repairs. By flood claims, Hurricane Irene: 5 paid, $130K.
Is Westampton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (73%), and Westampton Township’s rate for it is lower than 55% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Westampton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Westampton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.