Photo: Apc106 · CC BY-SA 3.0For strong wind, Moorestown Township’s building-damage rate is in the top 5% of U.S. census tracts
On FEMA’s National Risk Index, Moorestown Township gets a B− for hazard risk: higher expected damage per building than 50% of U.S. towns, #201 of 468 in New Jersey. Most of that expected damage is river and rain flooding (77%). Flood insurance has paid 26 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Moorestown Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Earthquakes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Moorestown Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Moorestown Township, and Moorestown Township’s rate of river and rain flooding damage is higher than 63% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 5% of U.S. census tracts.
B− #201 of 468 in New Jersey; higher expected damage per building than 50% of U.S. towns (21,298).
Moorestown Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Moorestown Township has less expected damage per building than 57% of New Jersey towns.
In dollars, FEMA expects about $10.5M a year in losses across Moorestown Township: $9.4M to buildings, the rest to people and crops.
Does Moorestown Township flood? Sometimes: 26 flood claims since 1978
Every paid claim on a federal flood insurance policy in Moorestown Township, from FEMA’s records: 3.1 per 1,000 homes, fewer than 51% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene5 claims · $51K
- The April 2007 nor’easter1 claim · $3K
Moorestown Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.11 federal disasters brought FEMA money to Moorestown Township
Disasters that paid out in Moorestown Township itself (aid to households or repair grants to Moorestown Township), newest first, with that year’s flood claims.
- 2018Severe Winter Storm and Snowstorm$347K to Moorestown Township for repairs1 flood claim paid that year
- 2016Severe Winter Storm and Snowstorm$65K to Moorestown Township for repairs
- 2015Severe Storm$149K to Moorestown Township for repairs
- 2012Hurricane Sandy25 households applied for aid$20K aid approved$193K to Moorestown Township for repairs
- 2011Hurricane Irene55 households applied for aid$73K aid approved$26K to Moorestown Township for repairs5 flood claims paid for it, $51K
- 2010Severe Winter Storm and Snowstorm$32K to Moorestown Township for repairs
Show all 11
- 2010Severe Storms and Flooding3 households applied for aid$1K aid approved
- 2010Severe Winter Storm and Snowstorm$50K to Moorestown Township for repairs
- 2009Snowstorm$50K to Moorestown Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding29 households applied for aid$24K aid approved$1K to Moorestown Township for repairs1 flood claim paid that year
- 2004Severe Storms and Flooding12 households applied for aid$33K aid approved
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Moorestown Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Moorestown Township archive →Moorestown Township and its neighbors
Moorestown Township has the lowest expected damage per building of the 6 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Moorestown Township | B−more damage than 50% | river and rain flooding | 26 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Delran Township | Cmore damage than 66% | river and rain flooding | 67 |
| Willingboro Township | Cmore damage than 71% | river and rain flooding | 21 |
| Maple Shade Township | C−more damage than 83% | river and rain flooding | 6 |
| Cinnaminson Township | Dmore damage than 87% | river and rain flooding | 140 |
| Moorestown-Lenola | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Moorestown Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Moorestown Township
Is Moorestown Township at risk for natural disasters?
On FEMA’s National Risk Index, Moorestown Township has higher expected damage per building than 50% of U.S. towns: B− for hazard risk, #201 of 468 in New Jersey. Most of the expected damage is river and rain flooding (77%) and strong wind (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Moorestown Township flood?
Flood insurance has paid 26 claims in Moorestown Township since 1978, $251K in all, or 3.1 per 1,000 homes, fewer than 51% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Hurricane Irene (5).
Is Moorestown Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Moorestown Township?
FEMA’s Community Rating System list shows no discount for Moorestown Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Moorestown Township?
By FEMA money that reached Moorestown Township, Severe Winter Storm and Snowstorm (2018): $347K to Moorestown Township for repairs. By flood claims, Hurricane Irene: 5 paid, $51K.
Is Moorestown Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Moorestown Township’s rate for it is higher than 63% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Moorestown Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Moorestown Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.