Photo: JERRYE AND ROY KLOTZ MD · CC BY-SA 3.0FEMA expects more hazard damage per building in Maple Shade Township than in 83% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Maple Shade Township gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns, #393 of 468 in New Jersey. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 6 claims here since 2004.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Maple Shade Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Maple Shade Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in Maple Shade Township, and Maple Shade Township’s rate of river and rain flooding damage is higher than 89% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 5% of U.S. census tracts.
C− #393 of 468 in New Jersey; higher expected damage per building than 83% of U.S. towns (21,298).
Maple Shade Township’s residents live in 6 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Maple Shade Township has more expected damage per building than 84% of New Jersey towns.
In dollars, FEMA expects about $6.5M a year in losses across Maple Shade Township: $5.5M to buildings, the rest to people and crops.
Does Maple Shade Township flood? Rarely: 6 flood claims since 2004
Every paid claim on a federal flood insurance policy in Maple Shade Township, from FEMA’s records: 0.6 per 1,000 homes, fewer than 87% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter1 claim · $4K
- Hurricane Irene1 claim · $6K
Maple Shade Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.9 federal disasters brought FEMA money to Maple Shade Township
Disasters that paid out in Maple Shade Township itself (aid to households or repair grants to Maple Shade Township), newest first, with that year’s flood claims.
- 2018Severe Winter Storm and Snowstorm$38K to Maple Shade Township for repairs
- 2016Severe Winter Storm and Snowstorm$37K to Maple Shade Township for repairs
- 2015Severe Storm$142K to Maple Shade Township for repairs
- 2012Hurricane Sandy32 households applied for aid$6K aid approved$119K to Maple Shade Township for repairs
- 2011Hurricane Irene50 households applied for aid$85K aid approved$33K to Maple Shade Township for repairs1 flood claim paid for it, $6K
- 2010Severe Winter Storm and Snowstorm$21K to Maple Shade Township for repairs
Show all 9
- 2009Snowstorm$23K to Maple Shade Township for repairs
- 2007Severe Storms and Inland and Coastal Flooding24 households applied for aid$12K aid approved$788 to Maple Shade Township for repairs1 flood claim paid that year
- 2004Severe Storms and Flooding19 households applied for aid$45K aid approved$5K to Maple Shade Township for repairs1 flood claim paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Maple Shade Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Maple Shade Township archive →Maple Shade Township and its neighbors
Maple Shade Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pennsauken Township | B+less damage than 66% | river and rain flooding | 108 |
| Cherry Hill Township | Bless damage than 61% | river and rain flooding | 115 |
| Moorestown Township | B−more damage than 50% | river and rain flooding | 26 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Maple Shade Township | C−more damage than 83% | river and rain flooding | 6 |
| Cinnaminson Township | Dmore damage than 87% | river and rain flooding | 140 |
| Cherry Hill Mall | — | a Census area inside a town; graded with the town | |
| Moorestown-Lenola | — | a Census area inside a town; graded with the town | |
| Kingston Estates | — | a Census area inside a town; graded with the town | |
| Ramblewood | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Maple Shade Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Maple Shade Township
Is Maple Shade Township at risk for natural disasters?
On FEMA’s National Risk Index, Maple Shade Township has higher expected damage per building than 83% of U.S. towns: C− for hazard risk, #393 of 468 in New Jersey. Most of the expected damage is river and rain flooding (85%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Maple Shade Township flood?
Flood insurance has paid 6 claims in Maple Shade Township since 2004, $261K in all, or 0.6 per 1,000 homes, fewer than 87% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from April 2007 Nor'easter (1).
Is Maple Shade Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Maple Shade Township?
FEMA’s Community Rating System list shows no discount for Maple Shade Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Maple Shade Township?
By FEMA money that reached Maple Shade Township, Severe Storm (2015): $142K to Maple Shade Township for repairs. By flood claims, April 2007 Nor'easter: 1 paid, $4K.
Is Maple Shade Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Maple Shade Township’s rate for it is higher than 89% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Maple Shade Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Maple Shade Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.