Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA expects less hazard damage per building in Cherry Hill Township than in 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Cherry Hill Township gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns, #143 of 468 in New Jersey. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 115 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Cherry Hill Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Cherry Hill Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Cherry Hill Township’s grade
River and rain flooding is 83% of the building damage FEMA expects in Cherry Hill Township, and Cherry Hill Township’s rate of river and rain flooding damage is higher than 61% of U.S. census tracts. Next is earthquakes at 6% (higher than 67% of U.S. census tracts).
B #143 of 468 in New Jersey; lower expected damage per building than 61% of U.S. towns (21,298).
Cherry Hill Township’s residents live in 16 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Cherry Hill Township has less expected damage per building than 70% of New Jersey towns.
In dollars, FEMA expects about $23.3M a year in losses across Cherry Hill Township: $19.4M to buildings, the rest to people and crops.
Does Cherry Hill Township flood? Yes: 115 flood claims since 1978
Every paid claim on a federal flood insurance policy in Cherry Hill Township, from FEMA’s records: 3.7 per 1,000 homes, more than 53% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene16 claims · $121K
- The April 2007 nor’easter4 claims · $27K
- The Mid-spring storms4 claims · $31K
Cherry Hill Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.8 federal disasters brought FEMA money to Cherry Hill Township
Disasters that paid out in Cherry Hill Township itself (aid to households or repair grants to Cherry Hill Township), newest first, with that year’s flood claims.
- 2016Severe Winter Storm and Snowstorm$184K to Cherry Hill Township for repairs1 flood claim paid that year
- 2015Severe Storm$457K to Cherry Hill Township for repairs2 flood claims paid that year
- 2012Hurricane Sandy123 households applied for aid$40K aid approved$279K to Cherry Hill Township for repairs
- 2011Hurricane Irene304 households applied for aid$364K aid approved$233K to Cherry Hill Township for repairs16 flood claims paid for it, $121K
- 2010Severe Winter Storm and Snowstorm$121K to Cherry Hill Township for repairs3 flood claims paid that year
- 2009Snowstorm$137K to Cherry Hill Township for repairs
Show all 8
- 2007Severe Storms and Inland and Coastal Flooding92 households applied for aid$126K aid approved$68K to Cherry Hill Township for repairs4 flood claims paid that year
- 2004Severe Storms and Flooding265 households applied for aid$578K aid approved$64K to Cherry Hill Township for repairs30 flood claims paid that year
Camden County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Cherry Hill Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Cherry Hill Township archive →Cherry Hill Township and its neighbors
Cherry Hill Township is 4th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lawnside | Aless damage than 88% | river and rain flooding | — |
| Evesham Township | A−less damage than 81% | river and rain flooding | 26 |
| Haddonfield | A−less damage than 80% | river and rain flooding | 23 |
| Cherry Hill Township | Bless damage than 61% | river and rain flooding | 115 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Maple Shade Township | C−more damage than 83% | river and rain flooding | 6 |
| Cherry Hill Mall | — | a Census area inside a town; graded with the town | |
| Ashland | — | a Census area inside a town; graded with the town | |
| Greentree | — | a Census area inside a town; graded with the town | |
| Marlton | — | a Census area inside a town; graded with the town | |
| Golden Triangle | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cherry Hill Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cherry Hill Township
Is Cherry Hill Township at risk for natural disasters?
On FEMA’s National Risk Index, Cherry Hill Township has lower expected damage per building than 61% of U.S. towns: B for hazard risk, #143 of 468 in New Jersey. Most of the expected damage is river and rain flooding (83%) and earthquakes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Cherry Hill Township flood?
Flood insurance has paid 115 claims in Cherry Hill Township since 1978, $1.4M in all, or 3.7 per 1,000 homes, more than 53% of U.S. towns with a flood insurance record. 12 properties have flooded more than once. The most claims came from Hurricane Irene (16).
Is Cherry Hill Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Camden County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Cherry Hill Township?
FEMA’s Community Rating System list shows no discount for Cherry Hill Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Cherry Hill Township?
By FEMA money that reached Cherry Hill Township, Severe Storms and Flooding (2004): 265 households applied for aid, $578K approved, and $64K to Cherry Hill Township for repairs. By flood claims, Hurricane Irene: 16 paid, $121K.
Is Cherry Hill Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Cherry Hill Township’s rate for it is higher than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Cherry Hill Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cherry Hill Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.