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Smithville Historic District (4)Photo: Apc106 · CC BY-SA 3.0
CHazard risk
Natural hazards in Eastampton Township · FEMA

FEMA expects more hazard damage per building in Eastampton Township than in 73% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Eastampton Township gets a C for hazard risk: higher expected damage per building than 73% of U.S. towns, #341 of 468 in New Jersey. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 87 claims here since 1978.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 73%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#341 of 468 in New Jersey
Hazard risk
C#341 of 468
in New Jersey · higher than 73% of U.S. towns
Main hazard
River and rain flooding
84% of expected building damage
Flood claims
87
paid since 1978 · $913K
Flooded more than once
15
properties · 3 “severe repetitive loss”
Disasters paid out here
9
of 22 declared for Burlington County
By hazard

What Eastampton Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

84%of expected building damage
Well above average · higher than 83% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Strong wind Hurricanes Earthquakes Tornadoes Ice storms Wildfire Winter storms Lightning Coastal flooding Hail Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Eastampton Township’s grade

River and rain flooding is 84% of the building damage FEMA expects in Eastampton Township, and Eastampton Township’s rate of river and rain flooding damage is higher than 83% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 5% of U.S. census tracts.

Where Eastampton Township sits
Eastampton Township
Least damageMiddleMost damage

C #341 of 468 in New Jersey; higher expected damage per building than 73% of U.S. towns (21,298).

All of Eastampton Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding84%Strong wind5%Hurricanes4%Everything else7%

The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Eastampton Township has more expected damage per building than 73% of New Jersey towns.

In dollars, FEMA expects about $2.1M a year in losses across Eastampton Township: $1.8M to buildings, the rest to people and crops.

Shared tract.All of Eastampton Township’s 6,191 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Eastampton Township flood? Sometimes: 87 flood claims since 1978

Every paid claim on a federal flood insurance policy in Eastampton Township, from FEMA’s records: 28.8 per 1,000 homes, more than 88% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 4 claims1979: 5 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 4 claims1984: 8 claims1985: 0 claims1986: 1 claim1987: 4 claims1988: 0 claims1989: 5 claims1990: 1 claim1991: 1 claim1992: 3 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 5 claims1997: 0 claims1998: 13 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 5 claims2005: 0 claims2006: 0 claims2007: 7 claims2008: 0 claims2009: 0 claims2010: 2 claims2011: 9 claims2012: 0 claims2013: 0 claims2014: 2 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 3 claims2019: 5 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198419982011
19782026
Biggest named events
  • Hurricane Irene9 claims · $182K
  • The April 2007 nor’easter7 claims · $86K
  • The December Storm - nor’easter3 claims · $21K
87
paid claims since 1978
$913K
paid to owners
15
homes flooded more than once
$10K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (3)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Eastampton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burlington County.
Disasters

9 federal disasters brought FEMA money to Eastampton Township

Disasters that paid out in Eastampton Township itself (aid to households or repair grants to Eastampton Township), newest first, with that year’s flood claims.

  1. 2016Severe Winter Storm and Snowstorm$12K to Eastampton Township for repairs
  2. 2015Severe Storm$7K to Eastampton Township for repairs
  3. 2012Hurricane Sandy10 households applied for aid$276 aid approved$23K to Eastampton Township for repairs
  4. 2011Hurricane Irene20 households applied for aid$66K aid approved$1K to Eastampton Township for repairs9 flood claims paid for it, $182K
  5. 2010Severe Winter Storm and Snowstorm$4K to Eastampton Township for repairs
  6. 2010Severe Winter Storm and Snowstorm$7K to Eastampton Township for repairs
Show all 9
  1. 2009Snowstorm$8K to Eastampton Township for repairs
  2. 2007Severe Storms and Inland and Coastal Flooding8 households applied for aid$5K aid approved7 flood claims paid that year
  3. 2004Severe Storms and Flooding6 households applied for aid$32K aid approved$1K to Eastampton Township for repairs5 flood claims paid that year
Disasters declared, by decade
Paid out in Eastampton TownshipBurlington County only

Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.

Were you here?

Old photos of Eastampton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Eastampton Township archive →
Next door

Eastampton Township and its neighbors

Eastampton Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Westampton TownshipB+less damage than 68%river and rain flooding17
Lumberton TownshipB−more damage than 53%river and rain flooding174
Pemberton TownshipC+more damage than 56%river and rain flooding87
Southampton TownshipC+more damage than 61%river and rain flooding136
Eastampton TownshipCmore damage than 73%river and rain flooding87
Mount Holly TownshipC−more damage than 78%river and rain flooding95

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Eastampton Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Eastampton Township

Is Eastampton Township at risk for natural disasters?

On FEMA’s National Risk Index, Eastampton Township has higher expected damage per building than 73% of U.S. towns: C for hazard risk, #341 of 468 in New Jersey. Most of the expected damage is river and rain flooding (84%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Eastampton Township flood?

Flood insurance has paid 87 claims in Eastampton Township since 1978, $913K in all, or 28.8 per 1,000 homes, more than 88% of U.S. towns with a flood insurance record. 15 properties have flooded more than once. The most claims came from Hurricane Irene (9).

Is Eastampton Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.

How much is flood insurance in Eastampton Township?

FEMA’s Community Rating System list shows no discount for Eastampton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Eastampton Township?

By FEMA money that reached Eastampton Township, Hurricane Irene (2011): 20 households applied for aid, $66K approved, and $1K to Eastampton Township for repairs. By flood claims, Hurricane Irene: 9 paid, $182K.

Is Eastampton Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (84%), and Eastampton Township’s rate for it is higher than 83% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Eastampton Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eastampton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.