Photo: Apc106 · CC BY-SA 3.0For strong wind, Southampton Township’s building-damage rate is in the top 5% of U.S. census tracts
On FEMA’s National Risk Index, Southampton Township gets a C+ for hazard risk: higher expected damage per building than 61% of U.S. towns, #264 of 468 in New Jersey. Most of that expected damage is river and rain flooding (77%). Flood insurance has paid 136 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Southampton Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Southampton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Southampton Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Southampton Township, and Southampton Township’s rate of river and rain flooding damage is higher than 71% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 5% of U.S. census tracts.
C+ #264 of 468 in New Jersey; higher expected damage per building than 61% of U.S. towns (21,298).
Southampton Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Southampton Township has more expected damage per building than 56% of New Jersey towns.
In dollars, FEMA expects about $4.0M a year in losses across Southampton Township: $3.2M to buildings, the rest to people and crops.
Does Southampton Township flood? Yes: 136 flood claims since 1978
Every paid claim on a federal flood insurance policy in Southampton Township, from FEMA’s records: 29.1 per 1,000 homes, more than 88% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene29 claims · $825K
- The April 2007 nor’easter17 claims · $249K
- The Mid-spring storms6 claims · $69K
Southampton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.12 federal disasters brought FEMA money to Southampton Township
Disasters that paid out in Southampton Township itself (aid to households or repair grants to Southampton Township), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$41K to Southampton Township for repairs
- 2018Severe Winter Storm and Snowstorm$103K to Southampton Township for repairs
- 2016Severe Winter Storm and Snowstorm$75K to Southampton Township for repairs
- 2015Severe Storm$31K to Southampton Township for repairs
- 2012Hurricane Sandy19 households applied for aid$16K aid approved
- 2011Hurricane Irene71 households applied for aid$202K aid approved$36K to Southampton Township for repairs29 flood claims paid for it, $825K
Show all 12
- 2010Severe Winter Storm and Snowstorm$34K to Southampton Township for repairs
- 2010Severe Storms and Flooding5 households applied for aid$2K aid approved
- 2010Severe Winter Storm and Snowstorm$48K to Southampton Township for repairs
- 2009Snowstorm$66K to Southampton Township for repairs1 flood claim paid that year
- 2007Severe Storms and Inland and Coastal Flooding32 households applied for aid$57K aid approved$60K to Southampton Township for repairs20 flood claims paid that year
- 2004Severe Storms and Flooding141 households applied for aid$391K aid approved$65K to Southampton Township for repairs24 flood claims paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Southampton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Southampton Township archive →Southampton Township and its neighbors
Southampton Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Tabernacle Township | B+less damage than 75% | river and rain flooding | 1 |
| Lumberton Township | B−more damage than 53% | river and rain flooding | 174 |
| Medford Township | C+more damage than 56% | river and rain flooding | 175 |
| Pemberton Township | C+more damage than 56% | river and rain flooding | 87 |
| Southampton Township | C+more damage than 61% | river and rain flooding | 136 |
| Eastampton Township | Cmore damage than 73% | river and rain flooding | 87 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Southampton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Southampton Township
Is Southampton Township at risk for natural disasters?
On FEMA’s National Risk Index, Southampton Township has higher expected damage per building than 61% of U.S. towns: C+ for hazard risk, #264 of 468 in New Jersey. Most of the expected damage is river and rain flooding (77%) and strong wind (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Southampton Township flood?
Flood insurance has paid 136 claims in Southampton Township since 1978, $3.2M in all, or 29.1 per 1,000 homes, more than 88% of U.S. towns with a flood insurance record. 29 properties have flooded more than once. The most claims came from Hurricane Irene (29).
Is Southampton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Southampton Township?
FEMA’s Community Rating System list shows no discount for Southampton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Southampton Township?
By FEMA money that reached Southampton Township, Severe Storms and Flooding (2004): 141 households applied for aid, $391K approved, and $65K to Southampton Township for repairs. By flood claims, Hurricane Irene: 29 paid, $825K.
Is Southampton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Southampton Township’s rate for it is higher than 71% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Southampton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Southampton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.