Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY 4.0On FEMA’s figures, Medford Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Medford Township gets a C+ for hazard risk: higher expected damage per building than 56% of U.S. towns, #237 of 468 in New Jersey. Most of that expected damage is river and rain flooding (77%). Flood insurance has paid 175 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Medford Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Medford Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Medford Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Medford Township, and Medford Township’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 5% of U.S. census tracts.
C+ #237 of 468 in New Jersey; higher expected damage per building than 56% of U.S. towns (21,298).
Medford Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Medford Township has more expected damage per building than 51% of New Jersey towns.
In dollars, FEMA expects about $9.6M a year in losses across Medford Township: $8.3M to buildings, the rest to people and crops.
Does Medford Township flood? Yes: 175 flood claims since 1978
Every paid claim on a federal flood insurance policy in Medford Township, from FEMA’s records: 17.9 per 1,000 homes, more than 83% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter25 claims · $404K
- Hurricane Irene17 claims · $202K
- The Mid-spring storms13 claims · $187K
Medford Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.12 federal disasters brought FEMA money to Medford Township
Disasters that paid out in Medford Township itself (aid to households or repair grants to Medford Township), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$98K to Medford Township for repairs
- 2018Severe Winter Storm and Snowstorm$362K to Medford Township for repairs1 flood claim paid that year
- 2016Severe Winter Storm and Snowstorm$80K to Medford Township for repairs
- 2015Severe Storm$599K to Medford Township for repairs
- 2012Hurricane Sandy12 households applied for aid$675K to Medford Township for repairs
- 2011Hurricane Irene53 households applied for aid$108K aid approved$171K to Medford Township for repairs17 flood claims paid for it, $202K
Show all 12
- 2010Severe Winter Storm and Snowstorm$84K to Medford Township for repairs
- 2010Severe Storms and Flooding13 households applied for aid$5K aid approved
- 2010Severe Winter Storm and Snowstorm$108K to Medford Township for repairs
- 2009Snowstorm$70K to Medford Township for repairs5 flood claims paid that year
- 2007Severe Storms and Inland and Coastal Flooding72 households applied for aid$55K aid approved$562K to Medford Township for repairs27 flood claims paid that year
- 2004Severe Storms and Flooding579 households applied for aid$1.5M aid approved$2.1M to Medford Township for repairs47 flood claims paid that year
Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.
Old photos of Medford Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Medford Township archive →Medford Township and its neighbors
Medford Township is 7th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Waterford Township | Aless damage than 90% | river and rain flooding | 2 |
| Shamong Township | A−less damage than 82% | river and rain flooding | 4 |
| Evesham Township | A−less damage than 81% | river and rain flooding | 26 |
| Tabernacle Township | B+less damage than 75% | river and rain flooding | 1 |
| Mount Laurel Township | B−more damage than 52% | river and rain flooding | 51 |
| Lumberton Township | B−more damage than 53% | river and rain flooding | 174 |
| Medford Township | C+more damage than 56% | river and rain flooding | 175 |
| Southampton Township | C+more damage than 61% | river and rain flooding | 136 |
| Atco | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Medford Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Medford Township
Is Medford Township at risk for natural disasters?
On FEMA’s National Risk Index, Medford Township has higher expected damage per building than 56% of U.S. towns: C+ for hazard risk, #237 of 468 in New Jersey. Most of the expected damage is river and rain flooding (77%) and strong wind (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Medford Township flood?
Flood insurance has paid 175 claims in Medford Township since 1978, $3.8M in all, or 17.9 per 1,000 homes, more than 83% of U.S. towns with a flood insurance record. 17 properties have flooded more than once. The most claims came from April 2007 Nor'easter (25).
Is Medford Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.
How much is flood insurance in Medford Township?
FEMA’s Community Rating System list shows no discount for Medford Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Medford Township?
By FEMA money that reached Medford Township, Severe Storms and Flooding (2004): 579 households applied for aid, $1.5M approved, and $2.1M to Medford Township for repairs. By flood claims, April 2007 Nor'easter: 25 paid, $404K.
Is Medford Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Medford Township’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Medford Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Medford Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.