Photo: Ebyabe · CC BY-SA 2.51,312 homes sold in St. Cloud in the last year, at a typical $391K
About one sale in 5 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where St. Cloud homes are listed.
Every place St. Cloud homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to St. Cloud.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
1% of St. Cloud’s sales are condos, at $275K less than a house
1060 houses and 13 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 1060 sold in 12 months
- Per square foot
- $209FL $245
- Days to sell
- 70
- Sold over asking
- 17%
- Listings with a price cut
- 31%
typical sale · 13 sold in 12 months
- Per square foot
- $151FL $262
- Days to sell
- 118
- Sold over asking
- 0%
- Listings with a price cut
- 19%
Multi-family (2–4 units): 13 sold, typical $394K
Townhouses: 226 sold, typical $336K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at twice the 2016 price
1,312 sales in the last year, against 1,629 in 2021 and a low of 691 in 2012. The typical sale went from $187K in 2016 to $391K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $400K buys in St. Cloud
Check a listing against what St. Cloud homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in St. Cloud are back to pre-pandemic levels, and more homes are for sale
We read every month of St. Cloud’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 1,312 sales.
If you’re buying in St. Cloud
- Shop in January. It brings about 128 new listings a month, close to the busiest month, with fewer bidding wars (18% over asking).
- You can negotiate. 30% of listings have cut their price, against 24% before the pandemic.
- Bid near asking. Buyers paid 98.1% of the list price on average; 16% paid over.
- You’ll usually have time. Only 22% of homes go under contract within two weeks; the typical one takes 70 days.
Summer brings both the most homes and the most bidding wars
July has the most new listings (about 150 a month), but June is the most competitive: 25% of June sales close over asking. January and February offer nearly as much choice with fewer homes bid up (18%). January has the least competition (18%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and hotter than Florida
| St. Cloud now | 2017–19 | 2021 peak | FL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 16% | 15% | 37% | 10% |
| Gone within two weeksShare of homes under contract within 14 days | 22% | 38% | 62% | 20% |
| Listings with a price cutShare of homes for sale that cut their price | 30% | 24% | 20% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 98.1% | 98% | 99.8% | 96.3% |
| Days to sellMedian days from listing to contract | 70 | 36 | 11 | 76 |
529 homes for sale on a typical day
That’s 4.9 times the 2021 low (108) and 97% more than in 2017–19.
1 in 3 listings has cut its price
30% in the last year, against 24% in 2017–19 and 28% across Florida. More sellers are pricing high and coming down.
Since 2019, houses are up 65%, condos 17%
A house typically sold for $413K in the last year (1060 sales), a condo for $138K (13).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
St. Cloud ranks 84th of 534 busy Florida markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. St. Cloud is one of the state’s hottest markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical St. Cloud home costs about $2,293 a month
Price: St. Cloud’s typical sale, last 12 months. Property tax at St. Cloud’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether St. Cloud is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 95.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $391K home, about $3,040 a year.
Taxes vs. neighborsSchools
The schools grade for St. Cloud, from test results, graduation and how much students grow.
Schools in St. CloudTypical commute
The average one-way trip to work for people who live in St. Cloud.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Poinciana sells for less a square foot
The busier markets within 25 miles of St. Cloud, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Poinciana | 1,577 | $291K | $174 | 17% | 81 |
| St. Cloud | 1,312 | $391K | $207 | 16% | 70 |
| Kissimmee | 800 | $348K | $202 | 13% | 62 |
| Meadow Woods | 372 | $401K | $213 | 12% | 49 |
| Buenaventura Lakes | 236 | $341K | $218 | 19% | 42 |
| Hunters Creek | 185 | $500K | $233 | 11% | 63 |
| Southchase | 111 | $410K | $217 | 10% | 33 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to St. Cloud, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to St. Cloud. People who follow the town see it, and so do people comparing St. Cloud with their own town. No commission, no listing fee.
Questions about buying a home in St. Cloud
What do homes sell for in St. Cloud, FL?
1,312 homes sold in the year to May 2026 at a typical $391K, $207 a square foot. Houses sold for about $413K, condos for about $138K.
Is St. Cloud a buyer’s or seller’s market?
A balanced market: 504 homes were for sale in May 2026 and 107 sold, about 4.7 months of supply. Buyers paid 98.1% of asking on average, and 30% of listings cut their price.
When is the best time to buy in St. Cloud?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in St. Cloud?
About 0.8% of a home’s value a year. On a $391K home that’s near $3,040.
Where can I see homes for sale in St. Cloud?
Zillow, Redfin, Realtor.com and Homes.com all carry St. Cloud’s MLS listings; the search links above open each one filtered to St. Cloud.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).