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St Cloud FL City Hall02
Florida›Osceola County
Photo: Ebyabe · CC BY-SA 2.5
Photo of St. Cloud

St. Cloud, FL · Photo: Ebyabe · CC BY-SA 2.5 · Source ↗

Is St. Cloud a good place to live?

St. Cloud grades C− overall, 447th among Florida's 634 graded towns, with clear strengths and some subjects that lag. Its lowest everyday mark is in schools: its public schools trail 75% of Florida towns on state tests and graduation. St. Cloud’s average trip to work is 36 minutes, above both the Florida town median (27 minutes) and the median of U.S. towns (25 minutes). On history, just 64 of Florida’s 779 towns do better. St. Cloud's civic life (library use, community groups, volunteering) trails 90% of U.S. towns.

What makes St. Cloud stand out

Where St. Cloud beats most towns.

A growing town

St. Cloud has grown 113% since 2010

35,183 counted in 2010 and 58,964 in 2020; an estimated 74,960 in 2025.

Growth hasn’t slowed: 26.9% since 2020, after 67.6% in the decade before.

35,1832010
58,9642020
74,9602025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How St. Cloud grades

Each subject compared with towns across the country (schools within Florida), ordered by how far St. Cloud is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Grand Army of the Republic Memorial Hall
Grand Army of the Republic Memorial Hall · National Register of Historic Places
St. Cloud’s story

139 years in pictures

Census counts: 2,011 in 1920, 58,964 in 2020. The archive holds 8 old photos and papers going back to 1909 and 3 maps from 1953 on.

4 places on the National Register of Historic Places.

  • 1887St. Cloud is settled
Explore the history →
Nearby attractions

Walt Disney World Resort and 53 more within 40 miles

Museums, parks, gardens and other places to visit around St. Cloud. Close and well known come first.

All 85 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Walt Disney World Resort: Anthony Quintano from Westminster, United States, CC BY 2.0 · Universal Studios Florida: Radiobroadcastcenter, CC BY-SA 3.0 · Universal Epic Universe: Martin Lewison, CC BY 2.0 · Universal's Islands of Adventure: David Bjorgen, CC BY-SA 2.5 · Camping World Stadium: Quintin Soloviev, CC BY 4.0 · SeaWorld Orlando: SeaWorld, CC BY 2.0

Getting set up

Moving to St. Cloud: who provides what

Who provides power, water and the rest in St. Cloud, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterSt. Cloud, City of (3 Wps) water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpSt. Cloud Transfer StationTown pickupTown site
SchoolsOsceola County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereOsceola Supervisor of ElectionsOsceola County; contacts on the Handbook page.FVAP, Nov 2023
ZIP codes34769, 34772, 34771, 3474434769 46% · 34772 43% · 34771 10% · 34744 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in St. Cloud.

St. Cloud fares better on crime within Florida than nationally, has more 90° days than nearly all U.S. towns and has home values still below their peak.

SchoolsC

St. Cloud’s grade for schools is a C

Its public schools are run by the Osceola school district. Three of its 18 schools are below, each with why it’s listed.

25%of FL districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
ST. Cloud Middle SchoolLargest public middle schoolGrades 6–8Grades 6–81,213B
ST. Cloud High SchoolLargest public high schoolGrades 9–12Grades 9–122,596C+
ST. Cloud Elementary SchoolTop results in townGrades PK–5Grades PK–5721A−

NCES · EDFacts · graded within FL on state tests and graduation

Work & commuteJobs & income grade B−

With 0.4 jobs for every working resident, most of St. Cloud’s workers commute out

The average commute for its 29,977 working residents takes 35.9 minutes, against 28 across Florida. Jobs based here grew from 6,903 in 2013 to 11,089.

Most working residents leave St. Jobs based in St. Cloud grew to 11,089 in 2023, 4,186 more than in 2013. Cloud for work: only 8% work in town.

8%work in town
St. CloudFlorida townsU.S. towns
Median household income$83,000$73,000$80,000
Working residents who work in town8.1%5%8%

Where working residents work

In St. Cloud8%
Orlando19%
Kissimmee6%
Lake Buena Vista4%
Tampa1%
20 mi
median commute distance
11,089
jobs based in St. Cloud
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 63% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C−

Inland flooding leads a high hazard risk in St. Cloud

Expected storm and flood damage is higher than in 77% of U.S. communities. Since 1994, 34 flood insurance claims have been paid out in St. Cloud.

77risk score of 100
FEMA risk score
77High riskLowerHigher
Inland floodingStrong windHurricanes
34
paid flood claims since 1994
12
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC

St. Cloud has set aside 1.1% of its land for conservation

11 miles of trail in 13 parks and preserves. The biggest park or preserve is Ralph V Chisholm Memorial Park, at 122 acres.

#282for trails in FL
St. CloudFlorida townsU.S. towns
Conserved land1.1%3%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
1.1%
conserved · 217 of 19,725 acres
11 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Peghorn Park0.6 mi57
2. Dakota Avenue Park0.4 mi5
3. Ralph V Chisholm Memorial Park0.1 mi122

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Who lives here

Younger than Florida overall

People 65 and older are 12% of residents (21% statewide); children under 18 are 27% of residents (20% statewide). St. Cloud has grown 27% since 2020, to 74,960 residents in the Census Bureau’s 2025 estimate. The median age in St. Cloud is 36 years.

36median age · FL 42.6
St. CloudFlorida townsU.S. towns
Under 1827%20%22%
Aged 65 or older12%20%18%
Median age36 years42.5 years40.5 years
St. CloudFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma8%
High school28%
Some college21%
Associate’s12%
Bachelor’s24%
Graduate8%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±1.7 points. Across Florida, 50.9% of residents are women. Median age: women 36.2, men 35.8.

Ages and education in St. Cloud
St. CloudFLU.S.
Under 1014.1%10.3%11.6%
10 to 1712.5%9.2%10.3%
18 to 248.2%8.1%9.1%
25 to 3413.2%12.7%13.7%
35 to 4416.2%12.7%13.2%
45 to 5413.1%12.3%12.2%
55 to 6410.5%13.4%12.7%
65 to 746.9%11.7%10.2%
75 and older5.4%9.6%7%
No diploma7.6%10.1%10.4%
High school27.6%27.2%26%
Some college21.2%18.5%19.1%
Associate’s12.1%10.1%8.8%
Bachelor’s23.5%21.3%21.6%
Graduate8.1%12.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

Climate

St. Cloud has mild winters and hot summers

The Orlando Intl Ap weather station, 14 miles away, records that about 110 days a year reach 90°, more than in 97% of U.S. towns. January nights average 49.8°, milder than in 99% of U.S. towns; July afternoons average 92.3°.

St. Cloud’s January low is 50°F. Cloud has warm winters and hot summers, with plenty of rain. St. Cloud’s July high is 92°F.

92°summer high
St. CloudFlorida townsU.S. towns
January low50°F51°F22°F
July high92°F91°F85°F

Typical low → high °F

Winter52–74°
Spring61–84°
Summer73–92°
Fall66–85°
+1.4°
vs. the 20th-century average
92°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

SafetyB

Less crime per resident in St. Cloud than in 61% of U.S. towns

At 14.4 crimes per 1,000 residents a year, it reports less crime than 77% of Florida’s graded towns. Reported crimes fell from 745 to 598 over the last three FBI years, a drop beyond ordinary year-to-year swings.

61%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

St. Cloud1.4
Florida2.5
U.S.3.3

Property crime per 1,000 residents

St. Cloud6.7
Florida10.7
U.S.15.5
61st
percentile among U.S. towns we grade
77th
percentile among FL towns
103
violent crimes reported in 2025
495
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade D

Homes in St. Cloud are worth about $390K, by Zillow’s estimate

The typical value, about $390K, is 8% below its September 2022 peak.

The typical St. Typical home values fell 3.2% in the year to September 2026.

$390KZillow home value
St. CloudFlorida townsU.S. towns
Median rent$1,683 a month$1,647 a month$1,185 a month
Households that own their home73%72%73%

Typical home value

St. Cloud$390K
Florida$375K
Market temperature
BalancedA balanced marketBuyer’sSeller’s
72
days on market
98.2%
sale-to-list price
−3.2%
value change, 1 year
107
homes sold in May

Zillow Home Value Index · Redfin Data Center

HealthB−

On CDC estimates, St. Cloud is healthier than 52% of U.S. towns

18% of adults 18 to 64 have no health insurance in St. Cloud. Cloud beats the Florida average on 5 of 31 CDC measures and trails it on 3. 38% of adults have obesity in St. Cloud.

52%healthier than U.S. townsB−Health Grade
St. CloudFlorida townsU.S. towns
No health insurance, 18–64 (CDC PLACES)18%14%8.1%
Obesity (CDC PLACES)38%32%35%
Yearly checkup (CDC PLACES)76%79%79%
Depression (CDC PLACES)18%18%23%
31 measures vs. Florida
5 better23 too close to call3 worse
What stands outSt. CloudFL
Fewer adults who have had cancer7.2%9.1%
Fewer adults with heart disease6%7.5%
More adults with obesity38.3%31.9%
Orlando Health St. Cloud Hospital
1.6 mi away · emergency room
1 of 3
care shortages: mental health
45th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about St. Cloud

20pages on St. Cloud
After high school

Colleges nearby

None within 15 miles of St. Cloud; the nearest are

A commuter town

92% of working residents leave St. Cloud for work

Where St. Cloud’s working residents go each day. Line width shows the share.

19% → Orlando Orlando 19% 6% → Kissimmee Kissimmee 6% 4% → Lake Buena Vista Lake Buena Vista 4% 1% → Tampa Tampa 1% 1% → Jacksonville Jacksonville 1% 1% → University University 1% St. Cloud · 8% stay
11,089jobs based in St. Cloud
8%of working residents work in town
20 mimedian commute distance

Census LEHD 2023

Landmarks

4 places in St. Cloud on the National Register of Historic Places.

All landmarks →

About St. Cloud

City in Florida, United States

Official town website ↗

St. Cloud or Saint Cloud is a city in northern Osceola County, Florida, United States. It is on the southern shore of East Lake Tohopekaliga in Central Florida, about 26 miles (41.8 km) southeast of Orlando. The population was 58,964 as of the 2020 census, and was estimated at 74,960 in 2025. The city is part of the Orlando–Kissimmee–Sanford metropolitan area. St. Cloud was founded as a retirement community for Union army veterans of the Civil War, and gained the nickname "The Friendly Soldier City".

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1909
Area
19 sq mi
Elevation
75 ft
ZIP code
34769, 34770, 34771

Questions about St. Cloud

Short answers, built from the data on this page.

Is St. Cloud, FL a good place to live?

St. Cloud grades C− overall, better than 20% of U.S. towns and #447 of 634 in Florida. It grades B− for health, B for safety and C for schools. Cost of living is its weak spot, with a D.

Is St. Cloud, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is St. Cloud, FL known for?

St. 2 notable people were born here, including Dave Cianelli and Sam Riggs.