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St Cloud FL City Hall02Photo: Ebyabe · CC BY-SA 2.5
The St. Cloud handbook

Living in St. Cloud, FL: what to set up and who to call

St. Cloud spans 4 ZIP codes; 34769 holds the most residents (46%). Veterans Memorial Library-St. Cloud Branch, at 810 13th Street, is the library in town.

I’m new in town

What to set up in St. Cloud, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in St. Cloud.

Electricity

Power comes from Duke Energy

Duke Energy (Duke Energy Florida, LLC), an investor-owned utility, serves all of St. Cloud. Its homes paid an average of 18.4¢ per kWh in 2025, about $185 a month (its average across Florida).

Start or move service: progress-energy.com · (800) 700-8744

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from St. Cloud, City of (3 Wps) water system

The St. Cloud, City of (3 Wps) water system supplies almost all of St. Cloud. It draws ground water (EPA lists Toho Water Authority Eastern as seller) and serves 82,752 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 90% of the 597 systems serving 50,001–100,000 people.

Lead, 90th percentile2.1 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan–Jun 2023, was 2.1 ppb, below the 15 ppb action level that applied. The highest in five years was 8.7 ppb. That’s higher than 72% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. FL3491373.

Internet

7 home internet providers serve St. Cloud

99% of 22,694 addresses can get 100/20 Mbps; 72% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
SpectrumCable, Fiber98%1,000/35
AT&TFiber, Fixed wireless56%5,000/5,000
Quantum FiberFiber37%8,000/8,000
CenturyLinkDSL, Fiber27%100/100
XfinityCable6%1,200/35
VerizonFixed wireless58%300/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

Trash and recycling in St. Cloud

Pickup days, the drop-off and recycling in St. Cloud, from the town’s own site.

How trash works hereTown pickupTown crews pick up at the curbstcloudfl.gov
Transfer stationSt. Cloud Transfer StationHours ↓
Transfer station

St. Cloud Transfer Station

2705 Peghorn Way, St. Cloud, FL 34769

MTWTFSS
8a
10a
12p
2p
4p
  • Mon7 am–3:30 pm
  • Tue7 am–3:30 pm
  • Wed7 am–3:30 pm
  • Thu7 am–3:30 pm
  • Fri7 am–3:30 pm
  • Sat7 am–3:30 pm
What goes in the recycling bin

Accepted at the curb

  • Aluminum cans
  • Cardboard (flatten all boxes)
  • Junk Mail
  • Newspapers and inserts
  • Office paper and file folders (without wax liners)
  • Paper bags
  • Paper cardboard dairy and juice cartons
  • Paperback and phone books
  • Plastic bottles
  • Tin, steel or aerosol cans
Furniture, appliances and bulky itemsSpecial pickup is charged by volume: $24 minimum for up to 2 cubic yards, $12 per additional cubic yard; request through the online Special Bulk Pickup Request form
What can be recycledThe town’s recycling pagestcloudfl.gov →

From stcloudfl.gov, the town’s official site, checked Oct 21, 2026; pages dated October 1, 2026. Rules change: the town’s page is the last word. .

Schools

Where your child goes to school

Public school districts and the school path by grade.

St. Cloud kids go to
PK–55 elementary schoolsDepends on your address
6–82 middle schoolsDepends on your address
9–12ST. Cloud High SchoolOsceola County School District

St. Cloud is in Osceola County School District.

CSchool gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Nov 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 17, 2025.

ZIP codes & area codes

St. Cloud spans 4 ZIP codes

ZIP codes where St. Cloud residents live, with the share of the town in each.

ZIPPost office nameShare of St. CloudZIP’s residents in St. Cloud
34769Saint Cloud, FL46%98%
34772Saint Cloud, FL43%76%
34771Saint Cloud, FL10%22%
34744Kissimmee, FL1%1%

34770 is P.O. box or single-organization ZIP with no homes.

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in St. Cloud

Who supplies St. Cloud’s drinking water, and has it had violations?

The St. Cloud, City of (3 Wps) water system (EPA ID FL3491373). It reported no health-based violations to EPA in the five years to October 2026; 90% of systems its size had none. Its latest lead 90th percentile was 2.1 ppb (Jan–Jun 2023), against a 15 ppb action level.

Who provides electricity in St. Cloud?

Duke Energy (Duke Energy Florida, LLC), an investor-owned utility. Its homes paid about 18.4¢ per kWh in 2025 (EIA).

What internet providers serve St. Cloud?

Spectrum, AT&T, Quantum Fiber, CenturyLink, Xfinity, Verizon (FCC, as of December 2025).

What ZIP codes are in St. Cloud?

34769 (46%), 34772 (43%), 34771 (10%), 34744 (1%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is St. Cloud in?

Osceola County School District.

How do I register to vote in St. Cloud?

In Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Osceola Supervisor of Elections. Check your registration at registration.elections.myflorida.com.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: St. Cloud’s own website (stcloudfl.gov), read Oct 21, 2026, pickup and drop-off facts extracted and checked against the page they came from.
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 17, 2025 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.