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Hazel Green Municipal Hall - panoramioPhoto: Corey Coyle · CC BY 3.0
–Not graded
Natural hazards in Hazel Green · FEMA

Storms, floods and disasters in Hazel Green

Hazel Green isn’t graded for hazard risk: Hazel Green has 950 residents; we grade towns of 1,000 or more. Flood insurance has paid 5 claims here since 1978.

Flood claims
5
paid since 1978 · $18K
Disasters paid out here
5
of 17 declared for Grant County
By hazard

What Hazel Green faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

64%of expected building damage
Below average · lower than 79% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

21%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 19 years in the area

Hail

9%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 4 times a year in the area

Strong wind

6%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Earthquakes Ice storms Lightning Winter storms Hurricanes Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 20% of Hazel Green’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hazel Green flood? Rarely: 5 flood claims since 1978

Every paid claim on a federal flood insurance policy in Hazel Green, from FEMA’s records.

Paid flood claims, by year
1978: 1 claim1979: 0 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 2 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 1 claim1994: 0 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197819861993
19782026
5
paid claims since 1978
$18K
paid to owners
0
homes flooded more than once
$4K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Hazel Green isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.
Disasters

5 federal disasters brought FEMA money to Hazel Green

Disasters that paid out in Hazel Green itself (aid to households or repair grants to the Town of Hazel Green), newest first, with that year’s flood claims.

  1. 2017Severe Storms, Straight-line Winds, Flooding, Landslides, and Mud$19K to the Town of Hazel Green for repairs
  2. 2011Severe Winter Storm and Snowstorm$5K to the Town of Hazel Green for repairs
  3. 2010Severe Storms, Tornadoes, and Flooding$5K to the Town of Hazel Green for repairs
  4. 2008Severe Storms, Tornadoes, and Flooding$15K to the Town of Hazel Green for repairs
  5. 2004Severe Storms and Flooding$7K to the Town of Hazel Green for repairs
Disasters declared, by decade
Paid out in Hazel GreenGrant County only

Grant County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Hazel Green after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hazel Green archive →
Next door

Hazel Green and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Cuba CityAless damage than 85%river and rain flooding—
JamestownA−less damage than 84%river and rain flooding—
Hazel GreenA−less damage than 83%river and rain flooding—
Menominee TownshipB+less damage than 68%river and rain flooding257
Vinegar Hill Township—239 residents; we grade 1,000+
Benton—445 residents; we grade 1,000+
Smelser—743 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hazel Green faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hazel Green

Does Hazel Green flood?

Flood insurance has paid 5 claims in Hazel Green since 1978, $18K in all.

Is Hazel Green in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grant County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Hazel Green?

FEMA’s Community Rating System list shows no discount for Hazel Green’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hazel Green?

By FEMA money that reached Hazel Green, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mud (2017): $19K to the Town of Hazel Green for repairs.

Storm stories

Memories, warnings and help from neighbors in Hazel Green.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hazel Green’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.