FEMA expects less hazard damage per building in Menominee Township than in 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Menominee Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns. Most of that expected damage is river and rain flooding (68%), then tornadoes (16%). Flood insurance has paid 257 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Menominee Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Menominee Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Menominee Township’s grade
River and rain flooding is 68% of the building damage FEMA expects in Menominee Township, and Menominee Township’s rate of river and rain flooding damage is lower than 60% of U.S. census tracts. Next is tornadoes at 16% (higher than 89% of U.S. census tracts).
B+ lower expected damage per building than 68% of U.S. towns (21,298).
All of Menominee Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $506K a year in losses across Menominee Township: $301K to buildings, the rest to people and crops.
Does Menominee Township flood? Yes: 257 flood claims since 1978
Every paid claim on a federal flood insurance policy in Menominee Township, from FEMA’s records: 593.5 per 1,000 homes, more than 100% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding25 claims · $260K
- The Mid-spring storms6 claims · $51K
Menominee Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jo Daviess County.1 federal disaster brought FEMA money to Menominee Township
Disasters that paid out in Menominee Township itself (aid to households or repair grants to Menominee Township), newest first, with that year’s flood claims.
- 2011Severe Winter Storm and Snowstorm$7K to Menominee Township for repairs49 flood claims paid that year
Jo Daviess County has had 13 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Menominee Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Menominee Township archive →Menominee Township and its neighbors
Menominee Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jamestown | A−less damage than 84% | river and rain flooding | — |
| Dunleith Township | B+less damage than 68% | river and rain flooding | — |
| Menominee Township | B+less damage than 68% | river and rain flooding | 257 |
| West Galena Township | C+more damage than 64% | river and rain flooding | — |
| Rawlins Township | — | 595 residents; we grade 1,000+ | |
| Hazel Green | — | 950 residents; we grade 1,000+ | |
| Vinegar Hill Township | — | 239 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Menominee Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Menominee Township
Is Menominee Township at risk for natural disasters?
On FEMA’s National Risk Index, Menominee Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (68%) and tornadoes (16%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Menominee Township flood?
Flood insurance has paid 257 claims in Menominee Township since 1978, $2.8M in all, or 593.5 per 1,000 homes, more than 100% of U.S. towns with a flood insurance record. The most claims came from Midwest Flooding (25).
Is Menominee Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jo Daviess County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Menominee Township?
FEMA’s Community Rating System list shows no discount for Menominee Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Menominee Township?
By FEMA money that reached Menominee Township, Severe Winter Storm and Snowstorm (2011): $7K to Menominee Township for repairs. By flood claims, Midwest Flooding: 25 paid, $260K.
Is Menominee Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Menominee Township’s rate for it is lower than 60% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Menominee Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Menominee Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.