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Hazel Green Municipal Hall - panoramioPhoto: Corey Coyle · CC BY 3.0
A−Hazard risk
Natural hazards in Hazel Green · FEMA

On FEMA’s figures, Hazel Green faces less hazard damage per building than 83% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Hazel Green gets an A− for hazard risk: lower expected damage per building than 83% of U.S. towns. Most of that expected damage is river and rain flooding (64%), then tornadoes (20%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 64%Tornadoes 20%Hail 9%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 83%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A−
in Wisconsin · lower than 83% of U.S. towns
Main hazard
River and rain flooding
64% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
5
of 17 declared for Grant County

What stands out about Hazel Green’s natural hazards

From FEMA’s model and FEMA’s records, below.

Lower expected damage than 83% of U.S. townsFEMA’s model of yearly storm and flood damage per dollar of building.Moved out of harm’s way1 flood-prone property bought out and cleared with FEMA grants.
By hazard

What Hazel Green faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

64%of expected building damage
Below average · lower than 78% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

20%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 19 years in the area

Hail

9%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about 4 times a year in the area

Strong wind

6%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Earthquakes Ice storms Lightning Winter storms Hurricanes Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Hazel Green’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Hazel Green’s grade

River and rain flooding is 64% of the building damage FEMA expects in Hazel Green, and Hazel Green’s rate of river and rain flooding damage is lower than 78% of U.S. census tracts. Next is tornadoes at 20% (higher than 90% of U.S. census tracts).

Where Hazel Green sits
Hazel Green
Least damageMiddleMost damage

A− lower expected damage per building than 83% of U.S. towns (21,298).

Hazel Green’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding64%Tornadoes20%Hail9%Everything else7%

In dollars, FEMA expects about $430K a year in losses across Hazel Green: $230K to buildings, the rest to people and crops.

A small-area figure. Hazel Green covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Hazel Green flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Hazel Green. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Hazel Green isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

5 federal disasters brought FEMA money to Hazel Green

Disasters that paid out in Hazel Green itself (aid to households or repair grants to the Village of Hazel Green), newest first, with that year’s flood claims.

  1. 2017Severe Storms, Straight-line Winds, Flooding, Landslides, and Mud$59K to the Village of Hazel Green for repairs
  2. 2011Severe Winter Storm and Snowstorm$4K to the Village of Hazel Green for repairs
  3. 2010Severe Storms, Tornadoes, and Flooding26 households applied for aid$41K aid approved$4K to the Village of Hazel Green for repairs
  4. 2008Severe Storms, Tornadoes, and Flooding9 households applied for aid$31K aid approved
  5. 2000Severe Storms, Tornadoes, and Flooding$18K to the Village of Hazel Green for repairs
Disasters declared, by decade
Paid out in Hazel GreenGrant County only

Grant County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Hazel Green after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hazel Green archive →
Next door

Hazel Green and its neighbors

Hazel Green has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.

Hazel Green: not gradedBenton: not gradedHazel GreenBentonHazel Green
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Hazel GreenA−less damage than 83%river and rain flooding0
Hazel Green—950 residents; we grade 1,000+
Benton—445 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hazel Green faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hazel Green

Is Hazel Green at risk for natural disasters?

On FEMA’s National Risk Index, Hazel Green has lower expected damage per building than 83% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (64%) and tornadoes (20%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Hazel Green in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grant County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Hazel Green?

FEMA’s Community Rating System list shows no discount for Hazel Green’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hazel Green?

By FEMA money that reached Hazel Green, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mud (2017): $59K to the Village of Hazel Green for repairs.

Is Hazel Green at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (64%), and Hazel Green’s rate for it is lower than 78% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Hazel Green.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hazel Green’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.