Storms, floods and disasters in Golden Triangle
Golden Triangle isn’t graded for hazard risk: Golden Triangle is a Census area inside a town, graded with the town. Flood insurance has paid 17 claims here since 1978.
What Golden Triangle faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Golden Triangle flood? Sometimes: 17 flood claims since 1978
Every paid claim on a federal flood insurance policy in Golden Triangle, from FEMA’s records.
- Hurricane Sandy1 claim · $60K
- The December Storm - nor’easter1 claim · $6K
- Hurricane Irene1 claim · $7K
Golden Triangle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.The storms Golden Triangle remembers
None of the 17 disasters declared for Camden County shows FEMA aid or repair money reaching Golden Triangle itself in FEMA’s records, so these are its biggest flood-claim years.
- 19943 flood claims paidNo declaration for the county that year
- 19782 flood claims paidNo declaration for the county that year
- 20062 flood claims paidNo declaration for the county that year
Camden County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Golden Triangle after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Golden Triangle archive →Golden Triangle and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Haddonfield | A−less damage than 80% | river and rain flooding | 23 |
| Pennsauken Township | B+less damage than 66% | river and rain flooding | 108 |
| Haddon Township | Bless damage than 64% | river and rain flooding | 17 |
| Cherry Hill Township | Bless damage than 61% | river and rain flooding | 115 |
| Collingswood | C+more damage than 62% | river and rain flooding | 34 |
| Westmont | — | a Census area inside a town; graded with the town | |
| Ellisburg | — | a Census area inside a town; graded with the town | |
| Cherry Hill Mall | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Golden Triangle faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Golden Triangle
Does Golden Triangle flood?
Flood insurance has paid 17 claims in Golden Triangle since 1978, $235K in all. The most claims came from Hurricane Sandy (1).
Is Golden Triangle in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Camden County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Golden Triangle?
FEMA’s Community Rating System list shows no discount for Golden Triangle’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Golden Triangle?
By flood claims, Hurricane Sandy: 1 paid, $60K.
Storm stories
Memories, warnings and help from neighbors in Golden Triangle.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Golden Triangle’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.