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North Carolina›Henderson County

Horse ShoeNC

Home to 1,490 people, the town was settled in 1878.

Is Horse Shoe a good place to live?

Horse Shoe’s best subject grade is an A− for health; its weakest is a C− for walkability. Horse Shoe’s median age is 55.2 years, against 40.1 years in North Carolina’s towns and 40.5 years across U.S. towns. Only 10 of the 291 North Carolina towns we compare have a lower midsummer high than Horse Shoe. Arthur W. Moore House is on the National Register of Historic Places. Horse Shoe has fewer than 2,500 residents, so it gets subject grades but no overall grade.

How Horse Shoe grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Horse Shoe is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

What makes Horse Shoe stand out

Where Horse Shoe beats most towns.

Small town

1,490 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
EtowahMills RiverEtowahMills RiverHorse Shoe

The data

Ordered by what stands out in Horse Shoe.

HousingCost of living grade C−

The typical home in Horse Shoe: about $503K

$503KZillow home value

Typical home values fell 1.7% in the year to September 2026. Horse Shoe: 88% of households own their home.

Typical home value

Horse Shoe$503K
North Carolina$332K
−1.7%
value change, 1 year
3
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsB+

Horse Shoe’s schools rank ahead of 66% of North Carolina districts

66%of NC districts it outscoresB+School Grade

Its one school is below.

SchoolLevelStudentsLetter
Wild Oak Independent School PrivateLargest elementary schoolGrades PK–5Grades PK–557–

NCES · EDFacts · graded within NC on state tests and graduation

Who lives here

Older than North Carolina overall

55.2median age · NC 39.1

The share of residents in Horse Shoe who are under 18: 13%. People 65 and older are 37% of residents (17% statewide); adults 18 to 34 are 10% of residents (23% statewide). Among adults 25 and older, 45% have a four-year degree or more, against 36% across North Carolina.

Horse ShoeNorth Carolina townsU.S. towns
Under 1813%22%22%
Bachelor’s degree or more, 25+45%29%29%
Horse ShoeNorth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school12%
Some college30%
Associate’s11%
Bachelor’s33%
Graduate12%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±4.6 points. Across North Carolina, 51.1% of residents are women.

Ages and education in Horse Shoe
Horse ShoeNCU.S.
Under 108.3%11.6%11.6%
10 to 174.6%10.2%10.3%
18 to 243.8%9.5%9.1%
25 to 345.8%13.4%13.7%
35 to 4412.4%12.8%13.2%
45 to 5414.6%12.6%12.2%
55 to 6413.8%12.8%12.7%
65 to 7419.7%10.3%10.2%
75 and older17%6.9%7%
No diploma2.9%9.9%10.4%
High school12.2%24.8%26%
Some college29.5%19.6%19.1%
Associate’s10.6%10.1%8.8%
Bachelor’s32.6%22.2%21.6%
Graduate12.2%13.5%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,500, single groups can be off by several points

HealthA−

Residents of Horse Shoe are healthier than four in five U.S. towns

83%healthier than U.S. townsA−Health Grade

16% of adults say their health is fair or poor in Horse Shoe. On the CDC’s 32 measures, Horse Shoe is ahead of North Carolina on 13 and behind on 2. Among adults in the town, 29% have obesity and 15% report frequent mental distress.

Horse ShoeNorth Carolina townsU.S. towns
Feel lonely (CDC PLACES)28%33%33%
Obesity (CDC PLACES)29%36%35%
Frequent mental distress (CDC PLACES)15%17%17%
Get no exercise (CDC PLACES)20%24%25%
32 measures vs. North Carolina
13 better17 too close to call2 worse
What stands outHorse ShoeNC
Fewer adults facing food insecurity8.7%15.2%
Fewer adults facing housing insecurity7.2%12.2%
More adults who have had cancer11%7.9%
Pardee Hospital Henderson County
5.4 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B

With only 0.2 jobs per working resident, most people in Horse Shoe work out of town

1%work in town

The top destinations are Asheville (15%), Hendersonville (14%) and Mills River (7%). Commuting out is the norm in Horse Shoe: 1% of working residents work locally. Among residents in the town, 4.5% live below the poverty line. Half commute less than 10 miles.

Horse ShoeNorth Carolina townsU.S. towns
Below the poverty line4.5%13%9.6%
Working residents who work in town1.4%6.8%8%
Median household income$64,000$69,000$80,000
Average trip to work23 minutes24 minutes25 minutes

Where working residents work

In Horse Shoe1%
Asheville15%
Hendersonville14%
Mills River7%
Charlotte5%
10 mi
median commute distance
225
jobs based in Horse Shoe
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 16% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade B+

Natural hazards: low risk in Horse Shoe, mostly inland flooding

27risk score of 100

Expected losses in Horse Shoe break down as 49% from inland flooding and 22% from cold waves. For Horse Shoe, the risk rating from FEMA is 27 of 100. Households in the town have drawn federal disaster aid in 3 declared disasters, most recently in 2024.

FEMA risk score
27Low riskLowerHigher
Inland floodingCold wavesTornadoes
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

Horse Shoe has four seasons and pleasant summers

7″snow a winter

The January low for Horse Shoe comes to 28°F.

Typical low → high °F

Winter29–50°
Spring43–67°
Summer62–82°
Fall45–68°
Oct 23
typical first frost
Apr 17
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC+

Protected land: 9.3% of Horse Shoe

9.3%conserved

The biggest park or preserve is UNCA Kellogg Center, at 51 acres. Count the trails in 1 park or preserve and they come to 0.2 miles.

9.3%
conserved · 450 of 4,825 acres
0.2 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. UNCA Kellogg Center—51

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Horse Shoe

18pages on Horse Shoe
Nearby attractions

Blue Ridge Parkway and 28 more within 40 miles

Museums, parks, gardens and other places to visit around Horse Shoe. Close and well known come first.

All 53 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Blue Ridge Parkway: Ken Thomas, Public domain · Mount Mitchell: Unknown, Public domain · Great Smoky Mountains National Park: Scott Basford, CC BY-SA 3.0 · Pisgah National Forest: Ken Thomas, Public domain · Lake Jocassee: Clemson3564, Public domain

Getting set up

Moving to Horse Shoe: who provides what

Horse Shoe is unincorporated, so Henderson County and regional agencies provide most services.

PowerDuke Energy13.4¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Hendersonville water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers92% of addresses get 100/20 MbpsFCC
Trash & county servicesHenderson CountyHenderson County provides services here
SchoolsHenderson County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereHenderson County Board of ElectionsHenderson County; contacts on the Handbook page.FVAP, Aug 2025
ZIP codes28742, 28739, 28791, 2875928742 52% · 28739 21% · 28791 16% · 28759 11%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

A commuter town

99% of working residents leave Horse Shoe for work

Where Horse Shoe’s working residents go each day. Line width shows the share.

15% → Asheville Asheville 15% 14% → Hendersonville Hendersonville 14% 7% → Mills River Mills River 7% 5% → Charlotte Charlotte 5% 4% → Fletcher Fletcher 4% 3% → Brevard Brevard 3% Horse Shoe · 1% stay
225jobs based in Horse Shoe
1%of working residents work in town
10 mimedian commute distance

Census LEHD 2023

After high school

Colleges nearby

3 within 15 miles of the center of Horse Shoe

About Horse Shoe

Census-designated place in North Carolina, United States

Horse Shoe is an unincorporated community and census-designated place (CDP) in Henderson County, North Carolina, United States. Its ZIP code is 28742. As of the 2020 census, Horse Shoe had a population of 2,430. The community took its name from a nearby meander in the French Broad River.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
7.6 sq mi
Elevation
2,090 ft
ZIP code
28742

Questions about Horse Shoe

Short answers, built from the data on this page.

Is Horse Shoe, NC expensive?

Yes. That is 7 years of the area's median household income ($71,838 across the Asheville, NC metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

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