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Flat Rock, North Carolina, in Henderson County
North Carolina›Henderson County
Photo: Harrison Keely · CC BY 4.0
Photo of Flat Rock

Flat Rock, NC · Photo: Harrison Keely · CC BY 4.0 · Source ↗

Is Flat Rock a good place to live?

Flat Rock grades B overall, 69th among North Carolina's 286 graded towns, with clear strengths and some subjects that lag. It is healthier than 80% of U.S. towns and natural-hazard risk is low. It also does better than most on schools: its public schools beat 66% of North Carolina towns on state tests and graduation. Its lowest everyday mark is in cost of living: the typical home is worth about $451K, 6.3 years of the Asheville metro’s $72K median household income. 66% of adults 25 and older hold a bachelor’s degree or more in Flat Rock, against 29% in North Carolina’s towns and 29% across U.S. towns. Flat Rock has 3 places on the National Register of Historic Places, among them Carl Sandburg Home National Historic Site and Flat Rock Historic District. Only 2 of the 290 North Carolina towns we compare have a higher median age than Flat Rock.

What makes Flat Rock stand out

Where Flat Rock beats most towns.

A growing town

Flat Rock has grown 17% since 2010

3,114 counted in 2010 and 3,486 in 2020; an estimated 3,643 in 2025.

3,1142010
3,4862020
3,6432025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Flat Rock grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Flat Rock is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Carl Sandburg Home National Historic Site
Carl Sandburg Home National Historic Site · National Register of Historic Places
Flat Rock’s story

197 years in pictures

Carl Sandburg Home National Historic Site is a National Historic Landmark, the National Register’s top tier.

Census counts: 1,808 in 1960, 3,486 in 2020. The archive holds 5 old photos and papers going back to 1980 and 5 maps from 1935 on.

3 places on the National Register of Historic Places.

  • 1829Flat Rock is settled
Explore the history →
Getting set up

Moving to Flat Rock: who provides what

Who provides power, water and the rest in Flat Rock, and how to reach them.

The full setup list →
PowerDuke Energy13.4¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Hendersonville water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Flat Rock’s trash rules yet
SchoolsHenderson County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereHenderson County Board of ElectionsHenderson County; contacts on the Handbook page.FVAP, Aug 2025
ZIP codes28731, 28739, 2879228731 62% · 28739 35% · 28792 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Flat Rock.

Flat Rock is a second-home town and has added a third more jobs in ten years, but it has homes that cost more against local pay than most of North Carolina.

SchoolsB+

Flat Rock earns a B+ for schools

Its one school is below.

66%of NC districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Lake House Academy PrivateLargest high schoolGrades 6–10Grades 6–1027–

NCES · EDFacts · graded within NC on state tests and graduation

OutdoorsB+

Conserved land covers 10.3% of Flat Rock

7.2 miles of trail in 1 park or preserve. The trail density in Flat Rock is 0.9 miles per square mile. The Park at Flat Rock, at 63 acres with 2.8 miles of trail, is the biggest park or preserve.

#34for trails in NC
10.3%
conserved · 541 of 5,236 acres
7.2 mi
of trails · 0.9 per sq mi
Biggest places to walkTrailsAcres
1. The Park at Flat Rock2.8 mi63

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthA−

Flat Rock stands out in North Carolina and nationally, with fewer of its adults who report frequent mental distress

10% of adults report frequent mental distress in Flat Rock. Among 289 North Carolina towns, just 1 have a lower share of adults who feel lonely than Flat Rock. 17% of adults say their health is fair or poor in Flat Rock.

80%healthier than U.S. townsA−Health Grade
Flat RockNorth Carolina townsU.S. towns
Frequent mental distress (CDC PLACES)10%17%17%
Binge drink (CDC PLACES)9.2%15%16%
Feel lonely (CDC PLACES)24%33%33%
Yearly checkup (CDC PLACES)88%80%79%
32 measures vs. North Carolina
19 better5 too close to call8 worse
What stands outFlat RockNC
Fewer adults facing housing insecurity4.2%12.2%
Fewer adults facing a utility shut-off2.9%8.1%
More adults who have had cancer17.2%7.9%
Pardee Hospital Henderson County
3.8 mi away · emergency room
1 of 3
care shortages: mental health
73rd
percentile among NC towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A−

Very low risk in Flat Rock, with inland flooding at the top

Expected storm and flood damage is lower than in 81% of U.S. communities. Since 2020, 12 flood insurance claims have been paid out in Flat Rock.

19risk score of 100
FEMA risk score
19Very low riskLowerHigher
Inland floodingCold wavesTornadoes
12
paid flood claims since 2020
3
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade C

A larger share of households in Flat Rock own their home than in the typical North Carolina or U.S. town

At 6.3 years of the Asheville metro’s $72K median household income, the typical home (about $451K) costs more against local pay than in 88% of North Carolina towns; that ratio is one input to its C for cost of living. The median property tax bill is $2,853, against $1,896 across North Carolina, another input to its cost-of-living grade.

95% of Flat Rock households own their home. The typical Flat Rock home is worth about $451,000, down 2% in a year, 36% above the North Carolina typical home.

$451KZillow home value
Flat RockNorth Carolina townsU.S. towns
Households that own their home95%67%73%
Median rent$1,074 a month$1,086 a month$1,185 a month

Typical home value

Flat Rock$451K
North Carolina$332K
−2%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade B

Flat Rock has 0.5 jobs for every working resident, so most commute out

Jobs based here grew from 406 in 2013 to 589. 34.3% of workers work from home, against 16.3% across North Carolina.

Most working residents leave Flat Rock for work: only 3% work in town. Jobs based in Flat Rock grew to 589 in 2023, 183 more than in 2013. Flat Rock’s median household income is $95,000.

3%work in town
Flat RockNorth Carolina townsU.S. towns
Median household income$95,000$69,000$80,000
Below the poverty line7.6%13%9.6%
Working residents who work in town3.3%6.8%8%
Average trip to work25 minutes24 minutes25 minutes

Where working residents work

In Flat Rock3%
Hendersonville19%
Asheville12%
Charlotte6%
East Flat Rock3%
14 mi
median commute distance
589
jobs based in Flat Rock
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 22% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Flat Rock, expect four seasons and pleasant summers

Flat Rock has mild winters and pleasant summers, with plenty of rain. Among 290 North Carolina towns, just 7 have a lower July high than Flat Rock.

7″snow a winter

Typical low → high °F

Winter31–50°
Spring46–67°
Summer63–81°
Fall48–67°
Oct 25
typical first frost
Apr 14
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Nearby attractions

Mount Mitchell and 26 more within 40 miles

Museums, parks, gardens and other places to visit around Flat Rock. Close and well known come first.

All 47 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Mount Mitchell: Unknown, Public domain · Blue Ridge Parkway: Ken Thomas, Public domain · Pisgah National Forest: Ken Thomas, Public domain · Carl Sandburg Home National Historic Site: Victoria Stauffenberg, Public domain · Lake Jocassee: Clemson3564, Public domain · DuPont State Forest: Ccalvin, CC BY-SA 3.0

Keep exploring

Everything we know about Flat Rock

19pages on Flat Rock
After high school

Colleges nearby

2 within 15 miles of the center of Flat Rock

A commuter town

97% of working residents leave Flat Rock for work

Where Flat Rock’s working residents go each day. Line width shows the share.

19% → Hendersonville Hendersonville 19% 12% → Asheville Asheville 12% 6% → Charlotte Charlotte 6% 3% → East Flat Rock East Flat Rock 3% 3% → Fletcher Fletcher 3% 3% → Mills River Mills River 3% Flat Rock · 3% stay
589jobs based in Flat Rock
3%of working residents work in town
14 mimedian commute distance

Census LEHD 2023

Landmarks

3 places in Flat Rock on the National Register of Historic Places.

All landmarks →

About Flat Rock

Village in North Carolina, United States

Official town website ↗

Flat Rock is a village in Henderson County, North Carolina, United States. The population was 3,114 at the 2010 census. It is part of the Asheville Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
8.2 sq mi
Elevation
2,205 ft
ZIP code
28731
Area code
828

Flat Rock’s neighbors

2 towns share a border with Flat Rock.

Explore the map →
How the neighbors grade
TownNC rankOverallCostSafetySchoolsHealth
Flat Rock#69BC—B+A−
East Flat Rock#55BB+—B+C
Hendersonville#182C−C−C−B+B−

Flat Rock and East Flat Rock report no FBI crime data of their own. Compare Flat Rock with a neighbor →

Questions about Flat Rock

Short answers, built from the data on this page.

Is Flat Rock, NC a good place to live?

By most measures, yes. Flat Rock grades B overall, better than 57% of U.S. towns and #69 of 286 in North Carolina. It grades A− for health and B+ for schools. Walkability is its weak spot, with a C−.

Is Flat Rock, NC expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.