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Waterloo Community MausoleumWaterloo Community Mausoleum · Photo: Nyttend · Public domain
Waterloo-Grant Township Public Library

Waterloo’s library lends 5.6 print items per resident, against a typical 3.8 for libraries its size

Waterloo-Grant Township Public Library serves 4,748 people in and around Waterloo. Last year it lent 33K books, movies and e-books and logged 14K visits.

300 South Wayne Street, Waterloo 46793 · about 56 hours a week
A−Civic lifeAhead of 82% of U.S. towns. Nonprofits and volunteering.
Borrowed a year
33K
6.9 per resident
Visits a year
14K
3 per resident · Below typical (3)
Programs & events
233
about 4 a week · 3,530 attended
Cardholders
21%
1,015 cards
Open
56 hrs
a week at this branch
In brief

What Waterloo’s library is like

Most programs are for young children

74% of the 233 programs last year were for ages 11 and under, including 42 for ages 0–5. Kids & programs ↓

Kids’ books are most of what goes out

Children’s books and media make up 61% of print loans. Per resident, kids’ borrowing is higher than at 81% of similar-size libraries. What people borrow ↓

A well-funded system

Waterloo-Grant Township Public Library spends $94 per resident a year, about twice the typical $43 for a library its size. Almost all of it (87%) comes from local taxes. What your card is worth ↓

This summary is written from the numbers on this page. Numbers are the library’s own report to the Public Libraries Survey, fiscal year 2024; Waterloo-Grant Township Public Library serves 4,748 people in and around Waterloo, and its numbers cover all of them.

Civic life grade

What’s behind Waterloo’s civic life grade

On community nonprofits and volunteering, Waterloo is ahead of 82% of U.S. towns. Waterloo is graded on two of the three inputs. Both inputs are above most U.S. towns; Waterloo’s count of community nonprofits ranks highest.

A−
Civic lifeA character grade: shown, never part of Waterloo’s overall grade.
All U.S. towns we grade (17,556)Ahead of 82%
FewerMore
U.S. towns with similar incomes, $50K–$84K (8,783)Ahead of 81%

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Waterloo is small (2,168 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

13 community nonprofits are registered in Waterloo

6.3 per 1,000 residents, against a U.S. town median of 3.7. The largest group: human services.

Community nonprofits, by kind

Arts & culture00.00 per 1,000 · U.S. towns 0.24
Youth, sports & recreation31.45 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans10.48 per 1,000 · U.S. towns 0.74
Human services41.93 per 1,000 · U.S. towns 0.59
Education20.96 per 1,000 · U.S. towns 0.43
Health10.48 per 1,000 · U.S. towns 0.16
Environment & animals10.48 per 1,000 · U.S. towns 0.17
Other10.48 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (4 here), since whether a church registers depends on its denomination, not the town.

Volunteering

8.5%

8.5% of Waterloo’s Facebook users aged 25–44 belong to a volunteering or activism group, against 9.1% in the typical Indiana town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Waterloo’s residents live; 2022.

★ What stands out · Kids & programs

About 3 kids’ programs a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Waterloo →

Programs last year by age group

Ages 0–542
Ages 6–11130
Teens1
Adults39
All ages21
Little ones
0.8

story times and programs a week for ages 0–5, on average.

16K
kids’ books & media borrowed
3,530
people at programs
233
programs
How it compares

Ahead of most similar-size libraries on 6 of 8 measures

Per resident, against libraries serving 2,500 to 10,000 people across the U.S.

Visits per resident 3 visits · typical 3Lower than 51%
Borrowing per resident 5.6 print items · typical 3.8Higher than 70%
Digital borrowing 1.2 e-items · typical 1Higher than 58%
Kids’ borrowing 3.4 kids’ items · typical 1.6Higher than 81%
Program attendance 0.7 attendees · typical 0.5Higher than 66%
Programs offered 49.1 per 1,000 residents · typical 34Higher than 66%
Cardholders 21% of residents · typical 42%Lower than 83%
Spending $94 per resident · typical $43Higher than 89%
Fewer per residentMore per resident
Size group

Waterloo-Grant Township Public Library serves 4,748 people, so it’s measured against U.S. libraries serving 2,500 to 10,000.

A year at the library

Every hour the doors are open, about 11 items go out

Fiscal year 2024, for the whole Waterloo-Grant Township Public Library system. The library’s own count.

14K
visits
3 per resident
33K
loans, print + digital
6.9 per resident
233
programs & events
3,530 attended
1,015
library cards
21% of people served
Every open hour11items borrowed
Every week68people at a program
Every day8Wi-Fi sessions
6 staff (full-time equivalent)14 public computers
What people borrow

More than half the print loans are kids’ books

33K loans last year: print, kids’ and digital.

33Kloans
Books & media (adults) 32%Kids’ books & media 50%E-books, audio & streaming 18%
From your couch

5,807 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

The building

Find it

Waterloo-Grant Township Public Library, 300 South Wayne Street, Waterloo.

56
hours open a week
5,200
square feet
With a card

E-books and audiobooks from home. Loans renew on their own if no one’s waiting. Research databases: courses, journals, genealogy. Good at every Waterloo-Grant Township Public Library branch.

New in Waterloo? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $1.13 worth

Set what you’d borrow in a month. It starts at what the average Waterloo cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
1
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$348
a year at retail prices · $29 a month

Who pays for it
$94 per resident a year

Typical for a library this size: $43. Operating budget $449K.

Local taxes 87%State 6%Gifts & other 7%

Last year the library lent and hosted about $505K worth of books, e-books, programs and Wi-Fi on a $449K budget.

Late fines apply to some overdue items.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 1,015 cardholders ÷ 12.

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Waterloo-Grant Township Public Library serves 4,748 people in and around Waterloo, so the yearly numbers cover all of them, not just Waterloo.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Waterloo

Does Waterloo have a public library?

Yes. Waterloo-Grant Township Public Library, 300 South Wayne Street, serves 4,748 people in and around Waterloo (the survey’s count) and is open about 56 hours a week, averaged over the year.

Is Waterloo-Grant Township Public Library fine-free? Does it lend e-books?

It charges late fines on some overdue items, and it lends e-books and audiobooks with a card (the library’s 2024 survey report).

How busy is Waterloo’s library?

It logged 3.0 visits and lent 6.9 items per resident in 2024, against a typical 3 visits for libraries serving 2,500 to 10,000 people.

What is Waterloo’s civic life grade?

A− Waterloo is ahead of 82% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Waterloo.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.