The Waterloo post office opened in 1870, the earliest record of the town by name. Another post office, Waterloo City (1862), opened inside today’s town and later closed.
2020 census: 2,116156 years
How historic is Waterloo?
B+
More historic than 70% of U.S. towns, on its age, its old homes and the National Register.
Founding year: the first Waterloo post office (Blevins & Helbock, CC0).The full story ↓
History grade
What drives Waterloo’s History grade
On its age, its old homes and the National Register, Waterloo is more historic than 70% of U.S. towns. Its share of homes from before 1940 holds the grade up; its age pulls it down.
B+
HistoryA character grade: shown, never part of Waterloo’s overall grade.
Indiana towns list more on the Register than most of the country (a typical Indiana town has 7.9 per 10,000 residents, the U.S. 2.4), so Waterloo’s 4.8 sits near the middle of its state (53% of Indiana towns have fewer) while its 1 listings outnumber those of 51% of U.S. towns.
How sure. Graded on any two of the three inputs instead, the letter would range from C to A−. The pre-1940 share is a Census survey estimate (±8.7 points). The founding year is the first post office, not a stated founding date.
Founding year: the first post office (other dates in Quick answers). Homes: Census ACS 2020–24. National Register: National Park Service, May 2026 list; each listing counted once (boundary changes and added documentation belong to their listing), and a historic district counts its contributing buildings. How TownRatings grades history →
What stands out about Waterloo’s past
Read from the archive, the National Register and the record. The page puts what stands out first.
History of Waterloo 19 The land now comprising the town and village of Waterloo was, prior to 1845, a part of the town of Aztalan. From the best data available the political organization of Waterloo as a town was effected in 1 845 or 1 846, with Abram Vanderpool as its first chairman, and P. M. Brooks its first clerk. J. H.
Text read by machine from the scan; it may contain errors.
68. Members. § 1. That the Fire Department of the City of Waterloo shall consist of the members now composing the same, and such new members as shall from time to time be elected thereto by the members thereof, under such regulations as they shall prescribe; Provided, however, that at no time shall the membership thereof be less than ten active members, residents of the City of Waterloo, and of the age of not less than eighteen years. And should the membership thereof at any time become reduced to less than ten, and the Department neglect or
Text read by machine from the scan; it may contain errors.
History of Dekalb County, Indiana, with biographical sketches of representative citizens and genealogical records of old families1914 · page 291Read the page →
Read the text
With the completion of the new railroad, elevators were built at the various stations along the line, and it became the market place for what had formerly been taken to Waterloo, thus depriving that town of much of its prestige. Six miles north of Waterloo was Mottinger's and Gramlin's Crossing, the point of greatest elevation on the road, and consequently the station was called Summit. The station was hard to reach by north-bound trains on account of the grade, and many of the indifferent engines of that day were compelled to take the train up in two sections, after vainly puffing to a stand-
Text read by machine from the scan; it may contain errors.
National Park Service, National Register of Historic Places. Photos from Wikimedia Commons, credited on each place’s page.
Places that used to be
Lost post offices
Waterloo’s post office has been open since 1870. Another post office, Waterloo City, opened and closed inside today’s town.
Waterloo City
1862–1871
Waterloo
1870–today
18601940today
US Post Offices dataset (Blevins & Helbock, CC0). Places and cemeteries from the USGS Geographic Names Information System (2021).
Questions about Waterloo’s history
What year was Waterloo founded?
The Waterloo post office opened in 1870, the earliest record of the town by name (U.S. post office records).
How does Waterloo rank for history?
Waterloo is more historic than 70% of U.S. towns. The History grade combines the town’s founding era, the share of homes built before 1940 and its National Register listings. It’s a character grade, so it isn’t part of the overall grade. How it works.
What is on the National Register in Waterloo?
One place: the Waterloo Community Mausoleum (listed 2014).
How old are the homes in Waterloo?
42% of Waterloo’s homes were built before 1940 (Census estimate, ±8.7 points), against a typical 14% for an Indiana town; the median home was built in 1958.
Founding dates: Wikidata, Wikipedia, the U.S. post office records of Blevins & Helbock (CC0) and the Census. Homes by year built: Census ACS 2020–24. National Register of Historic Places: National Park Service (list of May 22, 2026). Old photos, postcards and papers: Wikimedia Commons, the Library of Congress and other public archives, credited on each item’s page. Maps: U.S. Geological Survey historical topographic maps (via Esri) and Sanborn fire-insurance maps (Library of Congress). History text and census tables: Wikipedia (CC BY-SA 4.0). Places that used to be: USGS Geographic Names Information System (2021).
From Wikimedia Commons (3), the Library of Congress (1), Wikidata (1), the National Register of Historic Places (1), Wikipedia, Wikidata and Wikipedia for famous people, the US Post Offices dataset (Blevins & Helbock), the USGS Geographic Names Information System and old county and town histories (Internet Archive). Archive images are copied here with their credits and licenses, shown on each photo’s page. Refreshed monthly.