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B+History
History · Waterloo

Waterloo’s post office opened in 1870, and 42% of its homes were built before 1940

More historic than 70% of U.S. towns. What drives it

Its Register listing is the Waterloo Community Mausoleum. Below: 1 old photo or paper and old-book passages.

1870first post office
1on the National Register
42%homes built before 1940
1old photo or paper
1famous people
From Waterloo’s archive · credits on each photo
Quick answers

How Waterloo began

When was Waterloo founded?

1870

The Waterloo post office opened in 1870, the earliest record of the town by name. Another post office, Waterloo City (1862), opened inside today’s town and later closed.

2020 census: 2,116156 years

How historic is Waterloo?

B+

More historic than 70% of U.S. towns, on its age, its old homes and the National Register.

What drives the grade ↓
Founding year: the first Waterloo post office (Blevins & Helbock, CC0).The full story ↓
History grade

What drives Waterloo’s History grade

On its age, its old homes and the National Register, Waterloo is more historic than 70% of U.S. towns. Its share of homes from before 1940 holds the grade up; its age pulls it down.

B+
HistoryA character grade: shown, never part of Waterloo’s overall grade.
All U.S. towns we grade (21,289)Ahead of 70%
NewerOlder

Indiana towns list more on the Register than most of the country (a typical Indiana town has 7.9 per 10,000 residents, the U.S. 2.4), so Waterloo’s 4.8 sits near the middle of its state (53% of Indiana towns have fewer) while its 1 listings outnumber those of 51% of U.S. towns.

How sure. Graded on any two of the three inputs instead, the letter would range from C to A−. The pre-1940 share is a Census survey estimate (±8.7 points). The founding year is the first post office, not a stated founding date.

Founding year: the first post office (other dates in Quick answers). Homes: Census ACS 2020–24. National Register: National Park Service, May 2026 list; each listing counted once (boundary changes and added documentation belong to their listing), and a historic district counts its contributing buildings. How TownRatings grades history →

What stands out about Waterloo’s past

Read from the archive, the National Register and the record. The page puts what stands out first.

★ What stands out · Help out

Start Waterloo’s collection

The first neighbors to add old photos shape how Waterloo’s history is told.

Decades since 1900 with photos
00s10s20s30s40s50s60s70s80s90s
0 of 10 decades. The empty ones are waiting for someone’s album.
The story

How Waterloo came to be

From Wikipedia’s history of Waterloo.

Read it all →

Waterloo was laid out in 1856 when the railroad was extended to that point. It was likely named after Waterloo, in Belgium.

The Waterloo Community Mausoleum was added to the National Register of Historic Places in 2014.

Text from Wikipedia, licensed CC BY-SA 4.0.

From the old history books

What they wrote about Waterloo, 1904–1915

Passages that mention Waterloo, cut from the printed page as they were published.

History of Waterloo 19 The land now comprising the town and village of Waterloo was, prior to 1845, a part of the town of Aztalan. From the best data available the political organization of Waterloo as a town was effected in 1 845 or 1 846, with Abram Vanderpool as its first chairman, and P. M. Bro…
History of Waterloo1915Read the page →
Read the text

History of Waterloo 19 The land now comprising the town and village of Waterloo was, prior to 1845, a part of the town of Aztalan. From the best data available the political organization of Waterloo as a town was effected in 1 845 or 1 846, with Abram Vanderpool as its first chairman, and P. M. Brooks its first clerk. J. H.

Text read by machine from the scan; it may contain errors.
68. Members. § 1. That the Fire Department of the City of Waterloo shall consist of the members now composing the same, and such new members as shall from time to time be elected thereto by the members thereof, under such regulations as they shall prescribe; Provided, however, that at no time shall…
The Waterloo city code1904Read the page →
Read the text

68. Members. § 1. That the Fire Department of the City of Waterloo shall consist of the members now composing the same, and such new members as shall from time to time be elected thereto by the members thereof, under such regulations as they shall prescribe; Provided, however, that at no time shall the membership thereof be less than ten active members, residents of the City of Waterloo, and of the age of not less than eighteen years. And should the membership thereof at any time become reduced to less than ten, and the Department neglect or

Text read by machine from the scan; it may contain errors.
With the completion of the new railroad, elevators were built at the various stations along the line, and it became the market place for what had formerly been taken to Waterloo, thus depriving that town of much of its prestige. Six miles north of Waterloo was Mottinger's and Gramlin's Crossing, th…
History of Dekalb County, Indiana, with biographical sketches of representative citizens and genealogical records of old families1914 · page 291Read the page →
Read the text

With the completion of the new railroad, elevators were built at the various stations along the line, and it became the market place for what had formerly been taken to Waterloo, thus depriving that town of much of its prestige. Six miles north of Waterloo was Mottinger's and Gramlin's Crossing, the point of greatest elevation on the road, and consequently the station was called Summit. The station was hard to reach by north-bound trains on account of the grade, and many of the indifferent engines of that day were compelled to take the train up in two sections, after vainly puffing to a stand-

Text read by machine from the scan; it may contain errors.
219. Corporate Seal. § 1 That the Corporate Seal of the City of Waterloo shall be in a circular form with the words "City of Waterloo, Monroe Co., Ill ," in the ©xterior circle; and a vignette representing an ear of corn in the interior circle, which seal shall be used in all cases where required b…
The Waterloo city code1904Read the page →
Read the text

219. Corporate Seal. § 1 That the Corporate Seal of the City of Waterloo shall be in a circular form with the words "City of Waterloo, Monroe Co., Ill ," in the ©xterior circle; and a vignette representing an ear of corn in the interior circle, which seal shall be used in all cases where required by law or ordinance. But in no case shall the impression of the corporate seal be binding upon the City, unless it is authorized by law or the ordinances of said City and is attested by the official signature of the City Clerk.

Text read by machine from the scan; it may contain errors.

Scans and text from the Internet Archive. Books published in 1930 or earlier, which are in the public domain.

Timeline

Waterloo, 1862 to 1875

Woven from the archive, old maps, post office records, the National Register and the people born here.

  1. 19th century
  2. 1862Post officeThe Waterloo City post office opens
  3. 1870Post officeThe Waterloo post office opens
  4. 1871Post officeThe Waterloo City post office closes
  5. 1875Born hereRaymond E. Willis is born here
By decade

Waterloo, decade by decade

Then & now

Stand where they stood

No then-and-now pairs yet. Take a photo from the same spot as an old one and they appear here side by side.

Ranck Round Barn, Fayette-Wayne County Line Road
Retake this viewRanck Round Barn, Fayette-Wayne County Line Road

Find the spot, match the angle, and add your photo. It becomes the first then-and-now pair on Waterloo’s page.

Retake this view · +15
On the National Register

1 historic place in Waterloo

The country’s official list of buildings and places worth saving.

place listed
1
National Historic Landmarks
0
none yet
historic buildings protected
1
each building in a district counts
first listed
2014
Waterloo Community Mausoleum

National Park Service, National Register of Historic Places. Photos from Wikimedia Commons, credited on each place’s page.

Places that used to be

Lost post offices

Waterloo’s post office has been open since 1870. Another post office, Waterloo City, opened and closed inside today’s town.

Waterloo City
1862–1871
Waterloo
1870–today
18601940today

US Post Offices dataset (Blevins & Helbock, CC0). Places and cemeteries from the USGS Geographic Names Information System (2021).

Questions about Waterloo’s history

What year was Waterloo founded?

The Waterloo post office opened in 1870, the earliest record of the town by name (U.S. post office records).

How does Waterloo rank for history?

Waterloo is more historic than 70% of U.S. towns. The History grade combines the town’s founding era, the share of homes built before 1940 and its National Register listings. It’s a character grade, so it isn’t part of the overall grade. How it works.

What is on the National Register in Waterloo?

One place: the Waterloo Community Mausoleum (listed 2014).

How old are the homes in Waterloo?

42% of Waterloo’s homes were built before 1940 (Census estimate, ±8.7 points), against a typical 14% for an Indiana town; the median home was built in 1958.

Memory lane

What the archives can’t tell you, neighbors can.

Town Square →
Start a conversation
Sources

Where this page comes from

Founding dates: Wikidata, Wikipedia, the U.S. post office records of Blevins & Helbock (CC0) and the Census. Homes by year built: Census ACS 2020–24. National Register of Historic Places: National Park Service (list of May 22, 2026). Old photos, postcards and papers: Wikimedia Commons, the Library of Congress and other public archives, credited on each item’s page. Maps: U.S. Geological Survey historical topographic maps (via Esri) and Sanborn fire-insurance maps (Library of Congress). History text and census tables: Wikipedia (CC BY-SA 4.0). Places that used to be: USGS Geographic Names Information System (2021).

From Wikimedia Commons (3), the Library of Congress (1), Wikidata (1), the National Register of Historic Places (1), Wikipedia, Wikidata and Wikipedia for famous people, the US Post Offices dataset (Blevins & Helbock), the USGS Geographic Names Information System and old county and town histories (Internet Archive). Archive images are copied here with their credits and licenses, shown on each photo’s page. Refreshed monthly.