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Housing in Waterloo

23 homes sold in Waterloo in the last year, at a typical $156K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, and a shortcut to every site where Waterloo homes are listed.

Homes sold
23
June 2025 to May 2026
Typical sale price
$156K
median, weighted by sales
Price per square foot
$119
Indiana $148
Paid vs. asking
97.9%
30% sold over asking
For sale now
1
May 2026 · 2 sold that month
What sold · last 12 months

Houses are 100% of Waterloo’s sales, at a typical $156K

23 homes sold in the year to May 2026.

Houses$156K

typical sale · 23 sold in 12 months

Per square foot
$119IN $148
Days to sell
35
Sold over asking
30%
Listings with a price cut
42%
9 years of sales

Fewer homes sell than a decade ago, at 2.3 times the 2016 price

23 sales in the last year, against 36 in 2016 and a low of 28 in 2025. The typical sale went from $69K in 2016 to $156K.

Homes soldTypical sale price
012253750$50K$100K$150K$200K2015: 35 sold, typical $76K’152016: 36 sold, typical $69K2017: 29 sold, typical $84K’172018: 33 sold, typical $89K2019: 33 sold, typical $103K’192021: 35 sold, typical $121K2022: 29 sold, typical $140K’222024: 30 sold, typical $158K2025: 28 sold, typical $157K’25Last 12 months: 23 sold, typical $156KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $150K buys in Waterloo

Houseat $119 a sq ft
The same money in Indianaat $148 a sq ft

Is this asking price fair?

Check a listing against what Waterloo homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

Rent or buy?

Owning the typical Waterloo home costs about $905 a month

Mortgage
Property tax
Insurance
Rent

Price: Waterloo’s typical sale, last 12 months. Property tax at Waterloo’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Waterloo is affordable on local pay is on Cost of living.

Before you buy in Waterloo

Five things worth knowing

0.7%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $156K home, about $1,090 a year.

Taxes vs. neighbors
B+

Schools

The schools grade for Waterloo, from test results, graduation and how much students grow.

Schools in Waterloo
24 min

Typical commute

The average one-way trip to work for people who live in Waterloo.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

No busy market nearby sells for less a square foot; Auburn, Hamilton and Avilla for far more

The busier markets within 25 miles of Waterloo, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Auburn217$251K$16125%27
Kendallville132$184K$13423%33
Garrett100$210K$13424%29
Butler43$179K$12023%32
Avilla39$224K$15815%30
Hamilton33$472K$26912%47
Waterloo23$156K$11930%35

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Waterloo, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Waterloo. People who follow the town see it, and so do people comparing Waterloo with their own town. No commission, no listing fee.

Questions about buying a home in Waterloo

What do homes sell for in Waterloo, IN?

23 homes sold in the year to May 2026 at a typical $156K, $119 a square foot.

Is Waterloo a buyer’s or seller’s market?

A seller’s market: 1 homes were for sale in May 2026 and 2 sold, about 0.5 months of supply. Buyers paid 97.9% of asking on average, and 42% of listings cut their price.

How much are property taxes in Waterloo?

About 0.7% of a home’s value a year. On a $156K home that’s near $1,090.

Where can I see homes for sale in Waterloo?

Zillow, Redfin, Realtor.com and Homes.com all carry Waterloo’s MLS listings; the search links above open each one filtered to Waterloo.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).