Guest, Sign inJoin

Post to Waterloo

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Waterloo Community MausoleumWaterloo Community Mausoleum · Photo: Nyttend · Public domain
The Waterloo handbook

Living in Waterloo, IN: what to set up and who to call

All of Waterloo gets its mail under one ZIP code, 46793. Trains stop in Waterloo.

I’m new in town

What to set up in Waterloo, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Waterloo.

Electricity

Power comes from NIPSCO

NIPSCO (Northern Indiana Public Service Co.), an investor-owned utility, serves all of Waterloo. Its homes paid an average of 22.1¢ per kWh in 2025, about $148 a month (its average across Indiana).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Waterloo Water Works

Waterloo Water Works supplies Waterloo: about 96% of residents live in its service area. About 4% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 2,242 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 78% of the 7,966 systems serving 1,001–3,300 people.

Lead, 90th percentile3.6 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2022–Dec 2024, was 3.6 ppb, below the 15 ppb action level that applied. That’s higher than 87% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0 (EPA’s estimate). Violations are counted by the start of their compliance period. IN5217007.

Internet

9 home internet providers serve Waterloo

100% of 897 addresses can get 100/20 Mbps; 90% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
Mediacom XtreamCable100%1,000/50
Surf InternetFiber85%1,000/1,000
FrontierFiber, DSL80%7,000/7,000
MetaLINKFixed wireless100%200/50
Watch CommunicationsFixed wireless98%100/20
VerizonFixed wireless84%300/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have Waterloo’s trash rules yet

Pickup rules, the dump and recycling in Waterloo.

Schools

Where your child goes to school

Public school districts and the school path by grade.

Waterloo kids go to
PK–54 elementary schoolsDepends on your address
6–8DeKalb Middle SchoolDeKalb County Central United School District
9–12DeKalb High SchoolDeKalb County Central United School District

Waterloo is in DeKalb County Central United School District.

B+School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Jun 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Waterloo is in ZIP code 46793

ZIP codes where Waterloo residents live, with the share of the town in each.

ZIPPost office nameShare of WaterlooZIP’s residents in Waterloo
46793Waterloo, IN100%52%
Area code260Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

Train: OpenStreetMap (© OpenStreetMap contributors). ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Waterloo

Who supplies Waterloo’s drinking water, and has it had violations?

Waterloo Water Works (EPA ID IN5217007). It reported no health-based violations to EPA in the five years to October 2026; 78% of systems its size had none. Its latest lead 90th percentile was 3.6 ppb (Jan 2022–Dec 2024), against a 15 ppb action level.

Who provides electricity in Waterloo?

NIPSCO (Northern Indiana Public Service Co.), an investor-owned utility. Its homes paid about 22.1¢ per kWh in 2025 (EIA).

What internet providers serve Waterloo?

Mediacom Xtream, Surf Internet, Frontier, MetaLINK, Watch Communications, Verizon (FCC, as of December 2025).

What ZIP codes are in Waterloo?

46793. Census 2020 ZIP Code Tabulation Areas.

What school district is Waterloo in?

DeKalb County Central United School District.

How do I register to vote in Waterloo?

In Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the DeKalb County Circuit Court Clerk. Check your registration at indianavoters.in.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.