Each edition grades its towns against each other only.
A town of 2,168, settled in 1870.
The best of Waterloo’s subject grades are an A+ for cost of living and an A− for civic life; the weakest is a C for health. Only 38 of Indiana’s 1,096 towns score higher on cost of living. 8.3% of residents are 65 or older in Waterloo, below both Indiana’s towns (18%) and U.S. towns (18%). Waterloo Community Mausoleum is on the National Register of Historic Places. Waterloo has fewer than 2,500 residents, so it gets subject grades but no overall grade.
Where Waterloo beats most towns.
Each subject compared with towns across the country (schools within Indiana), ordered by how far Waterloo is from typical.
How TownRatings grades towns →
The archive holds 5 old photos and papers going back to 2008.
1 place on the National Register of Historic Places.
Who provides power, water and the rest in Waterloo, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Waterloo.
Expected storm and flood damage is lower than in 79% of U.S. communities. Since 1983, 2 flood insurance claims have been paid out in Waterloo.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Waterloo beats the Indiana average on 1 of 32 CDC measures and trails it on 1. 44% of Waterloo adults have obesity, where Indiana’s towns sit at 39% and U.S. towns at 35%. 28% of Waterloo adults have been diagnosed with depression.
| Waterloo | Indiana towns | U.S. towns | |
|---|---|---|---|
| Obesity (CDC PLACES) | 44% | 39% | 35% |
| Depression (CDC PLACES) | 28% | 26% | 23% |
| Frequent mental distress (CDC PLACES) | 20% | 18% | 17% |
| Sleep under 7 hours (CDC PLACES) | 39% | 37% | 36% |
| What stands out | Waterloo | IN |
|---|---|---|
| Fewer older adults who have lost all their teeth | 11.7% | 15.4% |
| Fewer women getting mammograms | 66.5% | 76.4% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Waterloo has chilly winters and pleasant summers. July afternoons reach 83°, January nights drop to 17° and about 30 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
Most working residents leave Waterloo for work: only 6% work in town. Since 2013, Waterloo has added 370 jobs, to 1,044 in 2023. 13% of residents live below the poverty line in Waterloo.
| Waterloo | Indiana towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 13% | 10% | 9.6% |
| Working residents who work in town | 6% | 11% | 8% |
| Median household income | $67,000 | $71,000 | $80,000 |
Census LEHD 2023 · ACS
The typical Waterloo home is worth about $256,000, up 7.3% in a year, close to the Indiana typical home. The median rent in Waterloo is $829 a month.
| Waterloo | Indiana towns | U.S. towns | |
|---|---|---|---|
| Median rent | $829 a month | $947 a month | $1,185 a month |
| Households that own their home | 81% | 76% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Museums, parks, gardens and other places to visit around Waterloo. Close and well known come first.
6 mi MuseumAuburn Cord Duesenberg Automobile Museum17 mi Theme parkFun Spot Amusement Park & Zoo
24 mi Zoo & aquariumFort Wayne Children's Zoo
25 mi MuseumFort Wayne Museum of Art
25 mi GardenFoellinger-Freimann Botanical Conservatory24 mi Stadium & arenaNorth Side High School GymAuburn Cord Duesenberg Automobile Museum: Michael Walter, a.k.a. Cuppysfriend, CC BY-SA 3.0 · Fort Wayne Children's Zoo: Momoneymoproblemz, CC BY-SA 3.0 · Fort Wayne Museum of Art: Momoneymoproblemz, CC BY-SA 3.0 · Foellinger-Freimann Botanical Conservatory: Diego Delso, CC BY-SA 3.0
2 within 15 miles of the center of Waterloo
About 4 of every 100 Waterloo residents are enrolled in college, against 6 across Indiana.
Town in Indiana, United States
Waterloo is a town in Grant and Smithfield townships, DeKalb County, Indiana, United States. The population was 2,116 at the 2020 census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.
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