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Housing in Upper Grand Lagoon

388 homes sold in Upper Grand Lagoon in the last year, at a typical $387K

Houses and condos split the market almost evenly. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Upper Grand Lagoon homes are listed.

Homes for sale in Upper Grand LagoonZillowRedfinRealtor.comMore places to look ↓
Homes sold
388
October 2025 to September 2026
Typical sale price
$387K
houses $465K · condos $334K (year to May 2026)
Price per square foot
$225
Florida $243
Paid vs. asking
95.3%
4% sold over asking
For sale now
251
September 2026 · 42 sold that month
What sold · last 12 months

A quarter of Upper Grand Lagoon’s sales are condos, at $130K less than a house

195 houses and 101 condos sold in the year to May 2026. Houses sell faster.

Houses$465K

typical sale · 195 sold in the year to May 2026

Per square foot
$236FL $245
Days to sell
102
Sold over asking
6%
Listings with a price cut
32%
Condos$334K

typical sale · 101 sold in the year to May 2026

Per square foot
$245FL $262
Days to sell
117
Sold over asking
4%
Listings with a price cut
26%
Fewer sales

Multi-family (2–4 units): 11 sold, typical $601K
Townhouses: 44 sold, typical $263K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than before 2022, at 1.8 times the 2016 price

388 sales in the last year, against 722 in 2021 and a low of 314 in 2012. The typical sale went from $211K in 2016 to $387K.

Homes soldTypical sale price
0187375562750$200K$300K$400K$500K2012: 314 sold, typical $179K’122013: 415 sold, typical $183K2014: 452 sold, typical $180K’142015: 451 sold, typical $198K2016: 511 sold, typical $211K’162017: 541 sold, typical $213K2018: 500 sold, typical $240K’182019: 525 sold, typical $253K2020: 600 sold, typical $287K’202021: 722 sold, typical $326K2022: 541 sold, typical $393K’222023: 436 sold, typical $407K2024: 386 sold, typical $392K’242025: 345 sold, typical $417KLast 12 months: 388 sold, typical $387KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $400K buys in Upper Grand Lagoon

Houseat $236 a sq ft, year to May 2026
Condoat $245 a sq ft, year to May 2026
The same money in Floridaat $245 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Upper Grand Lagoon homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Upper Grand Lagoon are back to pre-pandemic levels, and more homes are for sale

We read every month of Upper Grand Lagoon’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 388 sales.

If you’re buying in Upper Grand Lagoon

  • Shop in August. It brings about 55 new listings a month, close to the busiest month, with fewer bidding wars (6% over asking).
  • Offer under asking. Buyers paid 95.3% of the list price on average; 4% paid over.
  • You’ll usually have time. Only 19% of homes go under contract within two weeks; the typical one takes 98 days.
Best time to buy

Spring brings the homes; summer brings the bidding wars

May has the most new listings (about 63 a month), but June is the most competitive: 12% of June sales close over asking. July and August offer nearly as much choice with fewer homes bid up (8%). October has the least competition (6%).

New listings a monthShare sold over asking
016.332.548.8657%13%20%Sweet spotJan: 54 new listings a month, 9% sold over asking, 107 days to sellJFeb: 60 new listings a month, 8% sold over asking, 106 days to sellFMar: 62 new listings a month, 9% sold over asking, 89 days to sellMApr: 62 new listings a month, 8% sold over asking, 81 days to sellAMay: 63 new listings a month, 10% sold over asking, 85 days to sellMJun: 62 new listings a month, 12% sold over asking, 87 days to sellJJul: 59 new listings a month, 8% sold over asking, 87 days to sellJAug: 55 new listings a month, 6% sold over asking, 87 days to sellASep: 51 new listings a month, 7% sold over asking, 91 days to sellSOct: 49 new listings a month, 6% sold over asking, 92 days to sellONov: 39 new listings a month, 9% sold over asking, 94 days to sellNDec: 36 new listings a month, 8% sold over asking, 103 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Nearly as heated as 2021, and about like Florida as a whole

Upper Grand Lagoon now2017–192021 peakFL now
Sold over askingShare of sales that closed above the list price4%7%14%9%
Gone within two weeksShare of homes under contract within 14 days19%3%4%21%
Price paid vs. askingAverage sale price ÷ list price95.3%96.2%97.5%96.4%
Days to sellMedian days from listing to contract98907175
Supply

255 homes for sale on a typical day

That’s 1.5 times the 2022 low (168) and 18% more than in 2017–19.

2012: 250 for sale’122013: 273 for sale2014: 318 for sale2015: 283 for sale’152016: 259 for sale2017: 221 for sale2018: 218 for sale’182019: 208 for sale2020: 222 for sale2021: 172 for sale’212022: 168 for sale2023: 203 for sale2024: 263 for sale’242025: 265 for saleLast 12 months: 255 for saleNow
Prices by type

Since 2019, houses are up 57%, condos 47%

A house typically sold for $465K in the year to May 2026 (195 sales), a condo for $334K (101).

$225K$350K$475K$600K2013201520172019202120232025NowHouses 2013: $207K, 218 salesHouses 2014: $219K, 242 salesHouses 2015: $226K, 259 salesHouses 2016: $233K, 290 salesHouses 2017: $250K, 308 salesHouses 2018: $292K, 259 salesHouses 2019: $296K, 267 salesHouses 2020: $324K, 325 salesHouses 2021: $383K, 366 salesHouses 2022: $478K, 277 salesHouses 2023: $486K, 242 salesHouses 2024: $459K, 216 salesHouses 2025: $490K, 200 salesHouses last 12 months: $465K, 195 salesHouses $465KCondos 2013: $175K, 142 salesCondos 2014: $126K, 126 salesCondos 2015: $149K, 130 salesCondos 2016: $165K, 157 salesCondos 2017: $180K, 171 salesCondos 2018: $206K, 190 salesCondos 2019: $227K, 180 salesCondos 2020: $250K, 206 salesCondos 2021: $282K, 266 salesCondos 2022: $345K, 195 salesCondos 2023: $341K, 148 salesCondos 2024: $344K, 133 salesCondos 2025: $337K, 101 salesCondos last 12 months: $334K, 101 salesCondos $334K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Florida

Upper Grand Lagoon ranks 436th of 542 busy Florida markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Upper Grand Lagoon is one of the state’s calmer markets.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Upper Grand Lagoon home costs about $2,231 a month

Mortgage
Property tax
Insurance
Rent

Price: Upper Grand Lagoon’s typical sale, last 12 months. Property tax at Upper Grand Lagoon’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Upper Grand Lagoon is affordable on local pay is on Cost of living.

Before you buy in Upper Grand Lagoon

Six things worth knowing

63

New listings in May

The month with the most choice. December has the fewest, about 36.

Best time to buy
0.7%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $387K home, about $2,540 a year.

Taxes vs. neighbors
B

Schools

The schools grade for Upper Grand Lagoon, from test results, graduation and how much students grow.

Schools in Upper Grand Lagoon
21 min

Typical commute

The average one-way trip to work for people who live in Upper Grand Lagoon.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Pretty Bayou, Lynn Haven, Springfield and Parker sell for less a square foot; Lower Grand Lagoon and Panama City Beach for far more

The busier markets within 25 miles of Upper Grand Lagoon, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Panama City Beach1,187$376K$3242%112
Upper Grand Lagoon388$387K$2254%98
Lower Grand Lagoon337$488K$3773%92
Lynn Haven265$329K$1949%61
Springfield115$253K$17910%76
Parker58$267K$1867%83
Pretty Bayou50$417K$2114%88

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Upper Grand Lagoon, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Upper Grand Lagoon. People who follow the town see it, and so do people comparing Upper Grand Lagoon with their own town. No commission, no listing fee.

Questions about buying a home in Upper Grand Lagoon

What do homes sell for in Upper Grand Lagoon, FL?

388 homes sold in the year to September 2026 at a typical $387K, $225 a square foot. Houses sold for about $465K, condos for about $334K in the year to May 2026.

Is Upper Grand Lagoon a buyer’s or seller’s market?

A balanced market: 251 homes were for sale in September 2026 and 42 sold, about 5.9 months of supply. Buyers paid 95.3% of asking on average.

When is the best time to buy in Upper Grand Lagoon?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Upper Grand Lagoon?

About 0.7% of a home’s value a year. On a $387K home that’s near $2,540.

Where can I see homes for sale in Upper Grand Lagoon?

Zillow, Redfin, Realtor.com and Homes.com all carry Upper Grand Lagoon’s MLS listings; the search links above open each one filtered to Upper Grand Lagoon.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).