Photo: Mary Marconi, Coldwell Banker Realtor Palm Harbor, FL · CC BY-SA 4.01,113 homes sold in Palm Harbor in the last year, at a typical $391K
About one sale in 4 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Palm Harbor homes are listed.
Every place Palm Harbor homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Palm Harbor.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
16% of Palm Harbor’s sales are condos, at $266K less than a house
803 houses and 181 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 803 sold in 12 months
- Per square foot
- $278FL $245
- Days to sell
- 51
- Sold over asking
- 9%
- Listings with a price cut
- 41%
typical sale · 181 sold in 12 months
- Per square foot
- $200FL $262
- Days to sell
- 81
- Sold over asking
- 3%
- Listings with a price cut
- 28%
Multi-family (2–4 units): 5 sold, typical $585K
Townhouses: 126 sold, typical $315K
Too few sales in 12 months for reliable figures.
Fewer homes sell than a decade ago, at twice the 2016 price
1,113 sales in the last year, against 1,766 in 2017 and a low of 1,044 in 2024. The typical sale went from $205K in 2016 to $391K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $400K buys in Palm Harbor
Check a listing against what Palm Harbor homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Palm Harbor are back to pre-pandemic levels, and more homes are for sale
We read every month of Palm Harbor’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 1,113 sales.
If you’re buying in Palm Harbor
- Shop in February. It brings about 143 new listings a month, close to the busiest month, with fewer bidding wars (15% over asking).
- You can negotiate. 36% of listings have cut their price, against 31% before the pandemic.
- Offer under asking. Buyers paid 96.3% of the list price on average; 8% paid over.
- You’ll usually have time. Only 26% of homes go under contract within two weeks; the typical one takes 56 days.
Spring brings the homes; summer brings the bidding wars
March has the most new listings (about 174 a month), but June is the most competitive: 21% of June sales close over asking. January and February offer nearly as much choice with fewer homes bid up (16%). November has the least competition (13%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and about like Florida as a whole
| Palm Harbor now | 2017–19 | 2021 peak | FL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 8% | 12% | 37% | 10% |
| Gone within two weeksShare of homes under contract within 14 days | 26% | 37% | 61% | 20% |
| Listings with a price cutShare of homes for sale that cut their price | 36% | 31% | 30% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 96.3% | 97% | 99.6% | 96.3% |
| Days to sellMedian days from listing to contract | 56 | 30 | 12 | 76 |
418 homes for sale on a typical day
That’s 3.3 times the 2021 low (125), 20% more than in 2017–19 and well under 2012’s 578.
1 in 3 listings has cut its price
36% in the last year, against 31% in 2017–19 and 28% across Florida. More sellers are pricing high and coming down.
Since 2019, houses are up 55%, condos 53%
A house typically sold for $462K in the last year (803 sales), a condo for $196K (181).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Palm Harbor ranks 302nd of 534 busy Florida markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Palm Harbor is in the middle of the pack.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Palm Harbor home costs about $2,259 a month
Price: Palm Harbor’s typical sale, last 12 months. Property tax at Palm Harbor’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Palm Harbor is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in March
The month with the most choice. December has the fewest, about 97.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $391K home, about $2,620 a year.
Taxes vs. neighborsSchools
The schools grade for Palm Harbor, from test results, graduation and how much students grow.
Schools in Palm HarborTypical commute
The average one-way trip to work for people who live in Palm Harbor.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Tarpon Springs, East Lake and Oldsmar sell for less a square foot
The busier markets within 25 miles of Palm Harbor, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Palm Harbor | 1,113 | $391K | $260 | 8% | 56 |
| Dunedin | 816 | $420K | $295 | 8% | 60 |
| East Lake | 614 | $496K | $243 | 5% | 67 |
| Tarpon Springs | 459 | $396K | $245 | 10% | 79 |
| Safety Harbor | 248 | $556K | $305 | 10% | 46 |
| Oldsmar | 231 | $376K | $242 | 13% | 60 |
| Greenbriar | 44 | $390K | $292 | 14% | 43 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Palm Harbor, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Palm Harbor. People who follow the town see it, and so do people comparing Palm Harbor with their own town. No commission, no listing fee.
Questions about buying a home in Palm Harbor
What do homes sell for in Palm Harbor, FL?
1,113 homes sold in the year to May 2026 at a typical $391K, $260 a square foot. Houses sold for about $462K, condos for about $196K.
Is Palm Harbor a buyer’s or seller’s market?
A seller’s market: 372 homes were for sale in May 2026 and 114 sold, about 3.3 months of supply. Buyers paid 96.3% of asking on average, and 36% of listings cut their price.
When is the best time to buy in Palm Harbor?
March brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Palm Harbor?
About 0.7% of a home’s value a year. On a $391K home that’s near $2,620.
Where can I see homes for sale in Palm Harbor?
Zillow, Redfin, Realtor.com and Homes.com all carry Palm Harbor’s MLS listings; the search links above open each one filtered to Palm Harbor.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).