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Ozona SunsetPhoto: Mary Marconi, Coldwell Banker Realtor Palm Harbor, FL · CC BY-SA 4.0
Jobs & commute in Palm Harbor

Fewer people are out of work in Palm Harbor (3.3%) than in 65% of U.S. towns

Commuters spend 27 minutes getting to work on average, where Florida has 28 and the U.S. 26. Palm Harbor grades B+ for jobs and income and B+ for walkability. About one in ten work in Palm Harbor; the top destination outside it is Clearwater (12%, 7 miles).

Census ACS 2020–24, Census LEHD 2023, EPA Smart Location Database. How the two grades are made

What stands out

Getting to work from Palm Harbor, in brief

Jobs & income grade

Jobs & income in Palm Harbor: the grade in detail

On income, poverty, unemployment and job access, Palm Harbor is better than 70% of U.S. towns, #177 of 638 in Florida. Job access by car holds Palm Harbor’s grade up (ahead of 86% of U.S. towns); the poverty rate pulls it down (10.3%, U.S. 12.5%). It also does well on household income and unemployment.

Household income $78,935 (±$3,953) · FL $74,568 · U.S. $80,734Higher than 55% of U.S. towns
Poverty 10.3% · FL 12.6% · U.S. 12.5%Lower than 47% of U.S. towns
Unemployment 3.3% (±0.9) · FL 4.8% · U.S. 5.2%Lower than 65% of U.S. towns
Job access by car EPA, jobs within a 45-minute driveMore than 86% of U.S. towns
Florida towns we grade 638 towns#177 of 638
BA−

A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Palm Harbor could be anywhere from B to A−.

How TownRatings grades jobs & income →

★ What stands out · The commute map

Where people from Palm Harbor work

Safety Harbor: 634 residents work here (2%)Oldsmar: 638 residents work here (3%)Tarpon SpringsDunedin: 1,023 residents work here (4%)Pinellas Park: 716 residents work here (3%)Clearwater: 2,931 residents work here (12%)Largo: 2,200 residents work here (9%)Tampa: 2,524 residents work here (10%)St. Petersburg: 1,214 residents work here (5%)HolidayPalm HarborTown 'n' Country: 590 residents work here (2%)East LakeClearwaterTampaLargoSt. PetersburgDunedinPinellas ParkPalm Harbor
1
Clearwater7.3 mi away
12%2,931
2
Tampa19.1 mi away
10%2,524
3
Palm Harbor (in town)right here
10%2,487
4
Largo12.3 mi away
9%2,200
5
St. Petersburg23.2 mi away
5%1,214
6
Dunedin3.9 mi away
4%1,023
7
Pinellas Park15.9 mi away
3%716
8
Oldsmar5.9 mi away
3%638
9
Safety Harbor6.5 mi away
2%634
10
Town 'n' Country12.2 mi away
2%590
Everywhere elseother towns and states
41%10,411
The top trips

Where Palm Harbor clocks in

Lines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.

A thicker line means more commuters. Switch between where residents work and where the people who work here live.

Day and night

The daily commute in and out of Palm Harbor

On a workday 22,881 residents head out to work, 2,487 work right here, and 14,424 people come in from elsewhere.

22,881live here, work elsewhere
2,487live and work here
14,424work here, live elsewhere
Night and day
At night62,000
Workday53,000
62,000live here− 23,000head out to work+ 14,000come in to work= 53,000on a workday

About 53,000 people are in Palm Harbor on a workday afternoon, 14% fewer than live here.

Job hub or commuter town?
0.67jobs per workerCommuter townJob hub

0.67 jobs for every working resident, so most people commute out.

Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2023, primary jobs.

The jobs

The kinds of work in Palm Harbor

16,911 jobs are based in Palm Harbor.

Jobs based in Palm HarborJobs Palm Harbor residents hold

What kind of work

Goods: factories, building, farms10%11%
Trade, transport & utilities16%18%
Services: health, schools, offices74%71%

What it pays

$1,250 a month or less17%13%
$1,251–$3,333 a month33%25%
Over $3,333 a month49%62%

Who does it

29 or younger22%18%
30 to 5449%50%
55 and older29%32%
+31%

Jobs based in Palm Harbor, 2013 → 2023: 12,944 → 16,911. Big swings can come from how a large employer reports its locations, not only from real openings or closings.

Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2023.

Here is what they are, next to the jobs Palm Harbor’s own residents hold wherever they work.

Time on the road

About 27 minutes each way, about the FL average

A year of commuting
205 hours

Round trip, about 230 workdays a year: roughly 8.5 full days in the car, bus or train.

Average commute minutes, one way

Palm Harbor27 min
Florida28 min
U.S.26 min
Working from home
23%

of Palm Harbor workers work from home, vs 16% across Florida. Their commute is the hallway.

About 2 in 10
How Palm Harbor gets to work
89%Drive alone
7%Carpool
<1%Transit
1%Walk
1%Bike
3%Other

Share of the 22,158 commuters (the 23% who work from home are left out). Across Florida: 83% drive alone, 1% take transit; U.S.: 81% and 4%. Census ACS 2020–24.

From the Census survey of workers who don’t work from home.

How far

How far it is to work from Palm Harbor

10 mi25 mi30 miClearwater: 12% · 7.3 miTampa: 10% · 19.1 miLargo: 9% · 12.3 miSt. Petersburg: 5% · 23.2 miDunedin: 4% · 3.9 miPinellas Park: 3% · 15.9 miOldsmar: 3% · 5.9 miSafety Harbor: 2% · 6.5 miTown 'n' Country: 2% · 12.2 miClearwater 12%Tampa 10%Largo 9%St. Petersburg 5%Dunedin 4%Palm Harbor
Palm HarborTop destinations (size = commuters)
38%Under 10 mi9,624 residents
41%10–24 mi10,470 residents
5%25–50 mi1,211 residents
16%Over 50 mi4,037 residents

About 16% show a job over 50 miles away. Some of that is real, and some is employers that report every worker at a head office, so a few long commutes are on paper only.

Straight-line distance from each worker’s home block to their main job’s block. LEHD 2023.

Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.

Getting around · Walkability grade

Most of Palm Harbor commutes by car

On EPA’s walkability index and the share of commuters who walk, bike or take transit, Palm Harbor is more walkable than 71% of U.S. towns, #302 of 638 in Florida. The street layout scores higher than the way people actually get to work: 2.0% of commuters walk, bike or take transit, below the 3.6% across Florida.

EPA walkability index 10.6 of 20 · typical FL town 9.0 · U.S. 6.9Higher than 85% of U.S. towns
Walk, bike or transit 2.0% of commuters · FL 3.6% · U.S. 7.1%Higher than 45% of U.S. towns
Florida towns we grade 638 towns#302 of 638
B+B+

A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 28,892 workers.

How TownRatings grades walkability →

Transit service (shown, not graded). 55% of residents live within a ¾-mile walk of a bus or train stop, 4% within a quarter mile. At the weekday evening rush, about 1.8 trips an hour stop near the typical resident, more than in 66% of the 9,825 U.S. towns with transit data.

Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020

Tampa6.0
Palm Harbor1.8

Households without a car (shown, not graded). 7.7% of Palm Harbor households have no vehicle (Florida 6.0%, U.S. 8.4%). <1% of Palm Harbor’s commuters take a bus or train.

Towns its size

Ranked on jobs and income, Palm Harbor is 336th among 720 U.S. towns of 43,000 to 83,000

#TownPeopleHousehold incomePovertyUnemploymentWork in townGrade
1McLean VA49,627$250K2.9%2.3%6%A+
2Lakeville MN79,270$139K2.9%2.0%11%A+
3Fulshear TX64,630$187K1.6%2.8%2%A+
…
94Weston FL69,588$140K6.1%3.9%13%A
…
129Horizon West FL67,416$127K7.3%2.9%3%A
…
167Coral Gables FL49,578$134K9.4%3.6%18%A
…
334Redlands CA74,128$105K9.1%5.5%19%B+
335Silver Spring MD81,462$100K10.6%5.4%6%B+
336Palm Harbor FL61,512$79K10.3%3.3%10%B+
337White Plains NY62,871$111K11.2%5.9%14%B+
338Pico Rivera CA58,915$88K10.3%4.9%6%B+
…
720Bullhead City AZ43,987$51K18.7%11.5%26%D−

Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.

Ranked on the Jobs & income grade: the towns either side of Palm Harbor, the top three, the last and three more from Florida.

Next door

Next door is work for 16% of Palm Harbor

10%+5–9%2–4%1%Under 1%

Average commute minutes, one way

Clearwater23 min
Dunedin25 min
Palm Harbor27 min
East Lake28 min
Tarpon Springs29 min

Jobs & commute next door

TownPalm Harbor workers thereJobs & incomeWalkabilityCommuteHousehold income
Palm Harbor–B+B+27 min$78,935
Dunedin4%BA−25 min$74,477
Tarpon Springsunder 3%BB+29 min$79,529
East Lakeunder 3%A−C+28 min$99,333
Clearwater12%B−A+23 min$66,381

Same-state neighbors only. Commute: average minutes each way, Census ACS 2020–24.

The biggest share goes to Clearwater. Darker towns draw more of Palm Harbor’s workers. Tap a town to see its commute.

How to read these numbers

What this data can and can’t tell you

  • Two sources, two years. Trips, distances and jobs based here: Census LEHD 2023, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
  • Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.

How these figures and grades are made →

Jobs and commuting in Palm Harbor: questions

What is the median household income in Palm Harbor?

$78,935 (±$3,953) (Census ACS 2020–24), against $74,568 across Florida and $80,734 nationally.

What is the poverty rate in Palm Harbor?

10.3%, against 12.6% across Florida and 12.5% nationally (Census ACS 2020–24).

How long is the commute from Palm Harbor?

27 minutes each way on average, against 28 across Florida and 26 nationally. 23% of workers work from home.

Where do people who live in Palm Harbor work?

10% work in town. The top destinations elsewhere are Clearwater (12%, 7 mi), Tampa (10%, 19 mi), Largo (9%, 12 mi) (Census LEHD 2023).

Is Palm Harbor walkable?

Palm Harbor is more walkable than 71% of U.S. towns (Walkability B+): an EPA walkability index of 10.6 out of 20, and 2% of commuters walk, bike or take transit.

Can you get around Palm Harbor without a car?

<1% of commuters take transit and 8% of households have no car. 4% of residents live within a quarter mile of a stop.

Commuter talk

Getting to work from Palm Harbor, from the people who make the trip.

Town Square →
Ask neighbors
Beyond the commute

More of Palm Harbor

Palm Harbor home →

Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2023, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.