Swadlincote - Wetherspoons and Market Hall

Swadlincote, #1 on this list · Photo: Colin Park · CC BY-SA 2.0

Derbyshire rankings · Cost of living

Most affordable towns in Derbyshire

Swadlincote ranks first on cost of living among Derbyshire’s 59 towns of 2,500+; 26 of the 59 grade A− or better against UK towns.

The Cost of living Grade: the median sale price (Land Registry), a year’s private rent (ONS) and Band D council tax with the parish precept, each against the mean household income of the town’s council area. The rank across England, Scotland, Wales and Northern Ireland sits beside each letter. How grades work

Swadlincote

34,569 people

A⁺

Homes cost 3.9 years of area income·#130 of 2,515 in England, Scotland, Wales and Northern Ireland

Woodville

7,255 people

A⁺

Homes cost 3.8 years of area income·#138 of 2,515 in England, Scotland, Wales and Northern Ireland

Overseal and Castle Gresley

5,055 people

A⁺

Homes cost 4.0 years of area income·#142 of 2,515 in England, Scotland, Wales and Northern Ireland

All 59 towns, ranked

Cost of living grade, best first; ranks are the county ranks on each town’s page (T = tied). Military garrison towns and university campuses keep their grades but aren’t ranked. Each rank across England, Scotland, Wales and Northern Ireland links to the national list.

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59 towns.

#TownGrade · UK rankCompared with UK towns

1Swadlincote34,569 peopleA⁺#130 of 2,515 nationallyhomes cost 3.9 years of area income

2Woodville7,255 peopleA⁺#138 of 2,515 nationallyhomes cost 3.8 years of area income

3Overseal and Castle Gresley5,055 peopleA⁺#142 of 2,515 nationallyhomes cost 4.0 years of area income

4Hilton8,269 peopleA⁺#161 of 2,515 nationallyhomes cost 4.1 years of area income

5Hatton2,560 peopleA⁺#168 of 2,515 nationallyhomes cost 4.2 years of area income

6Willington2,717 peopleA#290 of 2,515 nationallyhomes cost 5.2 years of area income

7Melbourne4,860 peopleA#352 of 2,515 nationallyhomes cost 5.5 years of area income

8Heanor24,264 peopleA#357 of 2,515 nationallyhomes cost 3.9 years of area income

9Wirksworth4,904 peopleA#376 of 2,515 nationallyhomes cost 4.8 years of area income

10Alfreton8,790 peopleA#386 of 2,515 nationallyhomes cost 3.9 years of area income

11Somercotes and Swanwick15,105 peopleA#391 of 2,515 nationallyhomes cost 4.0 years of area income

12Ashbourne8,854 peopleA#406 of 2,515 nationallyhomes cost 5.1 years of area income

13Matlock11,990 peopleA#408 of 2,515 nationallyhomes cost 5.1 years of area income

14Ilkeston38,723 peopleA#413 of 2,515 nationallyhomes cost 3.6 years of area income

15Gamesley3,124 peopleA#454 of 2,515 nationallyhomes cost 3.2 years of area income

16Kilburn and Horsley Woodhouse4,447 peopleA#457 of 2,515 nationallyhomes cost 4.4 years of area income

17Ripley20,191 peopleA⁻#493 of 2,515 nationallyhomes cost 4.4 years of area income

18Shirland and Stonebroom3,988 peopleA⁻#545 of 2,515 nationallyhomes cost 4.1 years of area income

19Grassmoor3,528 peopleA⁻#581 of 2,515 nationallyhomes cost 3.7 years of area income

20Darley Dale3,985 peopleA⁻#598 of 2,515 nationallyhomes cost 5.5 years of area income

21Eckington7,435 peopleA⁻#662 of 2,515 nationallyhomes cost 4.0 years of area income

22Repton2,766 peopleA⁻#696 of 2,515 nationallyhomes cost 6.4 years of area income

T23Derby275,561 peopleA⁻#709 of 2,515 nationallyhomes cost 4.5 years of area income

T23Long Eaton37,815 peopleA⁻#709 of 2,515 nationallyhomes cost 4.6 years of area income

25Pilsley and Lower Pilsley3,470 peopleA⁻#713 of 2,515 nationallyhomes cost 4.1 years of area income

26Heage2,584 peopleA⁻#751 of 2,515 nationallyhomes cost 4.9 years of area income

27North Wingfield and Holmewood9,545 peopleB⁺#778 of 2,515 nationallyhomes cost 4.2 years of area income

28Sandiacre9,373 peopleB⁺#790 of 2,515 nationallyhomes cost 4.6 years of area income

29Etwall3,080 peopleB⁺#804 of 2,515 nationallyhomes cost 6.7 years of area income

30Clay Cross8,915 peopleB⁺#808 of 2,515 nationallyhomes cost 4.5 years of area income

31Belper19,076 peopleB⁺#829 of 2,515 nationallyhomes cost 5.0 years of area income

32Hadfield16,271 peopleB⁺#867 of 2,515 nationallyhomes cost 4.4 years of area income

33Shirebrook11,571 peopleB⁺#869 of 2,515 nationallyhomes cost 3.5 years of area income

34Langwith3,009 peopleB⁺#873 of 2,515 nationallyhomes cost 3.6 years of area income

35Whitwell3,722 peopleB⁺#897 of 2,515 nationallyhomes cost 3.8 years of area income

36Tibshelf4,352 peopleB⁺#910 of 2,515 nationallyhomes cost 4.0 years of area income

T37Buxton20,048 peopleB⁺#934 of 2,515 nationallyhomes cost 4.7 years of area income

T37Creswell5,792 peopleB⁺#934 of 2,515 nationallyhomes cost 3.6 years of area income

T37Killamarsh9,082 peopleB⁺#934 of 2,515 nationallyhomes cost 4.5 years of area income

40Old Tupton4,190 peopleB⁺#967 of 2,515 nationallyhomes cost 4.8 years of area income

41Newton and Blackwell3,053 peopleB⁺#983 of 2,515 nationallyhomes cost 4.1 years of area income

42Clowne7,759 peopleB⁺#999 of 2,515 nationallyhomes cost 4.2 years of area income

43South Normanton and Pinxton16,028 peopleB⁺#1,045 of 2,515 nationallyhomes cost 4.4 years of area income

44Chesterfield76,394 peopleB#1,114 of 2,515 nationallyhomes cost 4.5 years of area income

45Bolsover11,228 peopleB#1,135 of 2,515 nationallyhomes cost 4.6 years of area income

46Brimington11,068 peopleB#1,142 of 2,515 nationallyhomes cost 4.4 years of area income

47West Hallam5,912 peopleB#1,148 of 2,515 nationallyhomes cost 5.3 years of area income

48Staveley15,151 peopleB#1,165 of 2,515 nationallyhomes cost 4.2 years of area income

49Bakewell3,275 peopleB#1,202 of 2,515 nationallyhomes cost 7.0 years of area income

50Breaston and Draycott7,393 peopleB#1,224 of 2,515 nationallyhomes cost 5.2 years of area income

51Borrowash7,171 peopleB#1,229 of 2,515 nationallyhomes cost 5.4 years of area income

52Chapel-en-le-Frith7,235 peopleB#1,252 of 2,515 nationallyhomes cost 5.1 years of area income

53New Mills9,195 peopleB#1,258 of 2,515 nationallyhomes cost 5.1 years of area income

54Barlborough2,859 peopleB#1,287 of 2,515 nationallyhomes cost 5.1 years of area income

55Glossop17,820 peopleB⁻#1,319 of 2,515 nationallyhomes cost 5.5 years of area income

56Wingerworth6,404 peopleB⁻#1,407 of 2,515 nationallyhomes cost 5.9 years of area income

57Whaley Bridge4,618 peopleC⁺#1,549 of 2,515 nationallyhomes cost 5.9 years of area income

58Dronfield21,161 peopleC⁺#1,630 of 2,515 nationallyhomes cost 6.1 years of area income

59Makeney4,691 peopleC#1,879 of 2,515 nationallyhomes cost 9.8 years of area income

Quick answers

Questions people ask

What is the most affordable town in Derbyshire?

Swadlincote ranks first on cost of living among 59 towns, with an A+: homes cost 3.9 years of area income. Woodville and Overseal and Castle Gresley follow.

How are these towns ranked?

The Cost of living Grade: the median sale price (Land Registry), a year’s private rent (ONS) and Band D council tax with the parish precept, each against the mean household income of the town’s council area. The letter and rank are the same as on each town’s page. How grades work.

Why isn’t my town on this list?

Garrison towns and university campuses aren’t ranked, and towns without the figures this grade needs are counted above. The list covers Derbyshire’s towns of 2,500+ with the figure. Smaller places show it on their own pages; every town in Derbyshire is on the county page.

Go deeper

More Derbyshire lists

Every list ranks the same 2,500+ towns, so a town’s rank means the same thing on each.

All Derbyshire rankings →

Best places to live59 towns · #1 Repton Best small towns40 towns · #1 Repton Safest towns59 towns · #1 Repton Towns with the best schools59 towns · #1 Makeney Healthiest towns59 towns · #1 Makeney Best towns for jobs & income59 towns · #1 Makeney Most walkable towns59 towns · #1 Bakewell Towns with the lowest flood risk59 towns · #1 Alfreton and 12 more Best towns for the outdoors59 towns · #1 Darley Dale Most historic towns59 towns · #1 Bakewell Towns with the most civic life59 towns · #1 Bakewell Towns with the highest household incomes59 towns · #1 MakeneyDescribed, no letters Towns with the lowest council tax59 towns · #1 DerbyDescribed, no letters Towns with the mildest winters59 towns · #1 Long EatonDescribed, no letters Towns with the warmest summers59 towns · #1 Breaston and Draycott and Long EatonDescribed, no letters Towns with the coolest summers59 towns · #1 BuxtonDescribed, no letters Towns with the fewest frosts59 towns · #1 DerbyDescribed, no letters Driest towns59 towns · #1 Long EatonDescribed, no letters Wettest towns59 towns · #1 BuxtonDescribed, no letters

Sources: HM Land Registry Price Paid (standard sales, September 2023 to August 2026) · ONS Price Index of Private Rents (August 2026, by council) · MHCLG and Welsh Government council tax, Band D 2026–27 (with parish precepts in England) · ONS small-area income estimates (financial year ending 2023) · TownRatings grades: our own summary of the data, ranked against UK towns only. All under the Open Government Licence v3.0.

Contains public sector information licensed under the Open Government Licence v3.0. Contains HM Land Registry data © Crown copyright and database right 2026. Contains OS data © Crown copyright and database right 2026 (ONS boundaries). Northern Ireland: Source: NISRA; contains Land & Property Services data and Ordnance Survey of Northern Ireland information, © Crown copyright, licensed under the Open Government Licence v3.0. Scotland: contains National Records of Scotland data, Registers of Scotland data and SEPA data, © Crown copyright / © SEPA 2025, licensed under the Open Government Licence v3.0.